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Single Family ResidenceResidential
$175,661$169 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $72,000 on Mar 9, 2004

640 ROSE APPLE CIR

PORT CHARLOTTE, FL 33954
2
Beds
2
Baths
1,038 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.12 ac
Lot SizeThe size of the land the home sits on, from county records.
1989
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$176K
$168K low$183K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$72,000 · Mar 9, 2004

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,027 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$108,082 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$105,036
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$158,890

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.96 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.49%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyCharlotte
Lot (acres)The size of the land the home sits on, from county records.0.12
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Mat/Raft Foundation (Slab)
RoofThe main material covering the roof, such as asphalt shingle or tile.Wood Shingle
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 12 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(1)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Liberty Elementary SchoolB
Elementary · Grades PK–5 · 0.5 mi
H
Port Charlotte High SchoolC-
High · Grades 9–12 · 2.2 mi
M
Murdock Middle SchoolC+
Middle · Grades 6–8 · 2.9 mi

District: Charlotte County School District

Neighborhood · ZIP 33954These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.30
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.81
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.18

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.11,509
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,249 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$73,979
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$90,525
Average tempThe average temperature here across a full year.73°F
Annual precipHow much rain and melted snow falls here in a typical year.52 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.68%

Owner Tools

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

640 Rose Apple Cir measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 98% of homes in Port Charlotte 33954
  • Costs less per square foot than 71% of homes in Port Charlotte 33954
  • Smaller than 94% of homes in Port Charlotte 33954
  • Has a smaller lot than 98% of homes in Port Charlotte 33954
  • Older than 73% of homes in Port Charlotte 33954

What homes are worth in Port Charlotte 33954

Each bar is how many homes fall in that price range. The marker is this home.

This home
$175K$534K

This home is worth more than 2% of homes in Port Charlotte 33954.

How it measures up in Port Charlotte 33954

The dot is this home. The mark in the middle is the typical home in Port Charlotte 33954.

Estimated value$175,661
CheaperTypical $310,071Pricier

Pricier than 2% of homes nearby

Price per ft²$169
CheaperTypical $182Pricier

Pricier than 29% of homes nearby

Living area1,038 ft²
SmallerTypical 1,731 ft²Bigger

Bigger than 6% of homes nearby

Lot size0.12 ac
SmallerTypical 0.23 acBigger

Bigger than 2% of homes nearby

Year built1989
OlderTypical 1996Newer

Newer than 27% of homes nearby

How 640 Rose Apple Cir ranks against every home in each area.
MeasureThis homePort Charlotte 33954Charlotte County
Estimated valuepricier than$175,6612% of homes12% of homes
Price per ft²pricier than$16929% of homes33% of homes
Living areabigger than1,038 ft²6% of homes14% of homes
Lot sizebigger than0.12 ac2% of homes18% of homes
Year builtnewer than198927% of homes43% of homes

About 640 Rose Apple Cir

How much is 640 Rose Apple Cir, Port Charlotte, FL worth?

The TopHap Estimate for 640 Rose Apple Cir, Port Charlotte, FL is $175,661 as of Sep 24, 2026. The likely range is $168,245 to $183,077. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 640 Rose Apple Cir, Port Charlotte, FL last sell?

640 Rose Apple Cir, Port Charlotte, FL last sold on Mar 9, 2004 for $72,000, according to the county's recorded deed.

How big is 640 Rose Apple Cir, Port Charlotte, FL?

640 Rose Apple Cir, Port Charlotte, FL has 2 bedrooms, 2 bathrooms, 1,038 square feet of living space and a 0.12-acre lot.

When was 640 Rose Apple Cir, Port Charlotte, FL built?

640 Rose Apple Cir, Port Charlotte, FL was built in 1989, making it 37 years old. The building has 1 story.

What schools serve 640 Rose Apple Cir, Port Charlotte, FL?

640 Rose Apple Cir, Port Charlotte, FL is assigned to Liberty Elementary School (elementary), rated B; Port Charlotte High School (high), rated C-; Murdock Middle School (middle), rated C+. All sit in Charlotte County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 640 Rose Apple Cir, Port Charlotte, FL compare to other homes in Port Charlotte 33954?

Among the 5,476 homes in Port Charlotte 33954, it is worth more than 2% of them ($175,661 against a typical $310,071), its price per square foot is higher than 29% of them ($169 against a typical $182), it is bigger than 6% of them (1,038 ft² against a typical 1,731 ft²), its lot is bigger than 2% of them (0.12 ac against a typical 0.23 ac) and it is newer than 27% of them (1989 against a typical 1996). Measured against all of Charlotte County, it is worth more than 12% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 640 Rose Apple Cir, Port Charlotte, FL?

The 2025 property tax bill for 640 Rose Apple Cir, Port Charlotte, FL was $1,027. The county assessed it at $108,082.

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