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Single Family ResidenceResidential
$928,546$281 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

642 LIBERTY ST

ASHLAND, OR 97520
4
Beds
4 / 1
Baths
3,304 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.23 ac
Lot SizeThe size of the land the home sits on, from county records.
1910
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$929K
$888K low$969K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$588,546
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$470,837
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.46%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$340,000
KEY BANK & TRUST · recorded Apr 29, 2008

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$6,818 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$430,500 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$173,150
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$257,350
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$417,970
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$675,360

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyJackson
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1975
Lot (acres)The size of the land the home sits on, from county records.0.23
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.Yes
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 400 ft²Porch · 180 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Ashland High SchoolA
High · Grades 9–12 · 0.5 mi
E
Walker Elementary SchoolA+
Elementary · Grades KG–5 · 0.8 mi
M
Ashland Middle SchoolB+
Middle · Grades 6–8 · 1.0 mi

District: Ashland School District 5

Neighborhood · ZIP 97520These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.130
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.120
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.125

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.89%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.30%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.14%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.27,172
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.51 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$68,348
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$99,297
Average tempThe average temperature here across a full year.45°F
Annual precipHow much rain and melted snow falls here in a typical year.35 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.48%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

642 Liberty St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 96% of homes in Jackson County
  • Costs less per square foot than 91% of homes in 3 Tiers of Ashland
  • Bigger than 96% of homes in Jackson County
  • Older than 96% of homes in Jackson County

What homes are worth in Ashland 97520

Each bar is how many homes fall in that price range. The marker is this home.

This home
$256K$1.4M

This home is worth more than 91% of homes in Ashland 97520.

How it measures up in Ashland 97520

The dot is this home. The mark in the middle is the typical home in Ashland 97520.

Estimated value$928,546
CheaperTypical $569,158Pricier

Pricier than 91% of homes nearby

Price per ft²$281
CheaperTypical $338Pricier

Pricier than 19% of homes nearby

Living area3,304 ft²
SmallerTypical 1,630 ft²Bigger

Bigger than 94% of homes nearby

Lot size0.23 ac
SmallerTypical 0.21 acBigger

Bigger than 58% of homes nearby

Year built1910
OlderTypical 1980Newer

Newer than 9% of homes nearby

How 642 Liberty St ranks against every home in each area.
MeasureThis home3 Tiers of AshlandAshland 97520Jackson County
Estimated valuepricier than$928,54691% of homes91% of homes96% of homes
Price per ft²pricier than$2819% of homes19% of homes59% of homes
Living areabigger than3,304 ft²93% of homes94% of homes96% of homes
Lot sizebigger than0.23 ac50% of homes58% of homes54% of homes
Year builtnewer than19106% of homes9% of homes4% of homes

About 642 Liberty St

How much is 642 Liberty St, Ashland, OR worth?

The TopHap Estimate for 642 Liberty St, Ashland, OR is $928,546 as of Jul 14, 2026. The likely range is $888,025 to $969,067. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 642 Liberty St, Ashland, OR last sell?

642 Liberty St, Ashland, OR last sold on Jan 23, 2002, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 642 Liberty St, Ashland, OR?

642 Liberty St, Ashland, OR has 4 bedrooms, 4 bathrooms, 3,304 square feet of living space and a 0.23-acre lot.

When was 642 Liberty St, Ashland, OR built?

642 Liberty St, Ashland, OR was built in 1910, making it 116 years old. The building has 1 story.

What schools serve 642 Liberty St, Ashland, OR?

642 Liberty St, Ashland, OR is assigned to Ashland High School (high), rated A; Walker Elementary School (elementary), rated A+; Ashland Middle School (middle), rated B+. All sit in Ashland School District 5. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 642 Liberty St, Ashland, OR compare to other homes in Ashland 97520?

Among the 10,102 homes in Ashland 97520, it is worth more than 91% of them ($928,546 against a typical $569,158), its price per square foot is higher than 19% of them ($281 against a typical $338), it is bigger than 94% of them (3,304 ft² against a typical 1,630 ft²), its lot is bigger than 58% of them (0.23 ac against a typical 0.21 ac) and it is newer than 9% of them (1910 against a typical 1980). Measured against all of Jackson County, it is worth more than 96% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 642 Liberty St, Ashland, OR?

The 2025 property tax bill for 642 Liberty St, Ashland, OR was $6,818. The county assessed it at $430,500.

Closest homes

More homes in Ashland 97520

Assigned schools

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