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Single Family ResidenceResidential
$84,492
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 84How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $55,200 on Feb 15, 2007

641 2ND ST

WATSON, MN 56295
0
Baths
0.32 ac
Lot SizeThe size of the land the home sits on, from county records.
1895
Year BuiltThe year the home was originally built, according to county records.

Valuation

$84K
$71K low$98K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$55,200 · Feb 15, 2007

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,410 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$65,200 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$2,400
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$62,800
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$69,200
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$65,200

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.27
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
31
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
53
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
42
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
8
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyCHIPPEWA
Lot (acres)The size of the land the home sits on, from county records.0.32
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Ramsey Elementary School
Elementary · Grades KG–2 · 5.3 mi
H
Montevideo Senior High SchoolB+
High · Grades 9–12 · 6.7 mi
M
Montevideo Middle SchoolC+
Middle · Grades 5–8 · 6.9 mi

District: Montevideo Public School District

Neighborhood · ZIP 56295These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.132
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.87
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.20

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.88%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.15%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.208
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.10 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$73,227
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$90,888
Average tempThe average temperature here across a full year.44°F
Annual precipHow much rain and melted snow falls here in a typical year.25 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

641 2nd St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 80% of homes in Chippewa County
  • Older than 94% of homes in Chippewa County

What homes are worth in Watson 56295

Each bar is how many homes fall in that price range. The marker is this home.

This home
$32K$253K

This home is worth more than 47% of homes in Watson 56295.

How it measures up in Watson 56295

The dot is this home. The mark in the middle is the typical home in Watson 56295.

Estimated value$84,492
CheaperTypical $86,265Pricier

Pricier than 47% of homes nearby

Lot size0.32 ac
SmallerTypical 0.31 acBigger

Bigger than 51% of homes nearby

Year built1895
OlderTypical 1938Newer

Newer than 7% of homes nearby

How 641 2nd St ranks against every home in each area.
MeasureThis homeWatson 56295Chippewa County
Estimated valuepricier than$84,49247% of homes20% of homes
Lot sizebigger than0.32 ac51% of homes56% of homes
Year builtnewer than18957% of homes6% of homes

About 641 2nd St

How much is 641 2nd St, Watson, MN worth?

The TopHap Estimate for 641 2nd St, Watson, MN is $84,492 as of Sep 24, 2026. The likely range is $71,280 to $97,704. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 641 2nd St, Watson, MN last sell?

641 2nd St, Watson, MN last sold on Feb 15, 2007 for $55,200, according to the county's recorded deed.

When was 641 2nd St, Watson, MN built?

641 2nd St, Watson, MN was built in 1895, making it 131 years old.

What schools serve 641 2nd St, Watson, MN?

641 2nd St, Watson, MN is assigned to Ramsey Elementary School (elementary); Montevideo Senior High School (high), rated B+; Montevideo Middle School (middle), rated C+. All sit in Montevideo Public School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 641 2nd St, Watson, MN compare to other homes in Watson 56295?

Among the 136 homes in Watson 56295, it is worth more than 47% of them ($84,492 against a typical $86,265), its lot is bigger than 51% of them (0.32 ac against a typical 0.31 ac) and it is newer than 7% of them (1895 against a typical 1938). Measured against all of Chippewa County, it is worth more than 20% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 641 2nd St, Watson, MN?

The 2026 property tax bill for 641 2nd St, Watson, MN was $1,410. The county assessed it at $65,200.

More homes on 2nd St

Closest homes

More homes in Watson 56295

Assigned schools

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