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Single Family ResidenceResidential
$302,665$255 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 79How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

6405 540TH ST

RUSH CITY, MN 55069
3
Beds
1
Baths
1,188 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
5.1 ac
Lot SizeThe size of the land the home sits on, from county records.
1995
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$303K
$239K low$366K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$195,965
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$156,772
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.44%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$106,700
UNITY BANK · recorded Oct 7, 2014

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,366 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$312,400 (2024)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$333,400
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$329,300

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.35
10
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
27
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
50
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
58
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
30
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.7 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Split Entry
CountyChisago
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2000
Lot (acres)The size of the land the home sits on, from county records.5.10
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Shed · 72 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Rush City High SchoolB
Middle · Grades 7–12 · 2.7 mi
E
C. E. Jacobson Elementary SchoolC+
Elementary · Grades EE–6 · 2.9 mi

District: Rush City Public School District

Neighborhood · ZIP 55069These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.158
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.87
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.11

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.88%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.11%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.4%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.6,533
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.81 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$78,275
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$97,176
Average tempThe average temperature here across a full year.43°F
Annual precipHow much rain and melted snow falls here in a typical year.31 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

6405 540th St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 69% of homes in Rush City 55069
  • Costs more per square foot than 87% of homes in Rush City 55069
  • Has a bigger lot than 75% of homes in Chisago County

What homes are worth in Rush City 55069

Each bar is how many homes fall in that price range. The marker is this home.

This home
$88K$567K

This home is worth more than 69% of homes in Rush City 55069.

How it measures up in Rush City 55069

The dot is this home. The mark in the middle is the typical home in Rush City 55069.

Estimated value$302,665
CheaperTypical $243,449Pricier

Pricier than 69% of homes nearby

Price per ft²$255
CheaperTypical $166Pricier

Pricier than 87% of homes nearby

Living area1,188 ft²
SmallerTypical 1,296 ft²Bigger

Bigger than 39% of homes nearby

Lot size5.1 ac
SmallerTypical 0.75 acBigger

Bigger than 68% of homes nearby

Year built1995
OlderTypical 1982Newer

Newer than 62% of homes nearby

How 6405 540th St ranks against every home in each area.
MeasureThis homeRush City 55069Chisago County
Estimated valuepricier than$302,66569% of homes65% of homes
Price per ft²pricier than$25587% of homes84% of homes
Living areabigger than1,188 ft²39% of homes39% of homes
Lot sizebigger than5.1 ac68% of homes75% of homes
Year builtnewer than199562% of homes55% of homes

About 6405 540th St

How much is 6405 540th St, Rush City, MN worth?

The TopHap Estimate for 6405 540th St, Rush City, MN is $302,665 as of Jul 14, 2026. The likely range is $239,138 to $366,192. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 6405 540th St, Rush City, MN last sell?

6405 540th St, Rush City, MN last sold on Nov 30, 2009, according to the county's recorded deed.

How big is 6405 540th St, Rush City, MN?

6405 540th St, Rush City, MN has 3 bedrooms, 1 bathrooms, 1,188 square feet of living space and a 5.10-acre lot.

When was 6405 540th St, Rush City, MN built?

6405 540th St, Rush City, MN was built in 1995, making it 31 years old. It is a split entry home. The building has 1 story.

What schools serve 6405 540th St, Rush City, MN?

6405 540th St, Rush City, MN is assigned to Rush City High School (middle), rated B; C. E. Jacobson Elementary School (elementary), rated C+. All sit in Rush City Public School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 6405 540th St, Rush City, MN compare to other homes in Rush City 55069?

Among the 2,741 homes in Rush City 55069, it is worth more than 69% of them ($302,665 against a typical $243,449), its price per square foot is higher than 87% of them ($255 against a typical $166), it is bigger than 39% of them (1,188 ft² against a typical 1,296 ft²), its lot is bigger than 68% of them (5.1 ac against a typical 0.75 ac) and it is newer than 62% of them (1995 against a typical 1982). Measured against all of Chisago County, it is worth more than 65% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 6405 540th St, Rush City, MN?

The 2025 property tax bill for 6405 540th St, Rush City, MN was $3,366. The county assessed it at $312,400.

Closest homes

More homes in Rush City 55069

Assigned schools

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