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Single Family ResidenceResidential
$312,344$142 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $175,000 on Jul 6, 2007

640 S TRENTON ST

RUTHERFORD, TN 38369
2
Baths
2,199 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.09 ac
Lot SizeThe size of the land the home sits on, from county records.
2003
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$312K
$285K low$340K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$175,000 · Jul 6, 2007
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$134,429
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$107,543
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.58%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$177,915
REGIONS MTG · recorded Sep 16, 2010

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,477 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$64,900 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$2,700
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$62,200
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$64,900
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$259,600

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.13 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyGibson
Lot (acres)The size of the land the home sits on, from county records.1.09
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Footing
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Finished
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 200 ft²Shed · 540 ft²Patio · 200 ft²Porch · 36 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Rutherford SchoolB
Elementary · Grades PK–8 · 0.8 mi
H
Gibson County High SchoolA-
High · Grades 9–12 · 6.5 mi

District: Gibson County School District

Neighborhood · ZIP 38369These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.103
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.101
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.354

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.7.7%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.9%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.1,898
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.50 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$53,229
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$63,109
Average tempThe average temperature here across a full year.59°F
Annual precipHow much rain and melted snow falls here in a typical year.53 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.64%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

640 S Trenton St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 90% of homes in Rutherford 38369
  • Costs more per square foot than 81% of homes in Rutherford 38369
  • Bigger than 87% of homes in Rutherford 38369
  • Has a bigger lot than 68% of homes in Rutherford 38369
  • Newer than 89% of homes in Rutherford 38369

What homes are worth in Rutherford 38369

Each bar is how many homes fall in that price range. The marker is this home.

This home
$23K$453K

This home is worth more than 90% of homes in Rutherford 38369.

How it measures up in Rutherford 38369

The dot is this home. The mark in the middle is the typical home in Rutherford 38369.

Estimated value$312,344
CheaperTypical $129,878Pricier

Pricier than 90% of homes nearby

Price per ft²$142
CheaperTypical $91Pricier

Pricier than 81% of homes nearby

Living area2,199 ft²
SmallerTypical 1,440 ft²Bigger

Bigger than 87% of homes nearby

Lot size1.09 ac
SmallerTypical 0.56 acBigger

Bigger than 68% of homes nearby

Year built2003
OlderTypical 1967Newer

Newer than 89% of homes nearby

How 640 S Trenton St ranks against every home in each area.
MeasureThis homeRutherford 38369Gibson County
Estimated valuepricier than$312,34490% of homes80% of homes
Price per ft²pricier than$14281% of homes68% of homes
Living areabigger than2,199 ft²87% of homes82% of homes
Lot sizebigger than1.09 ac68% of homes65% of homes
Year builtnewer than200389% of homes81% of homes

About 640 S Trenton St

How much is 640 S Trenton St, Rutherford, TN worth?

The TopHap Estimate for 640 S Trenton St, Rutherford, TN is $312,344 as of Jul 14, 2026. The likely range is $284,565 to $340,123. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 640 S Trenton St, Rutherford, TN last sell?

640 S Trenton St, Rutherford, TN last sold on Jul 6, 2007 for $175,000, according to the county's recorded deed.

How big is 640 S Trenton St, Rutherford, TN?

640 S Trenton St, Rutherford, TN has 2 bathrooms, 2,199 square feet of living space and a 1.09-acre lot.

When was 640 S Trenton St, Rutherford, TN built?

640 S Trenton St, Rutherford, TN was built in 2003, making it 23 years old. The building has 2 stories.

What schools serve 640 S Trenton St, Rutherford, TN?

640 S Trenton St, Rutherford, TN is assigned to Rutherford School (elementary), rated B; Gibson County High School (high), rated A-. All sit in Gibson County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 640 S Trenton St, Rutherford, TN compare to other homes in Rutherford 38369?

Among the 839 homes in Rutherford 38369, it is worth more than 90% of them ($312,344 against a typical $129,878), its price per square foot is higher than 81% of them ($142 against a typical $91), it is bigger than 87% of them (2,199 ft² against a typical 1,440 ft²), its lot is bigger than 68% of them (1.09 ac against a typical 0.56 ac) and it is newer than 89% of them (2003 against a typical 1967). Measured against all of Gibson County, it is worth more than 80% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 640 S Trenton St, Rutherford, TN?

The 2025 property tax bill for 640 S Trenton St, Rutherford, TN was $2,477. The county assessed it at $64,900.

Closest homes

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Assigned schools

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