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Single Family ResidenceResidential
$328,736$304 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $312,500 on Jan 9, 2024

643 STATE ROUTE 17K

MONTGOMERY, NY 12549
3
Beds
1
Baths
1,080 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.23 ac
Lot SizeThe size of the land the home sits on, from county records.
1930
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$329K
$305K low$353K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$312,500 · Jan 9, 2024

Tax & Assessment

Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$95,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$37,700
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$57,300
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$95,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$256,800

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.43
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
18
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
61
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
95
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
40
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Traditional/Old
CountyOrange
Lot (acres)The size of the land the home sits on, from county records.0.23
HeatingThe type of heating system in the home.Hot Water
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 192 ft²Porch · 78 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Neighborhood · ZIP 12549These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.67
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.102
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.77

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.20%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.2%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.12,635
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.310 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$111,473
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$128,283
Average tempThe average temperature here across a full year.49°F
Annual precipHow much rain and melted snow falls here in a typical year.45 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

643 State Route 17k measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 90% of homes in Montgomery 12549
  • Costs more per square foot than 85% of homes in Montgomery 12549
  • Smaller than 93% of homes in Montgomery 12549
  • Has a smaller lot than 86% of homes in Montgomery 12549
  • Older than 87% of homes in Montgomery 12549

What homes are worth in Montgomery 12549

Each bar is how many homes fall in that price range. The marker is this home.

This home
$251K$830K

This home is worth more than 10% of homes in Montgomery 12549.

How it measures up in Montgomery 12549

The dot is this home. The mark in the middle is the typical home in Montgomery 12549.

Estimated value$328,736
CheaperTypical $470,523Pricier

Pricier than 10% of homes nearby

Price per ft²$304
CheaperTypical $252Pricier

Pricier than 85% of homes nearby

Living area1,080 ft²
SmallerTypical 1,964 ft²Bigger

Bigger than 7% of homes nearby

Lot size0.23 ac
SmallerTypical 1 acBigger

Bigger than 14% of homes nearby

Year built1930
OlderTypical 1985Newer

Newer than 13% of homes nearby

How 643 State Route 17k ranks against every home in each area.
MeasureThis homeMontgomery 12549Orange County
Estimated valuepricier than$328,73610% of homes19% of homes
Price per ft²pricier than$30485% of homes75% of homes
Living areabigger than1,080 ft²7% of homes12% of homes
Lot sizebigger than0.23 ac14% of homes36% of homes
Year builtnewer than193013% of homes18% of homes

About 643 State Route 17k

How much is 643 State Route 17k, Montgomery, NY worth?

The TopHap Estimate for 643 State Route 17k, Montgomery, NY is $328,736 as of Sep 24, 2026. The likely range is $304,651 to $352,821. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 643 State Route 17k, Montgomery, NY last sell?

643 State Route 17k, Montgomery, NY last sold on Jan 9, 2024 for $312,500, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 643 State Route 17k, Montgomery, NY?

643 State Route 17k, Montgomery, NY has 3 bedrooms, 1 bathrooms, 1,080 square feet of living space and a 0.23-acre lot.

When was 643 State Route 17k, Montgomery, NY built?

643 State Route 17k, Montgomery, NY was built in 1930, making it 96 years old. It is a traditional/old home. The building has 2 stories.

How does 643 State Route 17k, Montgomery, NY compare to other homes in Montgomery 12549?

Among the 3,343 homes in Montgomery 12549, it is worth more than 10% of them ($328,736 against a typical $470,523), its price per square foot is higher than 85% of them ($304 against a typical $252), it is bigger than 7% of them (1,080 ft² against a typical 1,964 ft²), its lot is bigger than 14% of them (0.23 ac against a typical 1 ac) and it is newer than 13% of them (1930 against a typical 1985). Measured against all of Orange County, it is worth more than 19% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

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