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Single Family ResidenceResidential
$347,813$215 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 97How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026

643 SILVER SPRUCE ST

SUMMERVILLE, SC 29486
0
Baths
1,618 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.12 ac
Lot SizeThe size of the land the home sits on, from county records.
2022
Year BuiltThe year the home was originally built, according to county records.

Valuation

$348K
$336K low$359K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,458 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$342,900 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$125,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$217,900
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$13,716
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$342,900

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.52
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
43
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
85
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
86
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
49
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyBERKELEY
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 132 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Bee Tree Elementary School
Elementary · Grades PK–5 · 3.2 mi
H
Berkeley High SchoolD
High · Grades 9–12 · 7.7 mi
M
Berkeley Middle SchoolC-
Middle · Grades 6–8 · 9.0 mi

District: Berkeley County School District

Neighborhood · ZIP 29486These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.133
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.82
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.412

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.43,684
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.722 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$78,209
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$92,818
Average tempThe average temperature here across a full year.64°F
Annual precipHow much rain and melted snow falls here in a typical year.51 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

Owner Tools

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

643 Silver Spruce St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 74% of homes in Summerville 29486
  • Smaller than 73% of homes in Summerville 29486
  • Has a smaller lot than 88% of homes in Summerville 29486
  • Newer than 89% of homes in Berkeley County

What homes are worth in Summerville 29486

Each bar is how many homes fall in that price range. The marker is this home.

This home
$252K$768K

This home is worth more than 26% of homes in Summerville 29486.

How it measures up in Summerville 29486

The dot is this home. The mark in the middle is the typical home in Summerville 29486.

Estimated value$347,813
CheaperTypical $408,583Pricier

Pricier than 26% of homes nearby

Price per ft²$215
CheaperTypical $207Pricier

Pricier than 56% of homes nearby

Living area1,618 ft²
SmallerTypical 2,094 ft²Bigger

Bigger than 27% of homes nearby

Lot size0.12 ac
SmallerTypical 0.17 acBigger

Bigger than 12% of homes nearby

Year built2022
OlderTypical 2019Newer

Newer than 81% of homes nearby

How 643 Silver Spruce St ranks against every home in each area.
MeasureThis homeSummerville 29486Berkeley County
Estimated valuepricier than$347,81326% of homes42% of homes
Price per ft²pricier than$21556% of homes57% of homes
Living areabigger than1,618 ft²27% of homes38% of homes
Lot sizebigger than0.12 ac12% of homes12% of homes
Year builtnewer than202281% of homes89% of homes

About 643 Silver Spruce St

How much is 643 Silver Spruce St, Summerville, SC worth?

The TopHap Estimate for 643 Silver Spruce St, Summerville, SC is $347,813 as of Oct 21, 2026. The likely range is $336,242 to $359,384. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 643 Silver Spruce St, Summerville, SC last sell?

643 Silver Spruce St, Summerville, SC last sold on Jan 1, 1900, according to the county's recorded deed.

When was 643 Silver Spruce St, Summerville, SC built?

643 Silver Spruce St, Summerville, SC was built in 2022, making it 4 years old.

What schools serve 643 Silver Spruce St, Summerville, SC?

643 Silver Spruce St, Summerville, SC is assigned to Bee Tree Elementary School (elementary); Berkeley High School (high), rated D; Berkeley Middle School (middle), rated C-. All sit in Berkeley County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 643 Silver Spruce St, Summerville, SC compare to other homes in Summerville 29486?

Among the 20,594 homes in Summerville 29486, it is worth more than 26% of them ($347,813 against a typical $408,583), its price per square foot is higher than 56% of them ($215 against a typical $207), it is bigger than 27% of them (1,618 ft² against a typical 2,094 ft²), its lot is bigger than 12% of them (0.12 ac against a typical 0.17 ac) and it is newer than 81% of them (2022 against a typical 2019). Measured against all of Berkeley County, it is worth more than 42% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 643 Silver Spruce St, Summerville, SC?

The 2025 property tax bill for 643 Silver Spruce St, Summerville, SC was $1,458. The county assessed it at $342,900.

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