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Single Family ResidenceResidential
$345,209$213 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 97How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

643 S RIVER RD

GROTTOES, VA 24441
3
Beds
2
Baths
1,624 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
10.08 ac
Lot SizeThe size of the land the home sits on, from county records.
1963
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$345K
$336K low$355K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$305,209
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$244,167
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.10%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$40,000
BRANCH BANKING AND TRUST CO · recorded Nov 29, 2010

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,906 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$366,600 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$145,200
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$221,400
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$366,600
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$366,600

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.154 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyAUGUSTA
Lot (acres)The size of the land the home sits on, from county records.10.08
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.No Garage
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 440 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Fort Defiance High SchoolC+
High · Grades 9–12 · 7.8 mi
E
Clymore Elementary SchoolC-
Elementary · Grades PK–5 · 7.9 mi
M
Stewart Middle SchoolC-
Middle · Grades 6–8 · 7.9 mi

District: Augusta County Public Schools

Neighborhood · ZIP 24441These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.138
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.102
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.59

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.15%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.6,334
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.120 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$79,462
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$88,955
Average tempThe average temperature here across a full year.53°F
Annual precipHow much rain and melted snow falls here in a typical year.45 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

643 S River Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Has a bigger lot than 94% of homes in Grottoes 24441
  • Older than 77% of homes in Grottoes 24441

What homes are worth in Grottoes 24441

Each bar is how many homes fall in that price range. The marker is this home.

This home
$171K$842K

This home is worth more than 59% of homes in Grottoes 24441.

How it measures up in Grottoes 24441

The dot is this home. The mark in the middle is the typical home in Grottoes 24441.

Estimated value$345,209
CheaperTypical $320,771Pricier

Pricier than 59% of homes nearby

Price per ft²$213
CheaperTypical $225Pricier

Pricier than 37% of homes nearby

Living area1,624 ft²
SmallerTypical 1,453 ft²Bigger

Bigger than 62% of homes nearby

Lot size10.08 ac
SmallerTypical 0.42 acBigger

Bigger than 94% of homes nearby

Year built1963
OlderTypical 1989Newer

Newer than 23% of homes nearby

How 643 S River Rd ranks against every home in each area.
MeasureThis homeGrottoes 24441Augusta County
Estimated valuepricier than$345,20959% of homes46% of homes
Price per ft²pricier than$21337% of homes55% of homes
Living areabigger than1,624 ft²62% of homes38% of homes
Lot sizebigger than10.08 ac94% of homes90% of homes
Year builtnewer than196323% of homes26% of homes

About 643 S River Rd

How much is 643 S River Rd, Grottoes, VA worth?

The TopHap Estimate for 643 S River Rd, Grottoes, VA is $345,209 as of Jul 14, 2026. The likely range is $335,861 to $354,557. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 643 S River Rd, Grottoes, VA last sell?

643 S River Rd, Grottoes, VA last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 643 S River Rd, Grottoes, VA?

643 S River Rd, Grottoes, VA has 3 bedrooms, 2 bathrooms, 1,624 square feet of living space and a 10.08-acre lot.

When was 643 S River Rd, Grottoes, VA built?

643 S River Rd, Grottoes, VA was built in 1963, making it 63 years old. The building has 1 story.

What schools serve 643 S River Rd, Grottoes, VA?

643 S River Rd, Grottoes, VA is assigned to Fort Defiance High School (high), rated C+; Clymore Elementary School (elementary), rated C-; Stewart Middle School (middle), rated C-. All sit in Augusta County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 643 S River Rd, Grottoes, VA compare to other homes in Grottoes 24441?

Among the 2,581 homes in Grottoes 24441, it is worth more than 59% of them ($345,209 against a typical $320,771), its price per square foot is higher than 37% of them ($213 against a typical $225), it is bigger than 62% of them (1,624 ft² against a typical 1,453 ft²), its lot is bigger than 94% of them (10.08 ac against a typical 0.42 ac) and it is newer than 23% of them (1963 against a typical 1989). Measured against all of Augusta County, it is worth more than 46% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 643 S River Rd, Grottoes, VA?

The 2026 property tax bill for 643 S River Rd, Grottoes, VA was $1,906. The county assessed it at $366,600.

Closest homes

More homes in Grottoes 24441

Assigned schools

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