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Single Family ResidenceResidential
$163,803
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $63,100 on May 26, 2016

640 SADDLEBRED

LOCKHART, TX 78644
0
Baths
1.53 ac
Lot SizeThe size of the land the home sits on, from county records.

Valuation

$164K
$153K low$174K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$63,100 · May 26, 2016

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,153 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$71,670 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$53,850
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$17,820
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$71,670
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$71,670

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.14 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Mobile Home
CountyCALDWELL
Lot (acres)The size of the land the home sits on, from county records.1.53
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Plum Creek Elementary SchoolB-
Elementary · Grades KG–5 · 4.4 mi
H
Lockhart High SchoolD
High · Grades 9–12 · 6.0 mi
M
Lockhart Junior High SchoolD+
Middle · Grades 6–8 · 6.7 mi

District: Lockhart Independent School District

Neighborhood · ZIP 78644These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.94
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.84
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.21

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.27,312
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.143 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$67,942
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$87,386
Average tempThe average temperature here across a full year.68°F
Annual precipHow much rain and melted snow falls here in a typical year.36 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

640 Saddlebred measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 92% of homes in Lockhart 78644
  • Has a bigger lot than 76% of homes in Lockhart 78644

What homes are worth in Lockhart 78644

Each bar is how many homes fall in that price range. The marker is this home.

This home
$129K$879K

This home is worth more than 8% of homes in Lockhart 78644.

How it measures up in Lockhart 78644

The dot is this home. The mark in the middle is the typical home in Lockhart 78644.

Estimated value$163,803
CheaperTypical $275,214Pricier

Pricier than 8% of homes nearby

Lot size1.53 ac
SmallerTypical 0.28 acBigger

Bigger than 76% of homes nearby

How 640 Saddlebred ranks against every home in each area.
MeasureThis homeLockhart 78644Caldwell County
Estimated valuepricier than$163,8038% of homes10% of homes
Lot sizebigger than1.53 ac76% of homes67% of homes

About 640 Saddlebred

How much is 640 Saddlebred, Lockhart, TX worth?

The TopHap Estimate for 640 Saddlebred, Lockhart, TX is $163,803 as of Jul 14, 2026. The likely range is $153,220 to $174,386. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 640 Saddlebred, Lockhart, TX last sell?

640 Saddlebred, Lockhart, TX last sold on May 26, 2016 for $63,100, according to the county's recorded deed.

What schools serve 640 Saddlebred, Lockhart, TX?

640 Saddlebred, Lockhart, TX is assigned to Plum Creek Elementary School (elementary), rated B-; Lockhart High School (high), rated D; Lockhart Junior High School (middle), rated D+. All sit in Lockhart Independent School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 640 Saddlebred, Lockhart, TX compare to other homes in Lockhart 78644?

Among the 9,241 homes in Lockhart 78644, it is worth more than 8% of them ($163,803 against a typical $275,214) and its lot is bigger than 76% of them (1.53 ac against a typical 0.28 ac). Measured against all of Caldwell County, it is worth more than 10% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 640 Saddlebred, Lockhart, TX?

The 2026 property tax bill for 640 Saddlebred, Lockhart, TX was $1,153. The county assessed it at $71,670.

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Assigned schools

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