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Single Family ResidenceResidential
$810,388$384 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $680,000 on Dec 10, 2021

641 SW WHISPER RIDGE TRL

PALM CITY, FL 34990
3
Beds
2
Baths
2,109 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.23 ac
Lot SizeThe size of the land the home sits on, from county records.
1998
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
3
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$810K
$750K low$871K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$680,000 · Dec 10, 2021
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$810,388
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$648,310

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$445 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$556,562 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$540,877
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$587,150

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.28 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.61%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.0.2 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyMartin
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2008
Lot (acres)The size of the land the home sits on, from county records.0.23
ConstructionThe main material the home's frame and walls are built from.Concrete Blocks
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Mat/Raft Foundation (Slab)
RoofThe main material covering the roof, such as asphalt shingle or tile.Masonite / Cement Shake
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.Yes
ViewThe type of view from the property, or another feature of the site that affects value.Yes - Type Unknown
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.ElevatorPorch · 257 ft²

Transaction History(7)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Bessey Creek Elementary SchoolA
Elementary · Grades PK–5 · 1.3 mi
M
Hidden Oaks Middle SchoolA-
Middle · Grades 6–8 · 2.3 mi
H
Martin County High SchoolB-
High · Grades 9–12 · 2.8 mi

District: Martin County School District

Neighborhood · ZIP 34990These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.51
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.84
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.12

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.32%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.0%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.34,132
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.298 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$114,610
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$142,097
Average tempThe average temperature here across a full year.74°F
Annual precipHow much rain and melted snow falls here in a typical year.55 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.65%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

641 Sw Whisper Ridge Trl measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 78% of homes in Martin County
  • Costs more per square foot than 84% of homes in Palm City 34990
  • Bigger than 70% of homes in Martin County
  • Newer than 73% of homes in Martin County

What homes are worth in Palm City 34990

Each bar is how many homes fall in that price range. The marker is this home.

This home
$196K$2M

This home is worth more than 68% of homes in Palm City 34990.

How it measures up in Palm City 34990

The dot is this home. The mark in the middle is the typical home in Palm City 34990.

Estimated value$810,388
CheaperTypical $639,333Pricier

Pricier than 68% of homes nearby

Price per ft²$384
CheaperTypical $269Pricier

Pricier than 84% of homes nearby

Living area2,109 ft²
SmallerTypical 2,151 ft²Bigger

Bigger than 49% of homes nearby

Lot size0.23 ac
SmallerTypical 0.29 acBigger

Bigger than 37% of homes nearby

Year built1998
OlderTypical 1992Newer

Newer than 70% of homes nearby

How 641 Sw Whisper Ridge Trl ranks against every home in each area.
MeasureThis homePalm City 34990Martin County
Estimated valuepricier than$810,38868% of homes78% of homes
Price per ft²pricier than$38484% of homes82% of homes
Living areabigger than2,109 ft²49% of homes70% of homes
Lot sizebigger than0.23 ac37% of homes50% of homes
Year builtnewer than199870% of homes73% of homes

About 641 Sw Whisper Ridge Trl

How much is 641 Sw Whisper Ridge Trl, Palm City, FL worth?

The TopHap Estimate for 641 Sw Whisper Ridge Trl, Palm City, FL is $810,388 as of Jul 14, 2026. The likely range is $750,261 to $870,515. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 641 Sw Whisper Ridge Trl, Palm City, FL last sell?

641 Sw Whisper Ridge Trl, Palm City, FL last sold on Dec 10, 2021 for $680,000, according to the county's recorded deed. TopHap holds 6 recorded sales for this parcel.

How big is 641 Sw Whisper Ridge Trl, Palm City, FL?

641 Sw Whisper Ridge Trl, Palm City, FL has 3 bedrooms, 2 bathrooms, 2,109 square feet of living space and a 0.23-acre lot.

When was 641 Sw Whisper Ridge Trl, Palm City, FL built?

641 Sw Whisper Ridge Trl, Palm City, FL was built in 1998, making it 28 years old. The building has 1 story.

What schools serve 641 Sw Whisper Ridge Trl, Palm City, FL?

641 Sw Whisper Ridge Trl, Palm City, FL is assigned to Bessey Creek Elementary School (elementary), rated A; Hidden Oaks Middle School (middle), rated A-; Martin County High School (high), rated B-. All sit in Martin County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 641 Sw Whisper Ridge Trl, Palm City, FL compare to other homes in Palm City 34990?

Among the 13,883 homes in Palm City 34990, it is worth more than 68% of them ($810,388 against a typical $639,333), its price per square foot is higher than 84% of them ($384 against a typical $269), it is bigger than 49% of them (2,109 ft² against a typical 2,151 ft²), its lot is bigger than 37% of them (0.23 ac against a typical 0.29 ac) and it is newer than 70% of them (1998 against a typical 1992). Measured against all of Martin County, it is worth more than 78% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 641 Sw Whisper Ridge Trl, Palm City, FL?

The 2024 property tax bill for 641 Sw Whisper Ridge Trl, Palm City, FL was $445. The county assessed it at $556,562.

Closest homes

More homes in Palm City 34990

Assigned schools

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