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Single Family ResidenceResidential
$538,931$630 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $410,000 on Aug 6, 2018

640 STEELE LN

SANTA ROSA, CA 95403
2
Beds
1
Baths
855 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.24 ac
Lot SizeThe size of the land the home sits on, from county records.
1947
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
3
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$539K
$519K low$559K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$410,000 · Aug 6, 2018
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$149,431
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$119,545
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.76%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$389,500
CITYWIDE HM LNS CORP · recorded Aug 6, 2018

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$6,167 (2023)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$552,523 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$221,241
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$331,282
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$541,690

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.22
82
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
1
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
27
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.21 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountySONOMA
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1962
Lot (acres)The size of the land the home sits on, from county records.0.24
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
HeatingThe type of heating system in the home.None
CoolingThe type of cooling or air conditioning in the home.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(14)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(2)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Steele Lane Elementary SchoolD-
Elementary · Grades KG–6 · 0.2 mi
H
Santa Rosa High SchoolB-
High · Grades 9–12 · 0.6 mi
M
Santa Rosa Middle SchoolD-
Middle · Grades 7–8 · 1.3 mi

District: Santa Rosa High School District

Neighborhood · ZIP 95403These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.104
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.86
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.511

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.19%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.4%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.43,826
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,997 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$96,508
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$119,029
Average tempThe average temperature here across a full year.58°F
Annual precipHow much rain and melted snow falls here in a typical year.37 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.78%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

640 Steele Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 86% of homes in North Junior College
  • Costs more per square foot than 97% of homes in North Junior College
  • Smaller than 95% of homes in Santa Rosa 95403
  • Has a bigger lot than 93% of homes in North Junior College
  • Among the oldest homes in Santa Rosa 95403

What homes are worth in Santa Rosa 95403

Each bar is how many homes fall in that price range. The marker is this home.

This home
$303K$2M

This home is worth more than 16% of homes in Santa Rosa 95403.

How it measures up in Santa Rosa 95403

The dot is this home. The mark in the middle is the typical home in Santa Rosa 95403.

Estimated value$538,931
CheaperTypical $709,611Pricier

Pricier than 16% of homes nearby

Price per ft²$630
CheaperTypical $438Pricier

Pricier than 97% of homes nearby

Living area855 ft²
SmallerTypical 1,630 ft²Bigger

Bigger than 5% of homes nearby

Lot size0.24 ac
SmallerTypical 0.15 acBigger

Bigger than 76% of homes nearby

Year built1947
OlderTypical 1989Newer

Older than almost all homes nearby

How 640 Steele Ln ranks against every home in each area.
MeasureThis homeNorth Junior CollegeSanta Rosa 95403Sonoma County
Estimated valuepricier than$538,93114% of homes16% of homes14% of homes
Price per ft²pricier than$63097% of homes97% of homes79% of homes
Living areabigger than855 ft²7% of homes5% of homes6% of homes
Lot sizebigger than0.24 ac93% of homes76% of homes66% of homes
Year builtnewer than19479% of homesalmost no homes12% of homes

About 640 Steele Ln

How much is 640 Steele Ln, Santa Rosa, CA worth?

The TopHap Estimate for 640 Steele Ln, Santa Rosa, CA is $538,931 as of Jul 14, 2026. The likely range is $519,195 to $558,667. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 640 Steele Ln, Santa Rosa, CA last sell?

640 Steele Ln, Santa Rosa, CA last sold on Aug 6, 2018 for $410,000, according to the county's recorded deed. TopHap holds 8 recorded sales for this parcel.

How big is 640 Steele Ln, Santa Rosa, CA?

640 Steele Ln, Santa Rosa, CA has 2 bedrooms, 1 bathrooms, 855 square feet of living space and a 0.24-acre lot.

When was 640 Steele Ln, Santa Rosa, CA built?

640 Steele Ln, Santa Rosa, CA was built in 1947, making it 79 years old. The building has 1 story.

What schools serve 640 Steele Ln, Santa Rosa, CA?

640 Steele Ln, Santa Rosa, CA is assigned to Steele Lane Elementary School (elementary), rated D-; Santa Rosa High School (high), rated B-; Santa Rosa Middle School (middle), rated D-. All sit in Santa Rosa High School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 640 Steele Ln, Santa Rosa, CA compare to other homes in Santa Rosa 95403?

Among the 12,520 homes in Santa Rosa 95403, it is worth more than 16% of them ($538,931 against a typical $709,611), its price per square foot is higher than 97% of them ($630 against a typical $438), it is bigger than 5% of them (855 ft² against a typical 1,630 ft²), its lot is bigger than 76% of them (0.24 ac against a typical 0.15 ac) and it is newer than almost none of them (1947 against a typical 1989). Measured against all of Sonoma County, it is worth more than 14% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 640 Steele Ln, Santa Rosa, CA?

The 2023 property tax bill for 640 Steele Ln, Santa Rosa, CA was $6,167. The county assessed it at $552,523.

More homes on Steele Ln

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