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Single Family ResidenceResidential
$446,808$347 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026

643 1ST ST

GALT, CA 95632
4
Beds
2
Baths
1,288 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.18 ac
Lot SizeThe size of the land the home sits on, from county records.
2003
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$447K
$413K low$480K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,276 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$201,920 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$60,259
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$141,661
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$197,962

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.38
25
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
64
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
48
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
35
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
21
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.6 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.0.2 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountySACRAMENTO
Lot (acres)The size of the land the home sits on, from county records.0.18
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(5)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Valley Oaks Elementary SchoolC+
Elementary · Grades KG–6 · 0.4 mi
H
Galt High SchoolB-
High · Grades 9–12 · 0.9 mi
M
Robert L. McCaffrey Middle SchoolB
Middle · Grades 7–8 · 2.9 mi

District: Galt Joint Union Elementary School District

Neighborhood · ZIP 95632These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.65
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.87
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.110

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.17%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.6%
PopulationHow many people live in this area.34,605
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.268 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$94,158
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$117,094
Average tempThe average temperature here across a full year.61°F
Annual precipHow much rain and melted snow falls here in a typical year.18 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.78%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

643 1st St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 77% of homes in Galt 95632
  • Costs more per square foot than 72% of homes in Galt 95632
  • Smaller than 77% of homes in Galt 95632
  • Newer than 82% of homes in Sacramento County

What homes are worth in Galt 95632

Each bar is how many homes fall in that price range. The marker is this home.

This home
$314K$1.1M

This home is worth more than 23% of homes in Galt 95632.

How it measures up in Galt 95632

The dot is this home. The mark in the middle is the typical home in Galt 95632.

Estimated value$446,808
CheaperTypical $531,005Pricier

Pricier than 23% of homes nearby

Price per ft²$347
CheaperTypical $318Pricier

Pricier than 72% of homes nearby

Living area1,288 ft²
SmallerTypical 1,637 ft²Bigger

Bigger than 23% of homes nearby

Lot size0.18 ac
SmallerTypical 0.18 acBigger

Bigger than 49% of homes nearby

Year built2003
OlderTypical 1993Newer

Newer than 74% of homes nearby

How 643 1st St ranks against every home in each area.
MeasureThis homeGalt 95632Sacramento County
Estimated valuepricier than$446,80823% of homes33% of homes
Price per ft²pricier than$34772% of homes70% of homes
Living areabigger than1,288 ft²23% of homes26% of homes
Lot sizebigger than0.18 ac49% of homes63% of homes
Year builtnewer than200374% of homes82% of homes

About 643 1st St

How much is 643 1st St, Galt, CA worth?

The TopHap Estimate for 643 1st St, Galt, CA is $446,808 as of Oct 21, 2026. The likely range is $413,371 to $480,245. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 643 1st St, Galt, CA last sell?

643 1st St, Galt, CA last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 643 1st St, Galt, CA?

643 1st St, Galt, CA has 4 bedrooms, 2 bathrooms, 1,288 square feet of living space and a 0.18-acre lot.

When was 643 1st St, Galt, CA built?

643 1st St, Galt, CA was built in 2003, making it 23 years old. The building has 1 story.

What schools serve 643 1st St, Galt, CA?

643 1st St, Galt, CA is assigned to Valley Oaks Elementary School (elementary), rated C+; Galt High School (high), rated B-; Robert L. McCaffrey Middle School (middle), rated B. All sit in Galt Joint Union Elementary School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 643 1st St, Galt, CA compare to other homes in Galt 95632?

Among the 9,767 homes in Galt 95632, it is worth more than 23% of them ($446,808 against a typical $531,005), its price per square foot is higher than 72% of them ($347 against a typical $318), it is bigger than 23% of them (1,288 ft² against a typical 1,637 ft²), its lot is bigger than 49% of them (0.18 ac against a typical 0.18 ac) and it is newer than 74% of them (2003 against a typical 1993). Measured against all of Sacramento County, it is worth more than 33% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 643 1st St, Galt, CA?

The 2025 property tax bill for 643 1st St, Galt, CA was $2,276. The county assessed it at $201,920.

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