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Single Family ResidenceResidential
$533,582$301 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $430,000 on Jul 15, 2024

641 WATERS RIDGE RD

WEST UNION, SC 29696
3
Beds
2
Baths
1,775 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.22 ac
Lot SizeThe size of the land the home sits on, from county records.
2009
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
4
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$534K
$491K low$576K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$430,000 · Jul 15, 2024
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$189,582
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$151,666
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.65%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$344,000
WELLS FARGO BANK NA · recorded Jul 15, 2024

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,686 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$16,068 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$2,929
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$13,139
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$13,055
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$401,710

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.57
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
19
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
85
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
97
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
84
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Traditional/Old
CountyOconee
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2019
Lot (acres)The size of the land the home sits on, from county records.1.22
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Raised (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Wahalla Middle SchoolB
Middle · Grades 6–8 · 3.2 mi
E
Keowee Elementary SchoolA-
Elementary · Grades PK–5 · 3.9 mi
H
Wahalla High SchoolC+
High · Grades 9–12 · 4.6 mi

District: Oconee County School District

Neighborhood · ZIP 29696These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.70
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.92
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.98

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.85%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.18%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.10%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.5,542
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.232 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$68,060
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$99,498
Average tempThe average temperature here across a full year.60°F
Annual precipHow much rain and melted snow falls here in a typical year.59 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

641 Waters Ridge Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 78% of homes in Oconee County
  • Costs more per square foot than 78% of homes in Oconee County
  • Newer than 88% of homes in Oconee County

What homes are worth in West Union 29696

Each bar is how many homes fall in that price range. The marker is this home.

This home
$72K$1.9M

This home is worth more than 72% of homes in West Union 29696.

How it measures up in West Union 29696

The dot is this home. The mark in the middle is the typical home in West Union 29696.

Estimated value$533,582
CheaperTypical $327,470Pricier

Pricier than 72% of homes nearby

Price per ft²$301
CheaperTypical $215Pricier

Pricier than 70% of homes nearby

Living area1,775 ft²
SmallerTypical 1,602 ft²Bigger

Bigger than 59% of homes nearby

Lot size1.22 ac
SmallerTypical 1 acBigger

Bigger than 58% of homes nearby

Year built2009
OlderTypical 1998Newer

Newer than 82% of homes nearby

How 641 Waters Ridge Rd ranks against every home in each area.
MeasureThis homeWest Union 29696Oconee County
Estimated valuepricier than$533,58272% of homes78% of homes
Price per ft²pricier than$30170% of homes78% of homes
Living areabigger than1,775 ft²59% of homes63% of homes
Lot sizebigger than1.22 ac58% of homes62% of homes
Year builtnewer than200982% of homes88% of homes

About 641 Waters Ridge Rd

How much is 641 Waters Ridge Rd, West Union, SC worth?

The TopHap Estimate for 641 Waters Ridge Rd, West Union, SC is $533,582 as of Jul 14, 2026. The likely range is $490,874 to $576,290. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 641 Waters Ridge Rd, West Union, SC last sell?

641 Waters Ridge Rd, West Union, SC last sold on Jul 15, 2024 for $430,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 641 Waters Ridge Rd, West Union, SC?

641 Waters Ridge Rd, West Union, SC has 3 bedrooms, 2 bathrooms, 1,775 square feet of living space and a 1.22-acre lot.

When was 641 Waters Ridge Rd, West Union, SC built?

641 Waters Ridge Rd, West Union, SC was built in 2009, making it 17 years old. It is a traditional/old home. The building has 1 story.

What schools serve 641 Waters Ridge Rd, West Union, SC?

641 Waters Ridge Rd, West Union, SC is assigned to Wahalla Middle School (middle), rated B; Keowee Elementary School (elementary), rated A-; Wahalla High School (high), rated C+. All sit in Oconee County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 641 Waters Ridge Rd, West Union, SC compare to other homes in West Union 29696?

Among the 2,572 homes in West Union 29696, it is worth more than 72% of them ($533,582 against a typical $327,470), its price per square foot is higher than 70% of them ($301 against a typical $215), it is bigger than 59% of them (1,775 ft² against a typical 1,602 ft²), its lot is bigger than 58% of them (1.22 ac against a typical 1 ac) and it is newer than 82% of them (2009 against a typical 1998). Measured against all of Oconee County, it is worth more than 78% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 641 Waters Ridge Rd, West Union, SC?

The 2025 property tax bill for 641 Waters Ridge Rd, West Union, SC was $1,686. The county assessed it at $16,068.

Closest homes

More homes in West Union 29696

Assigned schools

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