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Single Family ResidentialResidential
$434,366$349 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 98How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

643 COTTONWOOD LN

LIBERTY, MO 64068
4
Beds
3 / 1
Baths
1,246 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.33 ac
Lot SizeThe size of the land the home sits on, from county records.
1991
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$434K
$425K low$444K high

Tax & Assessment

Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$70,360 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$70,360
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$370,316

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.36
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
26
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
77
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
59
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
17
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residential
StyleThe architectural style of the home, such as ranch or colonial.Traditional/Old
CountyClay
Lot (acres)The size of the land the home sits on, from county records.0.33
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Concrete
RoofThe main material covering the roof, such as asphalt shingle or tile.Wood Shingle
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 144 ft²Patio · 144 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Lillian Schumacher Elementary SchoolB-
Elementary · Grades KG–5 · 0.6 mi
M
Liberty Middle SchoolC
Middle · Grades 6–8 · 1.7 mi
H
Liberty High SchoolA
High · Grades 9–12 · 2.1 mi

District: Liberty 53 School District

Neighborhood · ZIP 64068These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.86
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.90
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.28

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.26%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.40,178
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.458 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$93,591
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$109,095
Average tempThe average temperature here across a full year.54°F
Annual precipHow much rain and melted snow falls here in a typical year.39 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

643 Cottonwood Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 78% of homes in Liberty 64068
  • Costs more per square foot than 98% of homes in Clay County
  • Smaller than 69% of homes in Liberty 64068
  • Has a bigger lot than 71% of homes in Clay County

What homes are worth in Liberty 64068

Each bar is how many homes fall in that price range. The marker is this home.

This home
$158K$833K

This home is worth more than 78% of homes in Liberty 64068.

How it measures up in Liberty 64068

The dot is this home. The mark in the middle is the typical home in Liberty 64068.

Estimated value$434,366
CheaperTypical $325,046Pricier

Pricier than 78% of homes nearby

Price per ft²$349
CheaperTypical $216Pricier

Pricier than 97% of homes nearby

Living area1,246 ft²
SmallerTypical 1,480 ft²Bigger

Bigger than 31% of homes nearby

Lot size0.33 ac
SmallerTypical 0.27 acBigger

Bigger than 64% of homes nearby

Year built1991
OlderTypical 1985Newer

Newer than 61% of homes nearby

How 643 Cottonwood Ln ranks against every home in each area.
MeasureThis homeLiberty 64068Clay County
Estimated valuepricier than$434,36678% of homes77% of homes
Price per ft²pricier than$34997% of homes98% of homes
Living areabigger than1,246 ft²31% of homes36% of homes
Lot sizebigger than0.33 ac64% of homes71% of homes
Year builtnewer than199161% of homes56% of homes

About 643 Cottonwood Ln

How much is 643 Cottonwood Ln, Liberty, MO worth?

The TopHap Estimate for 643 Cottonwood Ln, Liberty, MO is $434,366 as of Aug 30, 2026. The likely range is $424,603 to $444,129. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 643 Cottonwood Ln, Liberty, MO last sell?

643 Cottonwood Ln, Liberty, MO last sold on Mar 4, 2004, according to the county's recorded deed.

How big is 643 Cottonwood Ln, Liberty, MO?

643 Cottonwood Ln, Liberty, MO has 4 bedrooms, 3 bathrooms, 1,246 square feet of living space and a 0.33-acre lot.

When was 643 Cottonwood Ln, Liberty, MO built?

643 Cottonwood Ln, Liberty, MO was built in 1991, making it 35 years old. It is a traditional/old home. The building has 2 stories.

What schools serve 643 Cottonwood Ln, Liberty, MO?

643 Cottonwood Ln, Liberty, MO is assigned to Lillian Schumacher Elementary School (elementary), rated B-; Liberty Middle School (middle), rated C; Liberty High School (high), rated A. All sit in Liberty 53 School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 643 Cottonwood Ln, Liberty, MO compare to other homes in Liberty 64068?

Among the 12,059 homes in Liberty 64068, it is worth more than 78% of them ($434,366 against a typical $325,046), its price per square foot is higher than 97% of them ($349 against a typical $216), it is bigger than 31% of them (1,246 ft² against a typical 1,480 ft²), its lot is bigger than 64% of them (0.33 ac against a typical 0.27 ac) and it is newer than 61% of them (1991 against a typical 1985). Measured against all of Clay County, it is worth more than 77% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

More homes on Cottonwood Ln

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Assigned schools

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