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Single Family ResidenceResidential
$98,396$107 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 89How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026
Last sold for $33,000 on Jul 19, 2019

640 SPRUCE ST

NORTH BEND, NE 68649
2
Baths
918 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.4 ac
Lot SizeThe size of the land the home sits on, from county records.
1890
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$98K
$88K low$109K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$33,000 · Jul 19, 2019

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$962 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$98,603 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$36,780
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$61,823
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$95,513
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$98,603

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.43 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyDodge
Lot (acres)The size of the land the home sits on, from county records.0.40
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Raised (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 144 ft²Porch · 336 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
North Bend Central Middle SchoolA
Middle · Grades 6–8 · 0.5 mi
H
North Bend Central High SchoolA
High · Grades 9–12 · 0.5 mi
E
North Bend Central Elementary SchoolA
Elementary · Grades PK–5 · 0.7 mi

District: North Bend Central Public Schools

Neighborhood · ZIP 68649These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.121
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.86
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.36

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.87%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.18%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.1,767
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.17 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$85,352
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$101,544
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.30 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.66%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

640 Spruce St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 97% of homes in Dodge County
  • Costs less per square foot than 93% of homes in Dodge County
  • Smaller than 89% of homes in North Bend 68649
  • Has a bigger lot than 80% of homes in Dodge County
  • Older than 98% of homes in North Bend 68649

What homes are worth in North Bend 68649

Each bar is how many homes fall in that price range. The marker is this home.

This home
$65K$736K

This home is worth more than 12% of homes in North Bend 68649.

How it measures up in North Bend 68649

The dot is this home. The mark in the middle is the typical home in North Bend 68649.

Estimated value$98,396
CheaperTypical $215,338Pricier

Pricier than 12% of homes nearby

Price per ft²$107
CheaperTypical $152Pricier

Pricier than 14% of homes nearby

Living area918 ft²
SmallerTypical 1,560 ft²Bigger

Bigger than 11% of homes nearby

Lot size0.4 ac
SmallerTypical 0.43 acBigger

Bigger than 47% of homes nearby

Year built1890
OlderTypical 1965Newer

Newer than 2% of homes nearby

How 640 Spruce St ranks against every home in each area.
MeasureThis homeNorth Bend 68649Dodge County
Estimated valuepricier than$98,39612% of homes3% of homes
Price per ft²pricier than$10714% of homes7% of homes
Living areabigger than918 ft²11% of homes16% of homes
Lot sizebigger than0.4 ac47% of homes80% of homes
Year builtnewer than18902% of homes2% of homes

About 640 Spruce St

How much is 640 Spruce St, North Bend, NE worth?

The TopHap Estimate for 640 Spruce St, North Bend, NE is $98,396 as of Oct 21, 2026. The likely range is $87,919 to $108,873. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 640 Spruce St, North Bend, NE last sell?

640 Spruce St, North Bend, NE last sold on Jul 19, 2019 for $33,000, according to the county's recorded deed.

How big is 640 Spruce St, North Bend, NE?

640 Spruce St, North Bend, NE has 2 bathrooms, 918 square feet of living space and a 0.40-acre lot.

When was 640 Spruce St, North Bend, NE built?

640 Spruce St, North Bend, NE was built in 1890, making it 136 years old. The building has 1 story.

What schools serve 640 Spruce St, North Bend, NE?

640 Spruce St, North Bend, NE is assigned to North Bend Central Middle School (middle), rated A; North Bend Central High School (high), rated A; North Bend Central Elementary School (elementary), rated A. All sit in North Bend Central Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 640 Spruce St, North Bend, NE compare to other homes in North Bend 68649?

Among the 1,080 homes in North Bend 68649, it is worth more than 12% of them ($98,396 against a typical $215,338), its price per square foot is higher than 14% of them ($107 against a typical $152), it is bigger than 11% of them (918 ft² against a typical 1,560 ft²), its lot is bigger than 47% of them (0.4 ac against a typical 0.43 ac) and it is newer than 2% of them (1890 against a typical 1965). Measured against all of Dodge County, it is worth more than 3% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 640 Spruce St, North Bend, NE?

The 2025 property tax bill for 640 Spruce St, North Bend, NE was $962. The county assessed it at $98,603.

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