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Single Family ResidenceResidential
$451,780$285 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

640 ROUTE 13 S

MILFORD, NH 03055
3
Beds
2.5
Baths
1,584 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.5 ac
Lot SizeThe size of the land the home sits on, from county records.
1987
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$452K
$430K low$474K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$251,780
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$201,424
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.43%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$200,000
ST MARYS BK · recorded Dec 29, 2020

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$7,808 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$301,100 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$77,600
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$223,500
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$486,400

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.43
26
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
28
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
54
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
86
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
25
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.4 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Contemporary
CountyHILLSBOROUGH
Lot (acres)The size of the land the home sits on, from county records.1.50
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Hot Water
PoolWhether the property has a pool, and what kind, such as in-ground.Yes
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Milford Middle SchoolB+
Middle · Grades 6–8 · 1.7 mi
H
Milford High SchoolC-
High · Grades 9–12 · 1.9 mi
E
Jacques Memorial Elementary School
Elementary · Grades KG–1 · 2.4 mi

District: Milford School District

Neighborhood · ZIP 03055These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.80
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.89
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.84

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.19%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.2%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.16,312
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.640 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$98,964
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$110,128
Average tempThe average temperature here across a full year.47°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.54%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

640 Route 13 S measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Has a bigger lot than 77% of homes in Milford 03055
  • Newer than 68% of homes in Hillsborough County

What homes are worth in Milford 03055

Each bar is how many homes fall in that price range. The marker is this home.

This home
$226K$784K

This home is worth more than 44% of homes in Milford 03055.

How it measures up in Milford 03055

The dot is this home. The mark in the middle is the typical home in Milford 03055.

Estimated value$451,780
CheaperTypical $470,246Pricier

Pricier than 44% of homes nearby

Price per ft²$285
CheaperTypical $284Pricier

Pricier than 50% of homes nearby

Living area1,584 ft²
SmallerTypical 1,622 ft²Bigger

Bigger than 49% of homes nearby

Lot size1.5 ac
SmallerTypical 0.7 acBigger

Bigger than 77% of homes nearby

Year built1987
OlderTypical 1985Newer

Newer than 57% of homes nearby

How 640 Route 13 S ranks against every home in each area.
MeasureThis homeMilford 03055Hillsborough County
Estimated valuepricier than$451,78044% of homes39% of homes
Price per ft²pricier than$28550% of homes45% of homes
Living areabigger than1,584 ft²49% of homes42% of homes
Lot sizebigger than1.5 ac77% of homes72% of homes
Year builtnewer than198757% of homes68% of homes

About 640 Route 13 S

How much is 640 Route 13 S, Milford, NH worth?

The TopHap Estimate for 640 Route 13 S, Milford, NH is $451,780 as of Jul 14, 2026. The likely range is $429,997 to $473,563. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 640 Route 13 S, Milford, NH last sell?

640 Route 13 S, Milford, NH last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 640 Route 13 S, Milford, NH?

640 Route 13 S, Milford, NH has 3 bedrooms, 2.5 bathrooms, 1,584 square feet of living space and a 1.50-acre lot.

When was 640 Route 13 S, Milford, NH built?

640 Route 13 S, Milford, NH was built in 1987, making it 39 years old. It is a contemporary home. The building has 2 stories.

What schools serve 640 Route 13 S, Milford, NH?

640 Route 13 S, Milford, NH is assigned to Milford Middle School (middle), rated B+; Milford High School (high), rated C-; Jacques Memorial Elementary School (elementary). All sit in Milford School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 640 Route 13 S, Milford, NH compare to other homes in Milford 03055?

Among the 5,017 homes in Milford 03055, it is worth more than 44% of them ($451,780 against a typical $470,246), its price per square foot is higher than 50% of them ($285 against a typical $284), it is bigger than 49% of them (1,584 ft² against a typical 1,622 ft²), its lot is bigger than 77% of them (1.5 ac against a typical 0.7 ac) and it is newer than 57% of them (1987 against a typical 1985). Measured against all of Hillsborough County, it is worth more than 39% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 640 Route 13 S, Milford, NH?

The 2025 property tax bill for 640 Route 13 S, Milford, NH was $7,808. The county assessed it at $301,100.

Closest homes

More homes in Milford 03055

Assigned schools

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