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Single Family ResidenceResidential
$199,532$140 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 76How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

640 ROCKRIDGE RD

MURPHY, NC 28906
3
Beds
4 / 1
Baths
1,429 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
17.78 ac
Lot SizeThe size of the land the home sits on, from county records.
1945
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$200K
$152K low$247K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,569 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$227,710 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$227,710
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$227,710

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.85 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyCherokee
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1990
Lot (acres)The size of the land the home sits on, from county records.17.78
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Footing
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 114 ft²Shed · 80 ft²Patio · 189 ft²Porch · 198 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Martins Creek Elementary & Middle SchoolC-
Elementary · Grades PK–8 · 2.7 mi
H
Murphy High SchoolB+
High · Grades 9–12 · 5.2 mi

District: Cherokee County Schools

Neighborhood · ZIP 28906These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.116
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.100
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.125

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.72%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.14%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.20,751
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.60 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$51,416
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$68,607
Average tempThe average temperature here across a full year.56°F
Annual precipHow much rain and melted snow falls here in a typical year.61 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

640 Rockridge Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 70% of homes in Murphy 28906
  • Costs less per square foot than 83% of homes in Murphy 28906
  • Has a bigger lot than 95% of homes in Cherokee County
  • Older than 95% of homes in Murphy 28906

What homes are worth in Murphy 28906

Each bar is how many homes fall in that price range. The marker is this home.

This home
$46K$673K

This home is worth more than 30% of homes in Murphy 28906.

How it measures up in Murphy 28906

The dot is this home. The mark in the middle is the typical home in Murphy 28906.

Estimated value$199,532
CheaperTypical $276,930Pricier

Pricier than 30% of homes nearby

Price per ft²$140
CheaperTypical $223Pricier

Pricier than 17% of homes nearby

Living area1,429 ft²
SmallerTypical 1,320 ft²Bigger

Bigger than 59% of homes nearby

Lot size17.78 ac
SmallerTypical 1.34 acBigger

Bigger than 94% of homes nearby

Year built1945
OlderTypical 1996Newer

Newer than 5% of homes nearby

How 640 Rockridge Rd ranks against every home in each area.
MeasureThis homeMurphy 28906Cherokee County
Estimated valuepricier than$199,53230% of homes35% of homes
Price per ft²pricier than$14017% of homes22% of homes
Living areabigger than1,429 ft²59% of homes58% of homes
Lot sizebigger than17.78 ac94% of homes95% of homes
Year builtnewer than19455% of homes7% of homes

About 640 Rockridge Rd

How much is 640 Rockridge Rd, Murphy, NC worth?

The TopHap Estimate for 640 Rockridge Rd, Murphy, NC is $199,532 as of Aug 30, 2026. The likely range is $152,077 to $246,987. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 640 Rockridge Rd, Murphy, NC last sell?

640 Rockridge Rd, Murphy, NC last sold on Oct 1, 2007, according to the county's recorded deed.

How big is 640 Rockridge Rd, Murphy, NC?

640 Rockridge Rd, Murphy, NC has 3 bedrooms, 4 bathrooms, 1,429 square feet of living space and a 17.78-acre lot.

When was 640 Rockridge Rd, Murphy, NC built?

640 Rockridge Rd, Murphy, NC was built in 1945, making it 81 years old. The building has 1 story.

What schools serve 640 Rockridge Rd, Murphy, NC?

640 Rockridge Rd, Murphy, NC is assigned to Martins Creek Elementary & Middle School (elementary), rated C-; Murphy High School (high), rated B+. All sit in Cherokee County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 640 Rockridge Rd, Murphy, NC compare to other homes in Murphy 28906?

Among the 14,392 homes in Murphy 28906, it is worth more than 30% of them ($199,532 against a typical $276,930), its price per square foot is higher than 17% of them ($140 against a typical $223), it is bigger than 59% of them (1,429 ft² against a typical 1,320 ft²), its lot is bigger than 94% of them (17.78 ac against a typical 1.34 ac) and it is newer than 5% of them (1945 against a typical 1996). Measured against all of Cherokee County, it is worth more than 35% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 640 Rockridge Rd, Murphy, NC?

The 2025 property tax bill for 640 Rockridge Rd, Murphy, NC was $1,569. The county assessed it at $227,710.

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