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Single Family ResidenceResidential
$316,354$253 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 87How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026
Last sold for $316,000 on Jul 6, 2026

640 SIMPSON ST

SAINT PAUL, MN 55104
3
Beds
1
Baths
1,251 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3,280 ft²
Lot SizeThe size of the land the home sits on, from county records.
1915
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$316K
$275K low$358K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$316,000 · Jul 6, 2026

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,400 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$286,700 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$35,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$251,700
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$287,200
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$286,700

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Cape Cod
CountyRAMSEY
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1951
Lot (acres)The size of the land the home sits on, from county records.0.07
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Hamline Elementary SchoolD
Elementary · Grades PK–5 · 0.4 mi
H
Como Park Senior High SchoolD
High · Grades 9–12 · 1.9 mi
M
Murray Middle SchoolC-
Middle · Grades 6–8 · 2.2 mi

District: St. Paul Public School District

Neighborhood · ZIP 55104These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.128
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.90
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.10

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.30%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.14%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.45,742
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.7,314 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$74,608
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$102,208
Average tempThe average temperature here across a full year.45°F
Annual precipHow much rain and melted snow falls here in a typical year.31 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

640 Simpson St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 82% of homes in Hamline Midway
  • Costs more per square foot than 72% of homes in Hamline Midway
  • Among the smallest lots in Hamline Midway
  • Older than 84% of homes in Ramsey County

What homes are worth in Saint Paul 55104

Each bar is how many homes fall in that price range. The marker is this home.

This home
$139K$775K

This home is worth more than 63% of homes in Saint Paul 55104.

How it measures up in Saint Paul 55104

The dot is this home. The mark in the middle is the typical home in Saint Paul 55104.

Estimated value$316,354
CheaperTypical $277,998Pricier

Pricier than 63% of homes nearby

Price per ft²$253
CheaperTypical $224Pricier

Pricier than 67% of homes nearby

Living area1,251 ft²
SmallerTypical 1,365 ft²Bigger

Bigger than 41% of homes nearby

Lot size3,280 ft²
SmallerTypical 0.12 acBigger

Smaller than almost all homes nearby

Year built1915
OlderTypical 1914Newer

Newer than 57% of homes nearby

How 640 Simpson St ranks against every home in each area.
MeasureThis homeHamline MidwaySaint Paul 55104Ramsey County
Estimated valuepricier than$316,35482% of homes63% of homes51% of homes
Price per ft²pricier than$25372% of homes67% of homes51% of homes
Living areabigger than1,251 ft²58% of homes41% of homes50% of homes
Lot sizebigger than3,280 ft²almost no homesalmost no homes2% of homes
Year builtnewer than191549% of homes57% of homes16% of homes

About 640 Simpson St

How much is 640 Simpson St, Saint Paul, MN worth?

The TopHap Estimate for 640 Simpson St, Saint Paul, MN is $316,354 as of Oct 21, 2026. The likely range is $274,594 to $358,114. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 640 Simpson St, Saint Paul, MN last sell?

640 Simpson St, Saint Paul, MN last sold on Jul 6, 2026 for $316,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 640 Simpson St, Saint Paul, MN?

640 Simpson St, Saint Paul, MN has 3 bedrooms, 1 bathrooms, 1,251 square feet of living space and a 0.07-acre lot.

When was 640 Simpson St, Saint Paul, MN built?

640 Simpson St, Saint Paul, MN was built in 1915, making it 111 years old. It is a cape cod home. The building has 1 story.

What schools serve 640 Simpson St, Saint Paul, MN?

640 Simpson St, Saint Paul, MN is assigned to Hamline Elementary School (elementary), rated D; Como Park Senior High School (high), rated D; Murray Middle School (middle), rated C-. All sit in St. Paul Public School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 640 Simpson St, Saint Paul, MN compare to other homes in Saint Paul 55104?

Among the 11,585 homes in Saint Paul 55104, it is worth more than 63% of them ($316,354 against a typical $277,998), its price per square foot is higher than 67% of them ($253 against a typical $224), it is bigger than 41% of them (1,251 ft² against a typical 1,365 ft²), its lot is bigger than almost none of them (3,280 ft² against a typical 0.12 ac) and it is newer than 57% of them (1915 against a typical 1914). Measured against all of Ramsey County, it is worth more than 51% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 640 Simpson St, Saint Paul, MN?

The 2025 property tax bill for 640 Simpson St, Saint Paul, MN was $4,400. The county assessed it at $286,700.

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