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Single Family ResidenceResidential
$55,991$78 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 42How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

643 NW L ST

RICHMOND, IN 47374
2
Beds
1.5
Baths
720 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.74 ac
Lot SizeThe size of the land the home sits on, from county records.
1940
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
4
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
3
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$56K
$23K low$89K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$13,991
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$11,193
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.74%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$42,000
US BANK NA · recorded Feb 2, 2018

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$957 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$106,300 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$16,200
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$90,100
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$91,200
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$106,300

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.3 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyWAYNE
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1985
Lot (acres)The size of the land the home sits on, from county records.0.74
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(3)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Fairview Elementary SchoolC
Elementary · Grades PK–4 · 0.8 mi
M
Dennis Middle SchoolD-
Middle · Grades 7–8 · 0.8 mi
H
Richmond High SchoolC
High · Grades 9–12 · 1.6 mi

District: Richmond Community School Corporation

Neighborhood · ZIP 47374These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.120
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.224
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.42

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.88%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.11%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.17%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.44,848
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.370 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$53,374
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$67,037
Average tempThe average temperature here across a full year.51°F
Annual precipHow much rain and melted snow falls here in a typical year.40 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

643 Nw L St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 91% of homes in Wayne County
  • Costs less per square foot than 72% of homes in Wayne County
  • Smaller than 97% of homes in Wayne County
  • Has a bigger lot than 82% of homes in Richmond 47374

What homes are worth in Richmond 47374

Each bar is how many homes fall in that price range. The marker is this home.

This home
$33K$498K

This home is worth more than 13% of homes in Richmond 47374.

How it measures up in Richmond 47374

The dot is this home. The mark in the middle is the typical home in Richmond 47374.

Estimated value$55,991
CheaperTypical $140,763Pricier

Pricier than 13% of homes nearby

Price per ft²$78
CheaperTypical $103Pricier

Pricier than 33% of homes nearby

Living area720 ft²
SmallerTypical 1,458 ft²Bigger

Bigger than 4% of homes nearby

Lot size0.74 ac
SmallerTypical 0.23 acBigger

Bigger than 82% of homes nearby

Year built1940
OlderTypical 1952Newer

Newer than 39% of homes nearby

How 643 Nw L St ranks against every home in each area.
MeasureThis homeRichmond 47374Wayne County
Estimated valuepricier than$55,99113% of homes9% of homes
Price per ft²pricier than$7833% of homes28% of homes
Living areabigger than720 ft²4% of homes3% of homes
Lot sizebigger than0.74 ac82% of homes70% of homes
Year builtnewer than194039% of homes38% of homes

About 643 Nw L St

How much is 643 Nw L St, Richmond, IN worth?

The TopHap Estimate for 643 Nw L St, Richmond, IN is $55,991 as of Jul 14, 2026. The likely range is $23,346 to $88,636. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 643 Nw L St, Richmond, IN last sell?

643 Nw L St, Richmond, IN last sold on Jan 6, 2026, according to the county's recorded deed.

How big is 643 Nw L St, Richmond, IN?

643 Nw L St, Richmond, IN has 2 bedrooms, 1.5 bathrooms, 720 square feet of living space and a 0.74-acre lot.

When was 643 Nw L St, Richmond, IN built?

643 Nw L St, Richmond, IN was built in 1940, making it 86 years old. The building has 1 story.

What schools serve 643 Nw L St, Richmond, IN?

643 Nw L St, Richmond, IN is assigned to Fairview Elementary School (elementary), rated C; Dennis Middle School (middle), rated D-; Richmond High School (high), rated C. All sit in Richmond Community School Corporation. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 643 Nw L St, Richmond, IN compare to other homes in Richmond 47374?

Among the 16,844 homes in Richmond 47374, it is worth more than 13% of them ($55,991 against a typical $140,763), its price per square foot is higher than 33% of them ($78 against a typical $103), it is bigger than 4% of them (720 ft² against a typical 1,458 ft²), its lot is bigger than 82% of them (0.74 ac against a typical 0.23 ac) and it is newer than 39% of them (1940 against a typical 1952). Measured against all of Wayne County, it is worth more than 9% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 643 Nw L St, Richmond, IN?

The 2025 property tax bill for 643 Nw L St, Richmond, IN was $957. The county assessed it at $106,300.

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Closest homes

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