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Single Family ResidenceResidential
$241,300$132 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 97How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $199,500 on Jun 16, 2021

6428 CRADLE RIVER DR

INDIANAPOLIS, IN 46221
3
Beds
3 / 1
Baths
1,834 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.18 ac
Lot SizeThe size of the land the home sits on, from county records.
1998
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
11
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$241K
$235K low$248K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$199,500 · Jun 16, 2021
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$17,216
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$13,773
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.90%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$195,886
LOAN DEPOT INC · E · recorded Jun 16, 2021
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$21,691
HUD
3rd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$6,507

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,745 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$245,600 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$16,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$229,600
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$245,600
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$245,600

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.4 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyMarion
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2002
Lot (acres)The size of the land the home sits on, from county records.0.18
ConstructionThe main material the home's frame and walls are built from.Masonry/Concrete Masonry Units (Cmus)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Masonry
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(9)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(7)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Decatur Central High SchoolD+
High · Grades 9–12 · 1.5 mi
M
Decatur Middle SchoolD+
Middle · Grades 7–8 · 1.6 mi
E
Stephen Decatur Elementary SchoolC+
Elementary · Grades 1–6 · 3.2 mi

District: Decatur Township Metropolitan School District

Neighborhood · ZIP 46221These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.99
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.109
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.44

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.11%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.5%
PopulationHow many people live in this area.27,491
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,347 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$64,261
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$76,190
Average tempThe average temperature here across a full year.52°F
Annual precipHow much rain and melted snow falls here in a typical year.40 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

6428 Cradle River Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 74% of homes in Indianapolis 46221
  • Costs less per square foot than 79% of homes in Valley Mills
  • Bigger than 79% of homes in Indianapolis 46221
  • Has a smaller lot than 68% of homes in Valley Mills
  • Newer than 83% of homes in Marion County

What homes are worth in Indianapolis 46221

Each bar is how many homes fall in that price range. The marker is this home.

This home
$64K$324K

This home is worth more than 74% of homes in Indianapolis 46221.

How it measures up in Indianapolis 46221

The dot is this home. The mark in the middle is the typical home in Indianapolis 46221.

Estimated value$241,300
CheaperTypical $208,735Pricier

Pricier than 74% of homes nearby

Price per ft²$132
CheaperTypical $146Pricier

Pricier than 37% of homes nearby

Living area1,834 ft²
SmallerTypical 1,350 ft²Bigger

Bigger than 79% of homes nearby

Lot size0.18 ac
SmallerTypical 0.2 acBigger

Bigger than 46% of homes nearby

Year built1998
OlderTypical 1967Newer

Newer than 79% of homes nearby

How 6428 Cradle River Dr ranks against every home in each area.
MeasureThis homeValley MillsIndianapolis 46221Marion County
Estimated valuepricier than$241,30060% of homes74% of homes54% of homes
Price per ft²pricier than$13221% of homes37% of homes33% of homes
Living areabigger than1,834 ft²72% of homes79% of homes67% of homes
Lot sizebigger than0.18 ac32% of homes46% of homes46% of homes
Year builtnewer than199865% of homes79% of homes83% of homes

About 6428 Cradle River Dr

How much is 6428 Cradle River Dr, Indianapolis, IN worth?

The TopHap Estimate for 6428 Cradle River Dr, Indianapolis, IN is $241,300 as of Jul 14, 2026. The likely range is $234,964 to $247,636. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 6428 Cradle River Dr, Indianapolis, IN last sell?

6428 Cradle River Dr, Indianapolis, IN last sold on Jun 16, 2021 for $199,500, according to the county's recorded deed. TopHap holds 4 recorded sales for this parcel.

How big is 6428 Cradle River Dr, Indianapolis, IN?

6428 Cradle River Dr, Indianapolis, IN has 3 bedrooms, 3 bathrooms, 1,834 square feet of living space and a 0.18-acre lot.

When was 6428 Cradle River Dr, Indianapolis, IN built?

6428 Cradle River Dr, Indianapolis, IN was built in 1998, making it 28 years old. The building has 2 stories.

What schools serve 6428 Cradle River Dr, Indianapolis, IN?

6428 Cradle River Dr, Indianapolis, IN is assigned to Decatur Central High School (high), rated D+; Decatur Middle School (middle), rated D+; Stephen Decatur Elementary School (elementary), rated C+. All sit in Decatur Township Metropolitan School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 6428 Cradle River Dr, Indianapolis, IN compare to other homes in Indianapolis 46221?

Among the 9,622 homes in Indianapolis 46221, it is worth more than 74% of them ($241,300 against a typical $208,735), its price per square foot is higher than 37% of them ($132 against a typical $146), it is bigger than 79% of them (1,834 ft² against a typical 1,350 ft²), its lot is bigger than 46% of them (0.18 ac against a typical 0.2 ac) and it is newer than 79% of them (1998 against a typical 1967). Measured against all of Marion County, it is worth more than 54% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 6428 Cradle River Dr, Indianapolis, IN?

The 2024 property tax bill for 6428 Cradle River Dr, Indianapolis, IN was $2,745. The county assessed it at $245,600.

Closest homes

More homes in Indianapolis 46221

Assigned schools

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