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Single Family ResidenceResidential
$539,520$145 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $381,000 on Dec 17, 2020

640 WINDING CREEK RD

ROCKY POINT, NC 28457
4
Beds
3 / 1
Baths
3,720 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.49 ac
Lot SizeThe size of the land the home sits on, from county records.
2007
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
9
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$540K
$496K low$583K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$381,000 · Dec 17, 2020

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,652 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$263,619 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$17,250
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$246,369
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$263,619
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$263,619

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.9 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyPender
Lot (acres)The size of the land the home sits on, from county records.0.49
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Mat/Raft Foundation (Slab)
HeatingThe type of heating system in the home.Heat Pump
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 204 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Cape Fear Middle SchoolC
Middle · Grades 6–8 · 0.8 mi
E
Cape Fear Elementary SchoolC-
Elementary · Grades PK–5 · 0.9 mi
H
Heide Trask High SchoolD+
High · Grades 9–12 · 2.8 mi

District: Pender County Schools

Neighborhood · ZIP 28457These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.133
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.88
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.57

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.15%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.13,290
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.91 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$76,266
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$90,868
Average tempThe average temperature here across a full year.63°F
Annual precipHow much rain and melted snow falls here in a typical year.57 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

640 Winding Creek Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 89% of homes in Rocky Point 28457
  • Costs less per square foot than 90% of homes in Pender County
  • Among the largest homes in Rocky Point 28457
  • Has a smaller lot than 74% of homes in Rocky Point 28457
  • Newer than 70% of homes in Pender County

What homes are worth in Rocky Point 28457

Each bar is how many homes fall in that price range. The marker is this home.

This home
$94K$779K

This home is worth more than 89% of homes in Rocky Point 28457.

How it measures up in Rocky Point 28457

The dot is this home. The mark in the middle is the typical home in Rocky Point 28457.

Estimated value$539,520
CheaperTypical $383,746Pricier

Pricier than 89% of homes nearby

Price per ft²$145
CheaperTypical $201Pricier

Pricier than 12% of homes nearby

Living area3,720 ft²
SmallerTypical 1,728 ft²Bigger

Bigger than almost all homes nearby

Lot size0.49 ac
SmallerTypical 0.72 acBigger

Bigger than 26% of homes nearby

Year built2007
OlderTypical 2000Newer

Newer than 67% of homes nearby

How 640 Winding Creek Rd ranks against every home in each area.
MeasureThis homeRocky Point 28457Pender County
Estimated valuepricier than$539,52089% of homes60% of homes
Price per ft²pricier than$14512% of homes10% of homes
Living areabigger than3,720 ft²almost all homes97% of homes
Lot sizebigger than0.49 ac26% of homes43% of homes
Year builtnewer than200767% of homes70% of homes

About 640 Winding Creek Rd

How much is 640 Winding Creek Rd, Rocky Point, NC worth?

The TopHap Estimate for 640 Winding Creek Rd, Rocky Point, NC is $539,520 as of Sep 24, 2026. The likely range is $495,759 to $583,281. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 640 Winding Creek Rd, Rocky Point, NC last sell?

640 Winding Creek Rd, Rocky Point, NC last sold on Dec 17, 2020 for $381,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 640 Winding Creek Rd, Rocky Point, NC?

640 Winding Creek Rd, Rocky Point, NC has 4 bedrooms, 3 bathrooms, 3,720 square feet of living space and a 0.49-acre lot.

When was 640 Winding Creek Rd, Rocky Point, NC built?

640 Winding Creek Rd, Rocky Point, NC was built in 2007, making it 19 years old. It is a ranch home. The building has 2 stories.

What schools serve 640 Winding Creek Rd, Rocky Point, NC?

640 Winding Creek Rd, Rocky Point, NC is assigned to Cape Fear Middle School (middle), rated C; Cape Fear Elementary School (elementary), rated C-; Heide Trask High School (high), rated D+. All sit in Pender County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 640 Winding Creek Rd, Rocky Point, NC compare to other homes in Rocky Point 28457?

Among the 4,877 homes in Rocky Point 28457, it is worth more than 89% of them ($539,520 against a typical $383,746), its price per square foot is higher than 12% of them ($145 against a typical $201), it is bigger than almost all of them (3,720 ft² against a typical 1,728 ft²), its lot is bigger than 26% of them (0.49 ac against a typical 0.72 ac) and it is newer than 67% of them (2007 against a typical 2000). Measured against all of Pender County, it is worth more than 60% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 640 Winding Creek Rd, Rocky Point, NC?

The 2024 property tax bill for 640 Winding Creek Rd, Rocky Point, NC was $2,652. The county assessed it at $263,619.

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