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Single Family ResidenceResidential
$825,948$324 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $649,500 on Nov 15, 2021

642 RIVERVIEW RD

ELY, MN 55731
3
Beds
2
Baths
2,546 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2.4 ac
Lot SizeThe size of the land the home sits on, from county records.
1994
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$826K
$783K low$869K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$649,500 · Nov 15, 2021
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$277,698
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$222,158
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.55%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$548,250
ALERUS MORTGAGE · P · recorded Nov 15, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$6,234 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$908,900 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$217,700
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$691,200
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$813,200
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$908,900

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.37
35
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
33
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
39
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
60
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
19
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.6 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyLAKE
Lot (acres)The size of the land the home sits on, from county records.2.40
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Wood
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Mixed
PoolWhether the property has a pool, and what kind, such as in-ground.Pool W/Hot Tub/Spa
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.SaunaDeck · 48 ft²Porch · 96 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Two Harbors Secondary SchoolB+
Middle · Grades 6–12 · 59.4 mi
E
Minnehaha Elementary SchoolB
Elementary · Grades PK–5 · 61.2 mi

District: Lake Superior Public School District

Neighborhood · ZIP 55731These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.157
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.89
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.12

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.57%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.25%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.6,010
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.5 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$60,740
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$74,169
Average tempThe average temperature here across a full year.37°F
Annual precipHow much rain and melted snow falls here in a typical year.29 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.52%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

642 Riverview Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 97% of homes in Ely 55731
  • Costs more per square foot than 73% of homes in Ely 55731
  • Among the largest homes in Lake County
  • Newer than 68% of homes in Ely 55731

What homes are worth in Ely 55731

Each bar is how many homes fall in that price range. The marker is this home.

This home
$62K$884K

This home is worth more than 97% of homes in Ely 55731.

How it measures up in Ely 55731

The dot is this home. The mark in the middle is the typical home in Ely 55731.

Estimated value$825,948
CheaperTypical $203,589Pricier

Pricier than 97% of homes nearby

Price per ft²$324
CheaperTypical $190Pricier

Pricier than 73% of homes nearby

Living area2,546 ft²
SmallerTypical 1,068 ft²Bigger

Bigger than 97% of homes nearby

Lot size2.4 ac
SmallerTypical 3 acBigger

Bigger than 44% of homes nearby

Year built1994
OlderTypical 1975Newer

Newer than 68% of homes nearby

How 642 Riverview Rd ranks against every home in each area.
MeasureThis homeEly 55731Lake County
Estimated valuepricier than$825,94897% of homes95% of homes
Price per ft²pricier than$32473% of homes63% of homes
Living areabigger than2,546 ft²97% of homesalmost all homes
Lot sizebigger than2.4 ac44% of homes57% of homes
Year builtnewer than199468% of homes67% of homes

About 642 Riverview Rd

How much is 642 Riverview Rd, Ely, MN worth?

The TopHap Estimate for 642 Riverview Rd, Ely, MN is $825,948 as of Jul 14, 2026. The likely range is $782,520 to $869,376. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 642 Riverview Rd, Ely, MN last sell?

642 Riverview Rd, Ely, MN last sold on Nov 15, 2021 for $649,500, according to the county's recorded deed.

How big is 642 Riverview Rd, Ely, MN?

642 Riverview Rd, Ely, MN has 3 bedrooms, 2 bathrooms, 2,546 square feet of living space and a 2.40-acre lot.

When was 642 Riverview Rd, Ely, MN built?

642 Riverview Rd, Ely, MN was built in 1994, making it 32 years old. It is a ranch home. The building has 1 story.

What schools serve 642 Riverview Rd, Ely, MN?

642 Riverview Rd, Ely, MN is assigned to Two Harbors Secondary School (middle), rated B+; Minnehaha Elementary School (elementary), rated B. All sit in Lake Superior Public School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 642 Riverview Rd, Ely, MN compare to other homes in Ely 55731?

Among the 5,938 homes in Ely 55731, it is worth more than 97% of them ($825,948 against a typical $203,589), its price per square foot is higher than 73% of them ($324 against a typical $190), it is bigger than 97% of them (2,546 ft² against a typical 1,068 ft²), its lot is bigger than 44% of them (2.4 ac against a typical 3 ac) and it is newer than 68% of them (1994 against a typical 1975). Measured against all of Lake County, it is worth more than 95% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 642 Riverview Rd, Ely, MN?

The 2025 property tax bill for 642 Riverview Rd, Ely, MN was $6,234. The county assessed it at $908,900.

More homes on Riverview Rd

Closest homes

More homes in Ely 55731

Assigned schools

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