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Single Family ResidentialResidential
$875,918
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 75How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $897,000 on Apr 3, 2024

643 RIVER RD

CUSHING, ME 04563
0
Baths
21.88 ac
Lot SizeThe size of the land the home sits on, from county records.

Valuation

$876K
$655K low$1.1M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$897,000 · Apr 3, 2024
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$0
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$0
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.105%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$627,900
BANK OF AMERICA NA · P · 5.75% 1 · recorded Apr 3, 2024
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$300,000
CAMDEN NATIONAL BANK

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$10,232 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$867,150 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$420,010
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$447,140

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.197 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residential
CountyKNOX
Lot (acres)The size of the land the home sits on, from county records.21.88
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Oceanside Middle SchoolB-
Middle · Grades 6–8 · 2.6 mi
E
Cushing Community SchoolB
Elementary · Grades KG–5 · 2.9 mi
H
Oceanside High SchoolD
High · Grades 9–12 · 6.7 mi

District: Regional School Unit 13

Neighborhood · ZIP 04563These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.111
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.76
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.58

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.73%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.22%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.1,743
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.62 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$73,517
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$103,485
Average tempThe average temperature here across a full year.45°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

643 River Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 95% of homes in Cushing 04563
  • Has a bigger lot than 95% of homes in Knox County

What homes are worth in Cushing 04563

Each bar is how many homes fall in that price range. The marker is this home.

This home
$73K$1.1M

This home is worth more than 95% of homes in Cushing 04563.

How it measures up in Cushing 04563

The dot is this home. The mark in the middle is the typical home in Cushing 04563.

Estimated value$875,918
CheaperTypical $267,488Pricier

Pricier than 95% of homes nearby

Lot size21.88 ac
SmallerTypical 2.08 acBigger

Bigger than 94% of homes nearby

How 643 River Rd ranks against every home in each area.
MeasureThis homeCushing 04563Knox County
Estimated valuepricier than$875,91895% of homes89% of homes
Lot sizebigger than21.88 ac94% of homes95% of homes

About 643 River Rd

How much is 643 River Rd, Cushing, ME worth?

The TopHap Estimate for 643 River Rd, Cushing, ME is $875,918 as of Jul 14, 2026. The likely range is $655,165 to $1,096,671. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 643 River Rd, Cushing, ME last sell?

643 River Rd, Cushing, ME last sold on Apr 3, 2024 for $897,000, according to the county's recorded deed.

What schools serve 643 River Rd, Cushing, ME?

643 River Rd, Cushing, ME is assigned to Oceanside Middle School (middle), rated B-; Cushing Community School (elementary), rated B; Oceanside High School (high), rated D. All sit in Regional School Unit 13. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 643 River Rd, Cushing, ME compare to other homes in Cushing 04563?

Among the 714 homes in Cushing 04563, it is worth more than 95% of them ($875,918 against a typical $267,488) and its lot is bigger than 94% of them (21.88 ac against a typical 2.08 ac). Measured against all of Knox County, it is worth more than 89% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 643 River Rd, Cushing, ME?

The 2025 property tax bill for 643 River Rd, Cushing, ME was $10,232. The county assessed it at $867,150.

More homes on River Rd

Closest homes

More homes in Cushing 04563

Assigned schools

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See this home in context

Open 643 River Rd on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

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