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Single Family ResidenceResidential
$499,590$586 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $445,000 on Jun 9, 2023

642 TERRACE ST

SALINAS, CA 93905
2
Beds
1
Baths
852 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.13 ac
Lot SizeThe size of the land the home sits on, from county records.
1937
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$500K
$477K low$522K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$445,000 · Jun 9, 2023

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,807 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$472,237 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$281,220
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$191,017
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$462,978

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.30
55
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
55
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
18
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
19
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
3
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.19 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.0.2 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Custom Design
CountyMONTEREY
Lot (acres)The size of the land the home sits on, from county records.0.13
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Wood Shingle
HeatingThe type of heating system in the home.Zone
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(8)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(3)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
El Sausal Middle SchoolC
Middle · Grades 7–8 · 0.6 mi
H
Alisal High SchoolC+
High · Grades 9–12 · 1.8 mi
E
Loma Vista Elementary SchoolF
Elementary · Grades KG–6 · 2.2 mi

District: Salinas Union High School District

Neighborhood · ZIP 93905These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.68
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.80
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.352

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.99%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.4.7%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.19%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.2.0%
PopulationHow many people live in this area.61,778
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.8,713 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$64,316
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$80,722
Average tempThe average temperature here across a full year.57°F
Annual precipHow much rain and melted snow falls here in a typical year.14 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.79%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

642 Terrace St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 89% of homes in Monterey County
  • Costs more per square foot than 93% of homes in Salinas 93905
  • Smaller than 95% of homes in Salinas 93905
  • Has a smaller lot than 77% of homes in Monterey County
  • Older than 96% of homes in Salinas 93905

What homes are worth in Salinas 93905

Each bar is how many homes fall in that price range. The marker is this home.

This home
$359K$896K

This home is worth more than 22% of homes in Salinas 93905.

How it measures up in Salinas 93905

The dot is this home. The mark in the middle is the typical home in Salinas 93905.

Estimated value$499,590
CheaperTypical $591,655Pricier

Pricier than 22% of homes nearby

Price per ft²$586
CheaperTypical $415Pricier

Pricier than 93% of homes nearby

Living area852 ft²
SmallerTypical 1,380 ft²Bigger

Bigger than 5% of homes nearby

Lot size0.13 ac
SmallerTypical 0.15 acBigger

Bigger than 30% of homes nearby

Year built1937
OlderTypical 1974Newer

Newer than 4% of homes nearby

How 642 Terrace St ranks against every home in each area.
MeasureThis homeSalinas 93905Monterey County
Estimated valuepricier than$499,59022% of homes11% of homes
Price per ft²pricier than$58693% of homes65% of homes
Living areabigger than852 ft²5% of homes5% of homes
Lot sizebigger than0.13 ac30% of homes23% of homes
Year builtnewer than19374% of homes7% of homes

About 642 Terrace St

How much is 642 Terrace St, Salinas, CA worth?

The TopHap Estimate for 642 Terrace St, Salinas, CA is $499,590 as of Sep 24, 2026. The likely range is $476,929 to $522,251. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 642 Terrace St, Salinas, CA last sell?

642 Terrace St, Salinas, CA last sold on Jun 9, 2023 for $445,000, according to the county's recorded deed. TopHap holds 4 recorded sales for this parcel.

How big is 642 Terrace St, Salinas, CA?

642 Terrace St, Salinas, CA has 2 bedrooms, 1 bathrooms, 852 square feet of living space and a 0.13-acre lot.

When was 642 Terrace St, Salinas, CA built?

642 Terrace St, Salinas, CA was built in 1937, making it 89 years old. It is a custom design home. The building has 1 story.

What schools serve 642 Terrace St, Salinas, CA?

642 Terrace St, Salinas, CA is assigned to El Sausal Middle School (middle), rated C; Alisal High School (high), rated C+; Loma Vista Elementary School (elementary), rated F. All sit in Salinas Union High School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 642 Terrace St, Salinas, CA compare to other homes in Salinas 93905?

Among the 8,575 homes in Salinas 93905, it is worth more than 22% of them ($499,590 against a typical $591,655), its price per square foot is higher than 93% of them ($586 against a typical $415), it is bigger than 5% of them (852 ft² against a typical 1,380 ft²), its lot is bigger than 30% of them (0.13 ac against a typical 0.15 ac) and it is newer than 4% of them (1937 against a typical 1974). Measured against all of Monterey County, it is worth more than 11% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 642 Terrace St, Salinas, CA?

The 2025 property tax bill for 642 Terrace St, Salinas, CA was $5,807. The county assessed it at $472,237.

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