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Single Family ResidenceResidential
$254,044$384 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $234,700 on Jul 31, 2007

643 WHITE OAK

ROSELAND, VA 22967
2
Beds
2
Baths
662 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.18 ac
Lot SizeThe size of the land the home sits on, from county records.
1979
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$254K
$239K low$269K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$234,700 · Jul 31, 2007
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$66,284
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$53,027
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.98%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$187,760
SUNTRUST MORTGAGE INC · 6.75% · recorded Jul 31, 2007

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,428 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$255,000 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$25,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$230,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$140,600
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$255,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.44
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
24
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
79
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
98
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
20
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyNELSON
Lot (acres)The size of the land the home sits on, from county records.0.18
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Baseboard
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 210 ft²Porch · 20 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Rockfish River Elementary SchoolB
Elementary · Grades PK–5 · 6.3 mi
M
Nelson Middle SchoolB+
Middle · Grades 6–8 · 12.8 mi
H
Nelson County High SchoolC-
High · Grades 9–12 · 12.9 mi

District: Nelson County Public Schools

Neighborhood · ZIP 22967These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.114
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.89
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.71

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.47%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.14%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.6%
PopulationHow many people live in this area.2,039
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.25 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$78,083
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$103,383
Average tempThe average temperature here across a full year.55°F
Annual precipHow much rain and melted snow falls here in a typical year.50 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

643 White Oak measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs more per square foot than 87% of homes in Nelson County
  • Smaller than 95% of homes in Nelson County
  • Has a smaller lot than 91% of homes in Nelson County
  • Older than 67% of homes in Roseland 22967

What homes are worth in Roseland 22967

Each bar is how many homes fall in that price range. The marker is this home.

This home
$58K$1.2M

This home is worth more than 36% of homes in Roseland 22967.

How it measures up in Roseland 22967

The dot is this home. The mark in the middle is the typical home in Roseland 22967.

Estimated value$254,044
CheaperTypical $357,479Pricier

Pricier than 36% of homes nearby

Price per ft²$384
CheaperTypical $293Pricier

Pricier than 82% of homes nearby

Living area662 ft²
SmallerTypical 1,456 ft²Bigger

Bigger than 6% of homes nearby

Lot size0.18 ac
SmallerTypical 0.5 acBigger

Bigger than 29% of homes nearby

Year built1979
OlderTypical 1984Newer

Newer than 33% of homes nearby

How 643 White Oak ranks against every home in each area.
MeasureThis homeRoseland 22967Nelson County
Estimated valuepricier than$254,04436% of homes50% of homes
Price per ft²pricier than$38482% of homes87% of homes
Living areabigger than662 ft²6% of homes5% of homes
Lot sizebigger than0.18 ac29% of homes9% of homes
Year builtnewer than197933% of homes38% of homes

About 643 White Oak

How much is 643 White Oak, Roseland, VA worth?

The TopHap Estimate for 643 White Oak, Roseland, VA is $254,044 as of Jul 14, 2026. The likely range is $238,635 to $269,453. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 643 White Oak, Roseland, VA last sell?

643 White Oak, Roseland, VA last sold on Jul 31, 2007 for $234,700, according to the county's recorded deed.

How big is 643 White Oak, Roseland, VA?

643 White Oak, Roseland, VA has 2 bedrooms, 2 bathrooms, 662 square feet of living space and a 0.18-acre lot.

When was 643 White Oak, Roseland, VA built?

643 White Oak, Roseland, VA was built in 1979, making it 47 years old. The building has 1 story.

What schools serve 643 White Oak, Roseland, VA?

643 White Oak, Roseland, VA is assigned to Rockfish River Elementary School (elementary), rated B; Nelson Middle School (middle), rated B+; Nelson County High School (high), rated C-. All sit in Nelson County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 643 White Oak, Roseland, VA compare to other homes in Roseland 22967?

Among the 4,141 homes in Roseland 22967, it is worth more than 36% of them ($254,044 against a typical $357,479), its price per square foot is higher than 82% of them ($384 against a typical $293), it is bigger than 6% of them (662 ft² against a typical 1,456 ft²), its lot is bigger than 29% of them (0.18 ac against a typical 0.5 ac) and it is newer than 33% of them (1979 against a typical 1984). Measured against all of Nelson County, it is worth more than 50% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 643 White Oak, Roseland, VA?

The 2026 property tax bill for 643 White Oak, Roseland, VA was $1,428. The county assessed it at $255,000.

More homes on White Oak

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Assigned schools

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