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Single Family ResidenceResidential
$864,999$240 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 89How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026
Last sold for $580,000 on Jan 13, 2021

644 BEAN RANCH RD

WHITEWATER, CO 81527
4
Beds
2.5
Baths
3,597 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
35.01 ac
Lot SizeThe size of the land the home sits on, from county records.
1998
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$865K
$773K low$957K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$580,000 · Jan 13, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,326 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$32,470 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$12,940
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$19,530
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$34,660
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$519,490

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.46
45
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
56
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
76
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
11
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
46
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.9 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.34%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyMESA
Lot (acres)The size of the land the home sits on, from county records.35.01
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Hot Water
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(1)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Mesa View Elementary SchoolB
Elementary · Grades KG–5 · 9.1 mi
M
Orchard Mesa Middle SchoolB-
Middle · Grades 6–8 · 11.4 mi
H
Grand Junction High SchoolB
High · Grades 9–12 · 13.6 mi

District: Mesa County Valley School District 51

Neighborhood · ZIP 81527These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.121
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.98
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.109

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.89%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.24%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.2,876
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.4 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$77,037
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$98,760
Average tempThe average temperature here across a full year.43°F
Annual precipHow much rain and melted snow falls here in a typical year.19 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.71%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

644 Bean Ranch Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 96% of homes in Whitewater 81527
  • Costs less per square foot than 73% of homes in Whitewater 81527
  • Bigger than 96% of homes in Whitewater 81527
  • Has a bigger lot than 95% of homes in Mesa County

What homes are worth in Whitewater 81527

Each bar is how many homes fall in that price range. The marker is this home.

This home
$251K$903K

This home is worth more than 96% of homes in Whitewater 81527.

How it measures up in Whitewater 81527

The dot is this home. The mark in the middle is the typical home in Whitewater 81527.

Estimated value$864,999
CheaperTypical $562,217Pricier

Pricier than 96% of homes nearby

Price per ft²$240
CheaperTypical $275Pricier

Pricier than 27% of homes nearby

Living area3,597 ft²
SmallerTypical 1,782 ft²Bigger

Bigger than 96% of homes nearby

Lot size35.01 ac
SmallerTypical 5.02 acBigger

Bigger than 82% of homes nearby

Year built1998
OlderTypical 1999Newer

Newer than 47% of homes nearby

How 644 Bean Ranch Rd ranks against every home in each area.
MeasureThis homeWhitewater 81527Mesa County
Estimated valuepricier than$864,99996% of homes95% of homes
Price per ft²pricier than$24027% of homes34% of homes
Living areabigger than3,597 ft²96% of homes96% of homes
Lot sizebigger than35.01 ac82% of homes95% of homes
Year builtnewer than199847% of homes63% of homes

About 644 Bean Ranch Rd

How much is 644 Bean Ranch Rd, Whitewater, CO worth?

The TopHap Estimate for 644 Bean Ranch Rd, Whitewater, CO is $864,999 as of Oct 21, 2026. The likely range is $772,699 to $957,299. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 644 Bean Ranch Rd, Whitewater, CO last sell?

644 Bean Ranch Rd, Whitewater, CO last sold on Jan 13, 2021 for $580,000, according to the county's recorded deed.

How big is 644 Bean Ranch Rd, Whitewater, CO?

644 Bean Ranch Rd, Whitewater, CO has 4 bedrooms, 2.5 bathrooms, 3,597 square feet of living space and a 35.01-acre lot.

When was 644 Bean Ranch Rd, Whitewater, CO built?

644 Bean Ranch Rd, Whitewater, CO was built in 1998, making it 28 years old. It is a ranch home. The building has 1 story.

What schools serve 644 Bean Ranch Rd, Whitewater, CO?

644 Bean Ranch Rd, Whitewater, CO is assigned to Mesa View Elementary School (elementary), rated B; Orchard Mesa Middle School (middle), rated B-; Grand Junction High School (high), rated B. All sit in Mesa County Valley School District 51. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 644 Bean Ranch Rd, Whitewater, CO compare to other homes in Whitewater 81527?

Among the 800 homes in Whitewater 81527, it is worth more than 96% of them ($864,999 against a typical $562,217), its price per square foot is higher than 27% of them ($240 against a typical $275), it is bigger than 96% of them (3,597 ft² against a typical 1,782 ft²), its lot is bigger than 82% of them (35.01 ac against a typical 5.02 ac) and it is newer than 47% of them (1998 against a typical 1999). Measured against all of Mesa County, it is worth more than 95% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 644 Bean Ranch Rd, Whitewater, CO?

The 2025 property tax bill for 644 Bean Ranch Rd, Whitewater, CO was $2,326. The county assessed it at $32,470.

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