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Single Family ResidentialResidential
$189,569$474 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 75How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $100,000 on Nov 2, 2020

640 SCRUGGS RD

FOREST CITY, NC 28043
1
Beds
1
Baths
400 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
18.46 ac
Lot SizeThe size of the land the home sits on, from county records.
2022
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$190K
$143K low$236K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$100,000 · Nov 2, 2020

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$906 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$170,700 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$61,400
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$109,300
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$170,700
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$170,700

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.50 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residential
CountyRutherford
Lot (acres)The size of the land the home sits on, from county records.18.46
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Block (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Fan Cooling
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 195 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Chase High SchoolB
High · Grades 9–12 · 1.1 mi
M
Chase Middle SchoolC+
Middle · Grades 6–8 · 2.3 mi
E
Harris Elementary SchoolB-
Elementary · Grades PK–5 · 4.5 mi

District: Rutherford County Schools

Neighborhood · ZIP 28043These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.113
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.91
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.85

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.90%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.12%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.22%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.20,602
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.319 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$51,546
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$65,898
Average tempThe average temperature here across a full year.59°F
Annual precipHow much rain and melted snow falls here in a typical year.51 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

640 Scruggs Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the highest price per square foot in Forest City 28043
  • Among the smallest homes in Forest City 28043
  • Has a bigger lot than 98% of homes in Forest City 28043
  • Among the newest homes in Forest City 28043

What homes are worth in Forest City 28043

Each bar is how many homes fall in that price range. The marker is this home.

This home
$45K$572K

This home is worth more than 50% of homes in Forest City 28043.

How it measures up in Forest City 28043

The dot is this home. The mark in the middle is the typical home in Forest City 28043.

Estimated value$189,569
CheaperTypical $190,458Pricier

Pricier than 50% of homes nearby

Price per ft²$474
CheaperTypical $133Pricier

Pricier than almost all homes nearby

Living area400 ft²
SmallerTypical 1,400 ft²Bigger

Smaller than almost all homes nearby

Lot size18.46 ac
SmallerTypical 0.6 acBigger

Bigger than 98% of homes nearby

Year built2022
OlderTypical 1969Newer

Newer than almost all homes nearby

How 640 Scruggs Rd ranks against every home in each area.
MeasureThis homeForest City 28043Rutherford County
Estimated valuepricier than$189,56950% of homes37% of homes
Price per ft²pricier than$474almost all homes96% of homes
Living areabigger than400 ft²almost no homesalmost no homes
Lot sizebigger than18.46 ac98% of homes95% of homes
Year builtnewer than2022almost all homes98% of homes

About 640 Scruggs Rd

How much is 640 Scruggs Rd, Forest City, NC worth?

The TopHap Estimate for 640 Scruggs Rd, Forest City, NC is $189,569 as of Aug 30, 2026. The likely range is $142,745 to $236,393. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 640 Scruggs Rd, Forest City, NC last sell?

640 Scruggs Rd, Forest City, NC last sold on Nov 2, 2020 for $100,000, according to the county's recorded deed.

How big is 640 Scruggs Rd, Forest City, NC?

640 Scruggs Rd, Forest City, NC has 1 bedrooms, 1 bathrooms, 400 square feet of living space and a 18.46-acre lot.

When was 640 Scruggs Rd, Forest City, NC built?

640 Scruggs Rd, Forest City, NC was built in 2022, making it 4 years old. The building has 1 story.

What schools serve 640 Scruggs Rd, Forest City, NC?

640 Scruggs Rd, Forest City, NC is assigned to Chase High School (high), rated B; Chase Middle School (middle), rated C+; Harris Elementary School (elementary), rated B-. All sit in Rutherford County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 640 Scruggs Rd, Forest City, NC compare to other homes in Forest City 28043?

Among the 7,472 homes in Forest City 28043, it is worth more than 50% of them ($189,569 against a typical $190,458), its price per square foot is higher than almost all of them ($474 against a typical $133), it is bigger than almost none of them (400 ft² against a typical 1,400 ft²), its lot is bigger than 98% of them (18.46 ac against a typical 0.6 ac) and it is newer than almost all of them (2022 against a typical 1969). Measured against all of Rutherford County, it is worth more than 37% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 640 Scruggs Rd, Forest City, NC?

The 2025 property tax bill for 640 Scruggs Rd, Forest City, NC was $906. The county assessed it at $170,700.

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