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Single Family ResidenceResidential
$551,542$251 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $550,000 on Apr 2, 2026

640 SUMMERFIELD PL

FLAT ROCK, NC 28731
3
Baths
2,195 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3,049 ft²
Lot SizeThe size of the land the home sits on, from county records.
2020
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$552K
$526K low$577K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$550,000 · Apr 2, 2026

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,783 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$496,100 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$50,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$446,100
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$496,100
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$496,100

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyHENDERSON
Lot (acres)The size of the land the home sits on, from county records.0.07
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 132 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Upward Elementary SchoolB-
Elementary · Grades PK–5 · 0.6 mi
H
Henderson County Early CollegeA+
High · Grades 9–12 · 1.4 mi
M
Flat Rock Middle SchoolB
Middle · Grades 6–8 · 3.0 mi

District: Henderson County Schools

Neighborhood · ZIP 28731These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.108
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.97
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.94

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.88%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.19%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.15%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.11,192
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.401 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$64,204
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$77,508
Average tempThe average temperature here across a full year.56°F
Annual precipHow much rain and melted snow falls here in a typical year.62 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

640 Summerfield Pl measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 74% of homes in Henderson County
  • Bigger than 72% of homes in Henderson County
  • Has a smaller lot than 96% of homes in Flat Rock 28731
  • Newer than 95% of homes in Flat Rock 28731

What homes are worth in Flat Rock 28731

Each bar is how many homes fall in that price range. The marker is this home.

This home
$167K$1.7M

This home is worth more than 57% of homes in Flat Rock 28731.

How it measures up in Flat Rock 28731

The dot is this home. The mark in the middle is the typical home in Flat Rock 28731.

Estimated value$551,542
CheaperTypical $502,261Pricier

Pricier than 57% of homes nearby

Price per ft²$251
CheaperTypical $265Pricier

Pricier than 42% of homes nearby

Living area2,195 ft²
SmallerTypical 1,848 ft²Bigger

Bigger than 64% of homes nearby

Lot size3,049 ft²
SmallerTypical 0.88 acBigger

Bigger than 4% of homes nearby

Year built2020
OlderTypical 1995Newer

Newer than 95% of homes nearby

How 640 Summerfield Pl ranks against every home in each area.
MeasureThis homeFlat Rock 28731Henderson County
Estimated valuepricier than$551,54257% of homes74% of homes
Price per ft²pricier than$25142% of homes55% of homes
Living areabigger than2,195 ft²64% of homes72% of homes
Lot sizebigger than3,049 ft²4% of homes4% of homes
Year builtnewer than202095% of homes93% of homes

About 640 Summerfield Pl

How much is 640 Summerfield Pl, Flat Rock, NC worth?

The TopHap Estimate for 640 Summerfield Pl, Flat Rock, NC is $551,542 as of Jul 14, 2026. The likely range is $525,977 to $577,107. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 640 Summerfield Pl, Flat Rock, NC last sell?

640 Summerfield Pl, Flat Rock, NC last sold on Apr 2, 2026 for $550,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 640 Summerfield Pl, Flat Rock, NC?

640 Summerfield Pl, Flat Rock, NC has 3 bathrooms, 2,195 square feet of living space and a 0.07-acre lot.

When was 640 Summerfield Pl, Flat Rock, NC built?

640 Summerfield Pl, Flat Rock, NC was built in 2020, making it 6 years old. It is a conventional home. The building has 1 story.

What schools serve 640 Summerfield Pl, Flat Rock, NC?

640 Summerfield Pl, Flat Rock, NC is assigned to Upward Elementary School (elementary), rated B-; Henderson County Early College (high), rated A+; Flat Rock Middle School (middle), rated B. All sit in Henderson County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 640 Summerfield Pl, Flat Rock, NC compare to other homes in Flat Rock 28731?

Among the 4,347 homes in Flat Rock 28731, it is worth more than 57% of them ($551,542 against a typical $502,261), its price per square foot is higher than 42% of them ($251 against a typical $265), it is bigger than 64% of them (2,195 ft² against a typical 1,848 ft²), its lot is bigger than 4% of them (3,049 ft² against a typical 0.88 ac) and it is newer than 95% of them (2020 against a typical 1995). Measured against all of Henderson County, it is worth more than 74% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 640 Summerfield Pl, Flat Rock, NC?

The 2025 property tax bill for 640 Summerfield Pl, Flat Rock, NC was $2,783. The county assessed it at $496,100.

More homes on Summerfield Pl

Closest homes

More homes in Flat Rock 28731

Assigned schools

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