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Single Family ResidenceResidential
$569,188$333 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 87How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $485,000 on Dec 18, 2023

643 COVES POINT DR

RIVERSIDE, AL 35135
1
Baths
1,710 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.35 ac
Lot SizeThe size of the land the home sits on, from county records.
1984
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$569K
$496K low$642K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$485,000 · Dec 18, 2023
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$300,988
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$240,790
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.47%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$268,200
SOUTHPOINT BANK · recorded Mar 25, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,426 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$35,840 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$70,376
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$358,230

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.117 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyST. CLAIR
Lot (acres)The size of the land the home sits on, from county records.0.35
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Boat access

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Walter M. Kennedy Elementary SchoolB-
Elementary · Grades PK–4 · 5.5 mi
M
Duran South Junior High School
Middle · Grades 7–7 · 5.7 mi
H
Pell City High SchoolC+
High · Grades 9–12 · 6.1 mi

District: Pell City City School District

Neighborhood · ZIP 35135These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.163
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.84
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.78

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.13%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.1,666
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.189 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$57,474
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$85,156
Average tempThe average temperature here across a full year.61°F
Annual precipHow much rain and melted snow falls here in a typical year.55 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

643 Coves Point Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 94% of homes in Riverside 35135
  • Costs more per square foot than 97% of homes in Riverside 35135
  • Has a smaller lot than 95% of homes in Riverside 35135
  • Older than 74% of homes in Riverside 35135

What homes are worth in Riverside 35135

Each bar is how many homes fall in that price range. The marker is this home.

This home
$132K$742K

This home is worth more than 94% of homes in Riverside 35135.

How it measures up in Riverside 35135

The dot is this home. The mark in the middle is the typical home in Riverside 35135.

Estimated value$569,188
CheaperTypical $346,105Pricier

Pricier than 94% of homes nearby

Price per ft²$333
CheaperTypical $198Pricier

Pricier than 97% of homes nearby

Living area1,710 ft²
SmallerTypical 1,744 ft²Bigger

Bigger than 49% of homes nearby

Lot size0.35 ac
SmallerTypical 0.82 acBigger

Bigger than 5% of homes nearby

Year built1984
OlderTypical 1995Newer

Newer than 26% of homes nearby

How 643 Coves Point Dr ranks against every home in each area.
MeasureThis homeRiverside 35135St. Clair County
Estimated valuepricier than$569,18894% of homes92% of homes
Price per ft²pricier than$33397% of homes97% of homes
Living areabigger than1,710 ft²49% of homes53% of homes
Lot sizebigger than0.35 ac5% of homes26% of homes
Year builtnewer than198426% of homes28% of homes

About 643 Coves Point Dr

How much is 643 Coves Point Dr, Riverside, AL worth?

The TopHap Estimate for 643 Coves Point Dr, Riverside, AL is $569,188 as of Jul 14, 2026. The likely range is $496,460 to $641,916. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 643 Coves Point Dr, Riverside, AL last sell?

643 Coves Point Dr, Riverside, AL last sold on Dec 18, 2023 for $485,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 643 Coves Point Dr, Riverside, AL?

643 Coves Point Dr, Riverside, AL has 1 bathrooms, 1,710 square feet of living space and a 0.35-acre lot.

When was 643 Coves Point Dr, Riverside, AL built?

643 Coves Point Dr, Riverside, AL was built in 1984, making it 42 years old. The building has 1 story.

What schools serve 643 Coves Point Dr, Riverside, AL?

643 Coves Point Dr, Riverside, AL is assigned to Walter M. Kennedy Elementary School (elementary), rated B-; Duran South Junior High School (middle); Pell City High School (high), rated C+. All sit in Pell City City School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 643 Coves Point Dr, Riverside, AL compare to other homes in Riverside 35135?

Among the 736 homes in Riverside 35135, it is worth more than 94% of them ($569,188 against a typical $346,105), its price per square foot is higher than 97% of them ($333 against a typical $198), it is bigger than 49% of them (1,710 ft² against a typical 1,744 ft²), its lot is bigger than 5% of them (0.35 ac against a typical 0.82 ac) and it is newer than 26% of them (1984 against a typical 1995). Measured against all of St. Clair County, it is worth more than 92% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 643 Coves Point Dr, Riverside, AL?

The 2025 property tax bill for 643 Coves Point Dr, Riverside, AL was $1,426. The county assessed it at $35,840.

More homes on Coves Point Dr

Closest homes

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Assigned schools

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