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Single Family ResidenceResidential
$1,031,805$467 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $227,000 on Jan 24, 1996

642 RIVER RD

CHATHAM, NJ 07928
0
Baths
2,208 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.49 ac
Lot SizeThe size of the land the home sits on, from county records.
1955
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$1M
$936K low$1.1M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$227,000 · Jan 24, 1996
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$841,805
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$673,444
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.19%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$190,000
NOVARTIS FCU · recorded May 2, 2013

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$10,172 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$511,400 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$281,300
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$230,100
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$511,400
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$511,400

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyMORRIS
Lot (acres)The size of the land the home sits on, from county records.0.49
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Southern Boulevard SchoolA+
Elementary · Grades PK–3 · 1.9 mi
H
Chatham High SchoolB+
High · Grades 9–12 · 2.3 mi
M
Chatham Middle SchoolB+
Middle · Grades 6–8 · 3.4 mi

District: The Chathams School District

Neighborhood · ZIP 07928These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.57
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.100
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.112

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.42%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.2.1%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.19,451
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,233 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$208,392
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$282,042
Average tempThe average temperature here across a full year.51°F
Annual precipHow much rain and melted snow falls here in a typical year.51 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

642 River Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 80% of homes in Morris County
  • Costs less per square foot than 90% of homes in Chatham 07928
  • Has a bigger lot than 73% of homes in Chatham 07928
  • Older than 69% of homes in Morris County

What homes are worth in Chatham 07928

Each bar is how many homes fall in that price range. The marker is this home.

This home
$434K$3.5M

This home is worth more than 24% of homes in Chatham 07928.

How it measures up in Chatham 07928

The dot is this home. The mark in the middle is the typical home in Chatham 07928.

Estimated value$1,031,805
CheaperTypical $1,445,981Pricier

Pricier than 24% of homes nearby

Price per ft²$467
CheaperTypical $637Pricier

Pricier than 10% of homes nearby

Living area2,208 ft²
SmallerTypical 2,227 ft²Bigger

Bigger than 50% of homes nearby

Lot size0.49 ac
SmallerTypical 0.33 acBigger

Bigger than 73% of homes nearby

Year built1955
OlderTypical 1959Newer

Newer than 46% of homes nearby

How 642 River Rd ranks against every home in each area.
MeasureThis homeChatham 07928Morris County
Estimated valuepricier than$1,031,80524% of homes80% of homes
Price per ft²pricier than$46710% of homes83% of homes
Living areabigger than2,208 ft²50% of homes60% of homes
Lot sizebigger than0.49 ac73% of homes66% of homes
Year builtnewer than195546% of homes31% of homes

About 642 River Rd

How much is 642 River Rd, Chatham, NJ worth?

The TopHap Estimate for 642 River Rd, Chatham, NJ is $1,031,805 as of Jul 14, 2026. The likely range is $936,424 to $1,127,186. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 642 River Rd, Chatham, NJ last sell?

642 River Rd, Chatham, NJ last sold on Jan 24, 1996 for $227,000, according to the county's recorded deed.

How big is 642 River Rd, Chatham, NJ?

642 River Rd, Chatham, NJ has 2,208 square feet of living space and a 0.49-acre lot.

When was 642 River Rd, Chatham, NJ built?

642 River Rd, Chatham, NJ was built in 1955, making it 71 years old. The building has 1 story.

What schools serve 642 River Rd, Chatham, NJ?

642 River Rd, Chatham, NJ is assigned to Southern Boulevard School (elementary), rated A+; Chatham High School (high), rated B+; Chatham Middle School (middle), rated B+. All sit in The Chathams School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 642 River Rd, Chatham, NJ compare to other homes in Chatham 07928?

Among the 6,434 homes in Chatham 07928, it is worth more than 24% of them ($1,031,805 against a typical $1,445,981), its price per square foot is higher than 10% of them ($467 against a typical $637), it is bigger than 50% of them (2,208 ft² against a typical 2,227 ft²), its lot is bigger than 73% of them (0.49 ac against a typical 0.33 ac) and it is newer than 46% of them (1955 against a typical 1959). Measured against all of Morris County, it is worth more than 80% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 642 River Rd, Chatham, NJ?

The 2024 property tax bill for 642 River Rd, Chatham, NJ was $10,172. The county assessed it at $511,400.

Closest homes

More homes in Chatham 07928

Assigned schools

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