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Single Family ResidenceResidential
$1,005,892$282 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $378,700 on Dec 17, 1997

640 WATER GARDEN WAY

ROSWELL, GA 30075
4
Beds
3.5
Baths
3,566 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.25 ac
Lot SizeThe size of the land the home sits on, from county records.
1997
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
8
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$1M
$961K low$1.1M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$378,700 · Dec 17, 1997
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$905,892
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$724,714
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.10%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$100,000
WACHOVIA BANK NA · E · recorded May 17, 2008

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,319 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$366,800 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$84,200
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$282,600
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$315,960
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$917,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.52
30
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
12
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
85
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
92
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
45
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.5 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.0.2 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Colonial
CountyFULTON
Lot (acres)The size of the land the home sits on, from county records.0.25
ConstructionThe main material the home's frame and walls are built from.Brick
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
ViewThe type of view from the property, or another feature of the site that affects value.Neighborhood / Spot
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.DeckPatio · 284 ft²Porch · 84 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Sweet Apple Elementary SchoolA+
Elementary · Grades PK–5 · 0.7 mi
H
Milton High SchoolA+
High · Grades 9–12 · 1.9 mi
M
Elkins Pointe Middle SchoolA-
Middle · Grades 6–8 · 2.2 mi

District: Fulton County School District

Neighborhood · ZIP 30075These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.28
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.83
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.60

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.43%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.3.4%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.58,252
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,908 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$151,563
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$185,915
Average tempThe average temperature here across a full year.60°F
Annual precipHow much rain and melted snow falls here in a typical year.54 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

640 Water Garden Way measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 85% of homes in Fulton County
  • Costs more per square foot than 65% of homes in Fulton County
  • Bigger than 87% of homes in Fulton County
  • Has a smaller lot than 76% of homes in Roswell 30075
  • Newer than 73% of homes in Roswell 30075

What homes are worth in Roswell 30075

Each bar is how many homes fall in that price range. The marker is this home.

This home
$289K$1.9M

This home is worth more than 84% of homes in Roswell 30075.

How it measures up in Roswell 30075

The dot is this home. The mark in the middle is the typical home in Roswell 30075.

Estimated value$1,005,892
CheaperTypical $713,686Pricier

Pricier than 84% of homes nearby

Price per ft²$282
CheaperTypical $272Pricier

Pricier than 57% of homes nearby

Living area3,566 ft²
SmallerTypical 2,650 ft²Bigger

Bigger than 81% of homes nearby

Lot size0.25 ac
SmallerTypical 0.44 acBigger

Bigger than 24% of homes nearby

Year built1997
OlderTypical 1987Newer

Newer than 73% of homes nearby

How 640 Water Garden Way ranks against every home in each area.
MeasureThis homeRoswell 30075Fulton County
Estimated valuepricier than$1,005,89284% of homes85% of homes
Price per ft²pricier than$28257% of homes65% of homes
Living areabigger than3,566 ft²81% of homes87% of homes
Lot sizebigger than0.25 ac24% of homes55% of homes
Year builtnewer than199773% of homes60% of homes

About 640 Water Garden Way

How much is 640 Water Garden Way, Roswell, GA worth?

The TopHap Estimate for 640 Water Garden Way, Roswell, GA is $1,005,892 as of Jul 14, 2026. The likely range is $961,371 to $1,050,413. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 640 Water Garden Way, Roswell, GA last sell?

640 Water Garden Way, Roswell, GA last sold on Dec 17, 1997 for $378,700, according to the county's recorded deed.

How big is 640 Water Garden Way, Roswell, GA?

640 Water Garden Way, Roswell, GA has 4 bedrooms, 3.5 bathrooms, 3,566 square feet of living space and a 0.25-acre lot.

When was 640 Water Garden Way, Roswell, GA built?

640 Water Garden Way, Roswell, GA was built in 1997, making it 29 years old. It is a colonial home. The building has 2 stories.

What schools serve 640 Water Garden Way, Roswell, GA?

640 Water Garden Way, Roswell, GA is assigned to Sweet Apple Elementary School (elementary), rated A+; Milton High School (high), rated A+; Elkins Pointe Middle School (middle), rated A-. All sit in Fulton County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 640 Water Garden Way, Roswell, GA compare to other homes in Roswell 30075?

Among the 19,348 homes in Roswell 30075, it is worth more than 84% of them ($1,005,892 against a typical $713,686), its price per square foot is higher than 57% of them ($282 against a typical $272), it is bigger than 81% of them (3,566 ft² against a typical 2,650 ft²), its lot is bigger than 24% of them (0.25 ac against a typical 0.44 ac) and it is newer than 73% of them (1997 against a typical 1987). Measured against all of Fulton County, it is worth more than 85% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 640 Water Garden Way, Roswell, GA?

The 2025 property tax bill for 640 Water Garden Way, Roswell, GA was $5,319. The county assessed it at $366,800.

More homes on Water Garden Way

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