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Single Family ResidenceResidential
$395,956$454 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $135,000 on Aug 11, 2016

640 W 20TH ST

HOLLAND, MI 49423
2
Beds
1
Baths
872 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.15 ac
Lot SizeThe size of the land the home sits on, from county records.
1946
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
4
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$396K
$375K low$417K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$135,000 · Aug 11, 2016

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,894 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$115,500 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$111,200
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$231,000

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.8 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyOTTAWA
Lot (acres)The size of the land the home sits on, from county records.0.15
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(6)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
West Elementary SchoolB+
Elementary · Grades PK–5 · 0.4 mi
H
Holland High SchoolB-
High · Grades 9–12 · 0.8 mi
M
Holland Middle SchoolC
Middle · Grades 6–8 · 2.3 mi

District: Holland City School District

Neighborhood · ZIP 49423These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.115
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.84
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.15

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.22%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.48,817
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.623 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$73,867
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$93,041
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.36 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.46%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

640 W 20th St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 69% of homes in Holland 49423
  • Costs more per square foot than 97% of homes in Holland 49423
  • Smaller than 97% of homes in Ottawa County
  • Has a smaller lot than 94% of homes in Ottawa County
  • Older than 88% of homes in Ottawa County

What homes are worth in Holland 49423

Each bar is how many homes fall in that price range. The marker is this home.

This home
$156K$1.3M

This home is worth more than 69% of homes in Holland 49423.

How it measures up in Holland 49423

The dot is this home. The mark in the middle is the typical home in Holland 49423.

Estimated value$395,956
CheaperTypical $326,553Pricier

Pricier than 69% of homes nearby

Price per ft²$454
CheaperTypical $237Pricier

Pricier than 97% of homes nearby

Living area872 ft²
SmallerTypical 1,434 ft²Bigger

Bigger than 6% of homes nearby

Lot size0.15 ac
SmallerTypical 0.27 acBigger

Bigger than 24% of homes nearby

Year built1946
OlderTypical 1971Newer

Newer than 25% of homes nearby

How 640 W 20th St ranks against every home in each area.
MeasureThis homeWestsideHolland 49423Ottawa County
Estimated valuepricier than$395,95664% of homes69% of homes52% of homes
Price per ft²pricier than$45496% of homes97% of homes96% of homes
Living areabigger than872 ft²7% of homes6% of homes3% of homes
Lot sizebigger than0.15 ac29% of homes24% of homes6% of homes
Year builtnewer than194614% of homes25% of homes12% of homes

About 640 W 20th St

How much is 640 W 20th St, Holland, MI worth?

The TopHap Estimate for 640 W 20th St, Holland, MI is $395,956 as of Aug 30, 2026. The likely range is $375,245 to $416,667. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 640 W 20th St, Holland, MI last sell?

640 W 20th St, Holland, MI last sold on Aug 11, 2016 for $135,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 640 W 20th St, Holland, MI?

640 W 20th St, Holland, MI has 2 bedrooms, 1 bathrooms, 872 square feet of living space and a 0.15-acre lot.

When was 640 W 20th St, Holland, MI built?

640 W 20th St, Holland, MI was built in 1946, making it 80 years old. The building has 1 story.

What schools serve 640 W 20th St, Holland, MI?

640 W 20th St, Holland, MI is assigned to West Elementary School (elementary), rated B+; Holland High School (high), rated B-; Holland Middle School (middle), rated C. All sit in Holland City School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 640 W 20th St, Holland, MI compare to other homes in Holland 49423?

Among the 17,741 homes in Holland 49423, it is worth more than 69% of them ($395,956 against a typical $326,553), its price per square foot is higher than 97% of them ($454 against a typical $237), it is bigger than 6% of them (872 ft² against a typical 1,434 ft²), its lot is bigger than 24% of them (0.15 ac against a typical 0.27 ac) and it is newer than 25% of them (1946 against a typical 1971). Measured against all of Ottawa County, it is worth more than 52% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 640 W 20th St, Holland, MI?

The 2025 property tax bill for 640 W 20th St, Holland, MI was $2,894. The county assessed it at $115,500.

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