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Single Family ResidenceResidential
$504,237$185 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 75How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $35,000 on Feb 7, 1990

640 SCHAUER LN

ROCKFORD, IL 61107
3
Beds
3
Baths
2,730 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3.14 ac
Lot SizeThe size of the land the home sits on, from county records.
1993
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
8
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
3
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$504K
$378K low$630K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$35,000 · Feb 7, 1990
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$504,237
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$403,390

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$12,282 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$175,480 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$26,660
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$148,820
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$164,881
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$526,440

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.12 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyBOONE
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1999
Lot (acres)The size of the land the home sits on, from county records.3.14
ConstructionThe main material the home's frame and walls are built from.Brick
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Belvidere North High SchoolB
High · Grades 9–12 · 3.3 mi
E
Seth Whitman Elementary SchoolB-
Elementary · Grades EE–5 · 3.3 mi
M
Belvidere Central Middle SchoolC+
Middle · Grades 6–8 · 3.5 mi

District: Belvidere Consolidated Unit School District 100

Neighborhood · ZIP 61107These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.89
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.87
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.41

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.24%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.5%
PopulationHow many people live in this area.29,768
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,019 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$74,050
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$94,291
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.34 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.52%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

640 Schauer Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 97% of homes in Rockford 61107
  • Costs more per square foot than 97% of homes in Rockford 61107
  • Bigger than 82% of homes in Rockford 61107
  • Has a bigger lot than 96% of homes in Rockford 61107
  • Newer than 87% of homes in Rockford 61107

What homes are worth in Rockford 61107

Each bar is how many homes fall in that price range. The marker is this home.

This home
$98K$535K

This home is worth more than 97% of homes in Rockford 61107.

How it measures up in Rockford 61107

The dot is this home. The mark in the middle is the typical home in Rockford 61107.

Estimated value$504,237
CheaperTypical $224,370Pricier

Pricier than 97% of homes nearby

Price per ft²$185
CheaperTypical $118Pricier

Pricier than 97% of homes nearby

Living area2,730 ft²
SmallerTypical 1,930 ft²Bigger

Bigger than 82% of homes nearby

Lot size3.14 ac
SmallerTypical 0.26 acBigger

Bigger than 96% of homes nearby

Year built1993
OlderTypical 1959Newer

Newer than 87% of homes nearby

How 640 Schauer Ln ranks against every home in each area.
MeasureThis homeRockford 61107Boone County
Estimated valuepricier than$504,23797% of homes89% of homes
Price per ft²pricier than$18597% of homes74% of homes
Living areabigger than2,730 ft²82% of homes82% of homes
Lot sizebigger than3.14 ac96% of homes89% of homes
Year builtnewer than199387% of homes55% of homes

About 640 Schauer Ln

How much is 640 Schauer Ln, Rockford, IL worth?

The TopHap Estimate for 640 Schauer Ln, Rockford, IL is $504,237 as of Jul 14, 2026. The likely range is $378,064 to $630,410. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 640 Schauer Ln, Rockford, IL last sell?

640 Schauer Ln, Rockford, IL last sold on Feb 7, 1990 for $35,000, according to the county's recorded deed.

How big is 640 Schauer Ln, Rockford, IL?

640 Schauer Ln, Rockford, IL has 3 bedrooms, 3 bathrooms, 2,730 square feet of living space and a 3.14-acre lot.

When was 640 Schauer Ln, Rockford, IL built?

640 Schauer Ln, Rockford, IL was built in 1993, making it 33 years old. It is a ranch home. The building has 1 story.

What schools serve 640 Schauer Ln, Rockford, IL?

640 Schauer Ln, Rockford, IL is assigned to Belvidere North High School (high), rated B; Seth Whitman Elementary School (elementary), rated B-; Belvidere Central Middle School (middle), rated C+. All sit in Belvidere Consolidated Unit School District 100. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 640 Schauer Ln, Rockford, IL compare to other homes in Rockford 61107?

Among the 11,017 homes in Rockford 61107, it is worth more than 97% of them ($504,237 against a typical $224,370), its price per square foot is higher than 97% of them ($185 against a typical $118), it is bigger than 82% of them (2,730 ft² against a typical 1,930 ft²), its lot is bigger than 96% of them (3.14 ac against a typical 0.26 ac) and it is newer than 87% of them (1993 against a typical 1959). Measured against all of Boone County, it is worth more than 89% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 640 Schauer Ln, Rockford, IL?

The 2025 property tax bill for 640 Schauer Ln, Rockford, IL was $12,282. The county assessed it at $175,480.

Closest homes

More homes in Rockford 61107

Assigned schools

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