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Planned Unit Development (Pud)Residential
$618,948$422 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 88How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $620,000 on Aug 27, 2026

643 GARLAND CIR

INDIAN ROCKS BEACH, FL 33785
2
Beds
2
Baths
1,465 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1,168 ft²
Lot SizeThe size of the land the home sits on, from county records.
1994
Year BuiltThe year the home was originally built, according to county records.
3
StoriesHow many floors the home has above ground.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$619K
$542K low$696K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$620,000 · Aug 27, 2026

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$7,690 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$455,948 (2025)
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$455,948
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$530,016
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$455,948

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.121 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.99%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Planned Unit Development (Pud)
CountyPINELLAS
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1999
Lot (acres)The size of the land the home sits on, from county records.0.03
ConstructionThe main material the home's frame and walls are built from.Masonry/Concrete Masonry Units (Cmus)
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.Yes
ViewThe type of view from the property, or another feature of the site that affects value.Interior
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Boat liftBoat accessOutdoor kitchen

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Anona ElementaryA
Elementary · Grades PK–5 · 1.0 mi
M
Seminole Middle SchoolB
Middle · Grades 6–8 · 3.0 mi
H
Seminole High SchoolC
High · Grades 9–12 · 3.1 mi

District: Pinellas County School District

Neighborhood · ZIP 33785These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.168
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.74
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.11

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.49%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.31%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.0%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.5,060
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,575 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$96,827
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$128,722
Average tempThe average temperature here across a full year.73°F
Annual precipHow much rain and melted snow falls here in a typical year.51 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.66%

Owner Tools

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

643 Garland Cir measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 82% of homes in Pinellas County
  • Costs less per square foot than 88% of homes in Indian Rocks Beach 33785
  • Among the smallest lots in Pinellas County
  • Newer than 87% of homes in Pinellas County

What homes are worth in Indian Rocks Beach 33785

Each bar is how many homes fall in that price range. The marker is this home.

This home
$345K$2.7M

This home is worth more than 30% of homes in Indian Rocks Beach 33785.

How it measures up in Indian Rocks Beach 33785

The dot is this home. The mark in the middle is the typical home in Indian Rocks Beach 33785.

Estimated value$618,948
CheaperTypical $777,084Pricier

Pricier than 30% of homes nearby

Price per ft²$422
CheaperTypical $590Pricier

Pricier than 12% of homes nearby

Living area1,465 ft²
SmallerTypical 1,330 ft²Bigger

Bigger than 62% of homes nearby

Lot size1,168 ft²
SmallerTypical 0.3 acBigger

Bigger than 2% of homes nearby

Year built1994
OlderTypical 1981Newer

Newer than 79% of homes nearby

How 643 Garland Cir ranks against every home in each area.
MeasureThis homeIndian Rocks Beach 33785Pinellas County
Estimated valuepricier than$618,94830% of homes82% of homes
Price per ft²pricier than$42212% of homes88% of homes
Living areabigger than1,465 ft²62% of homes59% of homes
Lot sizebigger than1,168 ft²2% of homesalmost no homes
Year builtnewer than199479% of homes87% of homes

About 643 Garland Cir

How much is 643 Garland Cir, Indian Rocks Beach, FL worth?

The TopHap Estimate for 643 Garland Cir, Indian Rocks Beach, FL is $618,948 as of Sep 24, 2026. The likely range is $541,972 to $695,924. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 643 Garland Cir, Indian Rocks Beach, FL last sell?

643 Garland Cir, Indian Rocks Beach, FL last sold on Aug 27, 2026 for $620,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 643 Garland Cir, Indian Rocks Beach, FL?

643 Garland Cir, Indian Rocks Beach, FL has 2 bedrooms, 2 bathrooms, 1,465 square feet of living space and a 0.03-acre lot.

When was 643 Garland Cir, Indian Rocks Beach, FL built?

643 Garland Cir, Indian Rocks Beach, FL was built in 1994, making it 32 years old. The building has 3 stories.

What schools serve 643 Garland Cir, Indian Rocks Beach, FL?

643 Garland Cir, Indian Rocks Beach, FL is assigned to Anona Elementary (elementary), rated A; Seminole Middle School (middle), rated B; Seminole High School (high), rated C. All sit in Pinellas County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 643 Garland Cir, Indian Rocks Beach, FL compare to other homes in Indian Rocks Beach 33785?

Among the 5,392 homes in Indian Rocks Beach 33785, it is worth more than 30% of them ($618,948 against a typical $777,084), its price per square foot is higher than 12% of them ($422 against a typical $590), it is bigger than 62% of them (1,465 ft² against a typical 1,330 ft²), its lot is bigger than 2% of them (1,168 ft² against a typical 0.3 ac) and it is newer than 79% of them (1994 against a typical 1981). Measured against all of Pinellas County, it is worth more than 82% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 643 Garland Cir, Indian Rocks Beach, FL?

The 2025 property tax bill for 643 Garland Cir, Indian Rocks Beach, FL was $7,690. The county assessed it at $455,948.

More homes on Garland Cir

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Assigned schools

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