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Apartments (Generic)Residential
Last sold for $398,601 on Dec 2, 2025

642 WATER ST

HOBART, IN 46342
3
Beds
6
Baths
4,107 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.17 ac
Lot SizeThe size of the land the home sits on, from county records.
1905
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$398,601 · Dec 2, 2025

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,665 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$179,600 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$37,800
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$141,800
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$179,500
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$179,600

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.49
67
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
4
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
69
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
68
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
41
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.188 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Apartments (Generic)
CountyLAKE
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1995
Lot (acres)The size of the land the home sits on, from county records.0.17
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Hobart Middle SchoolB
Middle · Grades 6–8 · 0.2 mi
E
Joan Martin Elementary SchoolB-
Elementary · Grades 1–5 · 0.5 mi
H
Hobart High School
High · Grades 9–12 · 1.4 mi

District: Hobart School City

Neighborhood · ZIP 46342These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.92
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.114
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.33

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.7%
PopulationHow many people live in this area.34,233
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.920 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$70,550
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$84,392
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.39 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

642 Water St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Bigger than 98% of homes in Hobart 46342
  • Has a smaller lot than 72% of homes in Hobart 46342
  • Among the oldest homes in Lake County

How it measures up in Hobart 46342

The dot is this home. The mark in the middle is the typical home in Hobart 46342.

Living area4,107 ft²
SmallerTypical 1,654 ft²Bigger

Bigger than 98% of homes nearby

Lot size0.17 ac
SmallerTypical 0.22 acBigger

Bigger than 28% of homes nearby

Year built1905
OlderTypical 1962Newer

Newer than 3% of homes nearby

How 642 Water St ranks against every home in each area.
MeasureThis homeHobart 46342Lake County
Living areabigger than4,107 ft²98% of homes95% of homes
Lot sizebigger than0.17 ac28% of homes41% of homes
Year builtnewer than19053% of homesalmost no homes

About 642 Water St

When did 642 Water St, Hobart, IN last sell?

642 Water St, Hobart, IN last sold on Dec 2, 2025 for $398,601, according to the county's recorded deed.

How big is 642 Water St, Hobart, IN?

642 Water St, Hobart, IN has 3 bedrooms, 6 bathrooms, 4,107 square feet of living space and a 0.17-acre lot.

When was 642 Water St, Hobart, IN built?

642 Water St, Hobart, IN was built in 1905, making it 121 years old. The building has 2 stories.

What schools serve 642 Water St, Hobart, IN?

642 Water St, Hobart, IN is assigned to Hobart Middle School (middle), rated B; Joan Martin Elementary School (elementary), rated B-; Hobart High School (high). All sit in Hobart School City. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 642 Water St, Hobart, IN compare to other homes in Hobart 46342?

Among the 11,553 homes in Hobart 46342, it is bigger than 98% of them (4,107 ft² against a typical 1,654 ft²), its lot is bigger than 28% of them (0.17 ac against a typical 0.22 ac) and it is newer than 3% of them (1905 against a typical 1962). These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 642 Water St, Hobart, IN?

The 2024 property tax bill for 642 Water St, Hobart, IN was $4,665. The county assessed it at $179,600.

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