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Single Family ResidenceResidential
$409,386$176 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

640 STEWART VALLEY DR

SMYRNA, TN 37167
2
Baths
2,331 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.46 ac
Lot SizeThe size of the land the home sits on, from county records.
1987
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$409K
$385K low$433K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,524 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$99,238 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$27,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$71,738
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$81,213
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$396,950

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.10 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyRUTHERFORD
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2007
Lot (acres)The size of the land the home sits on, from county records.0.46
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Rock / Gravel
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.DeckPatio · 448 ft²Porch · 144 ft²

Transaction History(7)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(2)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Stewartsboro Elementary SchoolA-
Elementary · Grades PK–5 · 0.9 mi
H
Stewarts Creek High SchoolA
High · Grades 9–12 · 2.4 mi
M
Stewarts Creek Middle SchoolA-
Middle · Grades 6–8 · 2.6 mi

District: Rutherford County School District

Neighborhood · ZIP 37167These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.92
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.120
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.59

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.20%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.66,337
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,189 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$79,225
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$93,888
Average tempThe average temperature here across a full year.59°F
Annual precipHow much rain and melted snow falls here in a typical year.54 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

640 Stewart Valley Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs less per square foot than 96% of homes in Smyrna 37167
  • Bigger than 74% of homes in Smyrna 37167
  • Has a bigger lot than 72% of homes in Smyrna 37167
  • Older than 78% of homes in Rutherford County

What homes are worth in Smyrna 37167

Each bar is how many homes fall in that price range. The marker is this home.

This home
$247K$791K

This home is worth more than 53% of homes in Smyrna 37167.

How it measures up in Smyrna 37167

The dot is this home. The mark in the middle is the typical home in Smyrna 37167.

Estimated value$409,386
CheaperTypical $401,043Pricier

Pricier than 53% of homes nearby

Price per ft²$176
CheaperTypical $223Pricier

Pricier than 4% of homes nearby

Living area2,331 ft²
SmallerTypical 1,813 ft²Bigger

Bigger than 74% of homes nearby

Lot size0.46 ac
SmallerTypical 0.3 acBigger

Bigger than 72% of homes nearby

Year built1987
OlderTypical 2002Newer

Newer than 25% of homes nearby

How 640 Stewart Valley Dr ranks against every home in each area.
MeasureThis homeSmyrna 37167Rutherford County
Estimated valuepricier than$409,38653% of homes50% of homes
Price per ft²pricier than$1764% of homes5% of homes
Living areabigger than2,331 ft²74% of homes70% of homes
Lot sizebigger than0.46 ac72% of homes63% of homes
Year builtnewer than198725% of homes22% of homes

About 640 Stewart Valley Dr

How much is 640 Stewart Valley Dr, Smyrna, TN worth?

The TopHap Estimate for 640 Stewart Valley Dr, Smyrna, TN is $409,386 as of Sep 24, 2026. The likely range is $385,461 to $433,311. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 640 Stewart Valley Dr, Smyrna, TN last sell?

640 Stewart Valley Dr, Smyrna, TN last sold on Sep 11, 2020, according to the county's recorded deed. TopHap holds 5 recorded sales for this parcel.

How big is 640 Stewart Valley Dr, Smyrna, TN?

640 Stewart Valley Dr, Smyrna, TN has 2 bathrooms, 2,331 square feet of living space and a 0.46-acre lot.

When was 640 Stewart Valley Dr, Smyrna, TN built?

640 Stewart Valley Dr, Smyrna, TN was built in 1987, making it 39 years old. It is a ranch home. The building has 1 story.

What schools serve 640 Stewart Valley Dr, Smyrna, TN?

640 Stewart Valley Dr, Smyrna, TN is assigned to Stewartsboro Elementary School (elementary), rated A-; Stewarts Creek High School (high), rated A; Stewarts Creek Middle School (middle), rated A-. All sit in Rutherford County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 640 Stewart Valley Dr, Smyrna, TN compare to other homes in Smyrna 37167?

Among the 21,026 homes in Smyrna 37167, it is worth more than 53% of them ($409,386 against a typical $401,043), its price per square foot is higher than 4% of them ($176 against a typical $223), it is bigger than 74% of them (2,331 ft² against a typical 1,813 ft²), its lot is bigger than 72% of them (0.46 ac against a typical 0.3 ac) and it is newer than 25% of them (1987 against a typical 2002). Measured against all of Rutherford County, it is worth more than 50% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 640 Stewart Valley Dr, Smyrna, TN?

The 2025 property tax bill for 640 Stewart Valley Dr, Smyrna, TN was $1,524. The county assessed it at $99,238.

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