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Single Family ResidentialResidential
$473,844
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $428,000 on Dec 22, 2023

643 SCOTCH MEADOWS LOOP

MONROE, NC 28110
0
Baths
0.12 ac
Lot SizeThe size of the land the home sits on, from county records.
2023
Year BuiltThe year the home was originally built, according to county records.

Valuation

$474K
$429K low$519K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$428,000 · Dec 22, 2023

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,973 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$454,500 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$77,100
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$377,400
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$454,500
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$454,500

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.49
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
15
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
84
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
80
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
68
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residential
CountyUnion
Lot (acres)The size of the land the home sits on, from county records.0.12

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Unionville Elementary SchoolA
Elementary · Grades KG–5 · 6.0 mi
M
Piedmont Middle SchoolA
Middle · Grades 6–8 · 6.6 mi
H
Piedmont High SchoolA-
High · Grades 9–12 · 6.8 mi

District: Union County Public Schools

Neighborhood · ZIP 28110These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.100
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.89
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.80

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.17%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.59,112
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.453 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$82,286
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$99,215
Average tempThe average temperature here across a full year.61°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

643 Scotch Meadows Loop measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 74% of homes in Monroe 28110
  • Has a smaller lot than 95% of homes in Union County
  • Newer than 98% of homes in Monroe 28110

What homes are worth in Monroe 28110

Each bar is how many homes fall in that price range. The marker is this home.

This home
$126K$879K

This home is worth more than 74% of homes in Monroe 28110.

How it measures up in Monroe 28110

The dot is this home. The mark in the middle is the typical home in Monroe 28110.

Estimated value$473,844
CheaperTypical $380,688Pricier

Pricier than 74% of homes nearby

Lot size0.12 ac
SmallerTypical 0.48 acBigger

Bigger than 6% of homes nearby

Year built2023
OlderTypical 1999Newer

Newer than 98% of homes nearby

How 643 Scotch Meadows Loop ranks against every home in each area.
MeasureThis homeMonroe 28110Union County
Estimated valuepricier than$473,84474% of homes54% of homes
Lot sizebigger than0.12 ac6% of homes5% of homes
Year builtnewer than202398% of homes98% of homes

About 643 Scotch Meadows Loop

How much is 643 Scotch Meadows Loop, Monroe, NC worth?

The TopHap Estimate for 643 Scotch Meadows Loop, Monroe, NC is $473,844 as of Aug 30, 2026. The likely range is $429,135 to $518,553. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 643 Scotch Meadows Loop, Monroe, NC last sell?

643 Scotch Meadows Loop, Monroe, NC last sold on Dec 22, 2023 for $428,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

When was 643 Scotch Meadows Loop, Monroe, NC built?

643 Scotch Meadows Loop, Monroe, NC was built in 2023, making it 3 years old.

What schools serve 643 Scotch Meadows Loop, Monroe, NC?

643 Scotch Meadows Loop, Monroe, NC is assigned to Unionville Elementary School (elementary), rated A; Piedmont Middle School (middle), rated A; Piedmont High School (high), rated A-. All sit in Union County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 643 Scotch Meadows Loop, Monroe, NC compare to other homes in Monroe 28110?

Among the 20,476 homes in Monroe 28110, it is worth more than 74% of them ($473,844 against a typical $380,688), its lot is bigger than 6% of them (0.12 ac against a typical 0.48 ac) and it is newer than 98% of them (2023 against a typical 1999). Measured against all of Union County, it is worth more than 54% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 643 Scotch Meadows Loop, Monroe, NC?

The 2025 property tax bill for 643 Scotch Meadows Loop, Monroe, NC was $3,973. The county assessed it at $454,500.

More homes on Scotch Meadows Loop

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Assigned schools

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