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Single Family ResidentialResidential
$259,314$95 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 88How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

643 CONGRESS ST

OTTAWA, IL 61350
1
Baths
2,730 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.17 ac
Lot SizeThe size of the land the home sits on, from county records.
1900
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$259K
$229K low$289K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$6,644 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$72,229 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$8,473
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$63,756
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$65,449
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$216,687

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.42
36
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
6
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
73
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
67
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
28
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.7 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residential
CountyLASALLE
Lot (acres)The size of the land the home sits on, from county records.0.17
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Ottawa Township High SchoolD
High · Grades 9–12 · 0.3 mi
E
Jefferson Elementary SchoolC+
Elementary · Grades KG–4 · 0.9 mi
M
Shepherd Middle SchoolC-
Middle · Grades 7–8 · 1.6 mi

District: Ottawa Elementary School District 141

Neighborhood · ZIP 61350These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.114
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.87
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.46

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.15%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.7%
PopulationHow many people live in this area.23,673
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.158 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$72,547
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$84,853
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.37 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

643 Congress St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 74% of homes in LaSalle County
  • Costs less per square foot than 88% of homes in Ottawa 61350
  • Bigger than 96% of homes in LaSalle County
  • Has a smaller lot than 71% of homes in LaSalle County
  • Older than 89% of homes in Ottawa 61350

What homes are worth in Ottawa 61350

Each bar is how many homes fall in that price range. The marker is this home.

This home
$72K$562K

This home is worth more than 71% of homes in Ottawa 61350.

How it measures up in Ottawa 61350

The dot is this home. The mark in the middle is the typical home in Ottawa 61350.

Estimated value$259,314
CheaperTypical $197,094Pricier

Pricier than 71% of homes nearby

Price per ft²$95
CheaperTypical $147Pricier

Pricier than 12% of homes nearby

Living area2,730 ft²
SmallerTypical 1,404 ft²Bigger

Bigger than 95% of homes nearby

Lot size0.17 ac
SmallerTypical 0.19 acBigger

Bigger than 33% of homes nearby

Year built1900
OlderTypical 1954Newer

Newer than 11% of homes nearby

How 643 Congress St ranks against every home in each area.
MeasureThis homeOttawa 61350LaSalle County
Estimated valuepricier than$259,31471% of homes74% of homes
Price per ft²pricier than$9512% of homes25% of homes
Living areabigger than2,730 ft²95% of homes96% of homes
Lot sizebigger than0.17 ac33% of homes29% of homes
Year builtnewer than190011% of homes18% of homes

About 643 Congress St

How much is 643 Congress St, Ottawa, IL worth?

The TopHap Estimate for 643 Congress St, Ottawa, IL is $259,314 as of Sep 24, 2026. The likely range is $229,400 to $289,228. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 643 Congress St, Ottawa, IL last sell?

643 Congress St, Ottawa, IL last sold on Aug 5, 2026, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 643 Congress St, Ottawa, IL?

643 Congress St, Ottawa, IL has 1 bathrooms, 2,730 square feet of living space and a 0.17-acre lot.

When was 643 Congress St, Ottawa, IL built?

643 Congress St, Ottawa, IL was built in 1900, making it 126 years old. The building has 2 stories.

What schools serve 643 Congress St, Ottawa, IL?

643 Congress St, Ottawa, IL is assigned to Ottawa Township High School (high), rated D; Jefferson Elementary School (elementary), rated C+; Shepherd Middle School (middle), rated C-. All sit in Ottawa Elementary School District 141. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 643 Congress St, Ottawa, IL compare to other homes in Ottawa 61350?

Among the 8,886 homes in Ottawa 61350, it is worth more than 71% of them ($259,314 against a typical $197,094), its price per square foot is higher than 12% of them ($95 against a typical $147), it is bigger than 95% of them (2,730 ft² against a typical 1,404 ft²), its lot is bigger than 33% of them (0.17 ac against a typical 0.19 ac) and it is newer than 11% of them (1900 against a typical 1954). Measured against all of LaSalle County, it is worth more than 74% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 643 Congress St, Ottawa, IL?

The 2025 property tax bill for 643 Congress St, Ottawa, IL was $6,644. The county assessed it at $72,229.

More homes on Congress St

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Assigned schools

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