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Single Family ResidenceResidential
$456,346$199 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 81How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026

640 S ROCKY CREEK RD

ASHFORD, AL 36312
4
Beds
3.5
Baths
2,290 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
7.5 ac
Lot SizeThe size of the land the home sits on, from county records.
2009
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$456K
$367K low$545K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,144 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$35,260 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$33,900
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$352,500

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.53
37
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
25
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
99
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
78
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
28
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.7 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyHOUSTON
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2011
Lot (acres)The size of the land the home sits on, from county records.7.50
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Mat/Raft Foundation (Slab)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Ashford Elementary SchoolA-
Elementary · Grades PK–5 · 0.8 mi
M
Ashford High SchoolD
Middle · Grades 9–12 · 1.3 mi

District: Houston County School District

Neighborhood · ZIP 36312These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.121
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.74
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.21

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.11%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.16%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.6,150
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.86 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$51,181
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$72,866
Average tempThe average temperature here across a full year.66°F
Annual precipHow much rain and melted snow falls here in a typical year.57 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

640 S Rocky Creek Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 94% of homes in Ashford 36312
  • Costs more per square foot than 96% of homes in Houston County
  • Bigger than 82% of homes in Ashford 36312
  • Has a bigger lot than 95% of homes in Houston County
  • Newer than 86% of homes in Houston County

What homes are worth in Ashford 36312

Each bar is how many homes fall in that price range. The marker is this home.

This home
$40K$610K

This home is worth more than 94% of homes in Ashford 36312.

How it measures up in Ashford 36312

The dot is this home. The mark in the middle is the typical home in Ashford 36312.

Estimated value$456,346
CheaperTypical $179,766Pricier

Pricier than 94% of homes nearby

Price per ft²$199
CheaperTypical $111Pricier

Pricier than 94% of homes nearby

Living area2,290 ft²
SmallerTypical 1,620 ft²Bigger

Bigger than 82% of homes nearby

Lot size7.5 ac
SmallerTypical 1 acBigger

Bigger than 86% of homes nearby

Year built2009
OlderTypical 1981Newer

Newer than 84% of homes nearby

How 640 S Rocky Creek Rd ranks against every home in each area.
MeasureThis homeAshford 36312Houston County
Estimated valuepricier than$456,34694% of homes92% of homes
Price per ft²pricier than$19994% of homes96% of homes
Living areabigger than2,290 ft²82% of homes79% of homes
Lot sizebigger than7.5 ac86% of homes95% of homes
Year builtnewer than200984% of homes86% of homes

About 640 S Rocky Creek Rd

How much is 640 S Rocky Creek Rd, Ashford, AL worth?

The TopHap Estimate for 640 S Rocky Creek Rd, Ashford, AL is $456,346 as of Oct 21, 2026. The likely range is $367,482 to $545,210. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 640 S Rocky Creek Rd, Ashford, AL last sell?

640 S Rocky Creek Rd, Ashford, AL last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 640 S Rocky Creek Rd, Ashford, AL?

640 S Rocky Creek Rd, Ashford, AL has 4 bedrooms, 3.5 bathrooms, 2,290 square feet of living space and a 7.50-acre lot.

When was 640 S Rocky Creek Rd, Ashford, AL built?

640 S Rocky Creek Rd, Ashford, AL was built in 2009, making it 17 years old. The building has 1 story.

What schools serve 640 S Rocky Creek Rd, Ashford, AL?

640 S Rocky Creek Rd, Ashford, AL is assigned to Ashford Elementary School (elementary), rated A-; Ashford High School (middle), rated D. All sit in Houston County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 640 S Rocky Creek Rd, Ashford, AL compare to other homes in Ashford 36312?

Among the 2,339 homes in Ashford 36312, it is worth more than 94% of them ($456,346 against a typical $179,766), its price per square foot is higher than 94% of them ($199 against a typical $111), it is bigger than 82% of them (2,290 ft² against a typical 1,620 ft²), its lot is bigger than 86% of them (7.5 ac against a typical 1 ac) and it is newer than 84% of them (2009 against a typical 1981). Measured against all of Houston County, it is worth more than 92% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 640 S Rocky Creek Rd, Ashford, AL?

The 2026 property tax bill for 640 S Rocky Creek Rd, Ashford, AL was $1,144. The county assessed it at $35,260.

More homes on S Rocky Creek Rd

Closest homes

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