Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$135,033$106 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 80How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

642 S RIVER ST

FRANKLIN, OH 45005
3
Beds
2
Baths
1,270 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
4,000 ft²
Lot SizeThe size of the land the home sits on, from county records.
1901
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$135K
$108K low$162K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$135,033
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$108,026

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,510 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$31,380 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$5,820
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$25,560
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$89,660

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.15 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyWARREN
Lot (acres)The size of the land the home sits on, from county records.0.09
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 108 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Franklin High SchoolC-
High · Grades 9–12 · 0.3 mi
M
Franklin Junior High SchoolC-
Middle · Grades 6–8 · 1.1 mi
E
George H. Gerke Elementary School
Elementary · Grades 1–1 · 1.3 mi

District: Franklin City School District

Neighborhood · ZIP 45005These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.129
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.214
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.39

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.12%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.10%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.34,844
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.949 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$73,909
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$89,175
Average tempThe average temperature here across a full year.53°F
Annual precipHow much rain and melted snow falls here in a typical year.40 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.51%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

642 S River St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 98% of homes in Warren County
  • Costs less per square foot than 97% of homes in Warren County
  • Smaller than 82% of homes in Warren County
  • Has a smaller lot than 98% of homes in Franklin 45005
  • Older than 97% of homes in Warren County

What homes are worth in Franklin 45005

Each bar is how many homes fall in that price range. The marker is this home.

This home
$94K$584K

This home is worth more than 8% of homes in Franklin 45005.

How it measures up in Franklin 45005

The dot is this home. The mark in the middle is the typical home in Franklin 45005.

Estimated value$135,033
CheaperTypical $251,838Pricier

Pricier than 8% of homes nearby

Price per ft²$106
CheaperTypical $172Pricier

Pricier than 8% of homes nearby

Living area1,270 ft²
SmallerTypical 1,440 ft²Bigger

Bigger than 37% of homes nearby

Lot size4,000 ft²
SmallerTypical 0.36 acBigger

Bigger than 2% of homes nearby

Year built1901
OlderTypical 1971Newer

Newer than 5% of homes nearby

How 642 S River St ranks against every home in each area.
MeasureThis homeFranklin 45005Warren County
Estimated valuepricier than$135,0338% of homes2% of homes
Price per ft²pricier than$1068% of homes3% of homes
Living areabigger than1,270 ft²37% of homes18% of homes
Lot sizebigger than4,000 ft²2% of homes4% of homes
Year builtnewer than19015% of homes3% of homes

About 642 S River St

How much is 642 S River St, Franklin, OH worth?

The TopHap Estimate for 642 S River St, Franklin, OH is $135,033 as of Jul 14, 2026. The likely range is $108,007 to $162,059. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 642 S River St, Franklin, OH last sell?

642 S River St, Franklin, OH last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 642 S River St, Franklin, OH?

642 S River St, Franklin, OH has 3 bedrooms, 2 bathrooms, 1,270 square feet of living space and a 0.09-acre lot.

When was 642 S River St, Franklin, OH built?

642 S River St, Franklin, OH was built in 1901, making it 125 years old. The building has 2 stories.

What schools serve 642 S River St, Franklin, OH?

642 S River St, Franklin, OH is assigned to Franklin High School (high), rated C-; Franklin Junior High School (middle), rated C-; George H. Gerke Elementary School (elementary). All sit in Franklin City School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 642 S River St, Franklin, OH compare to other homes in Franklin 45005?

Among the 11,811 homes in Franklin 45005, it is worth more than 8% of them ($135,033 against a typical $251,838), its price per square foot is higher than 8% of them ($106 against a typical $172), it is bigger than 37% of them (1,270 ft² against a typical 1,440 ft²), its lot is bigger than 2% of them (4,000 ft² against a typical 0.36 ac) and it is newer than 5% of them (1901 against a typical 1971). Measured against all of Warren County, it is worth more than 2% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 642 S River St, Franklin, OH?

The 2024 property tax bill for 642 S River St, Franklin, OH was $1,510. The county assessed it at $31,380.

Closest homes

More homes in Franklin 45005

Assigned schools

Explore the area

See this home in context

Open 642 S River St on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map