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Single Family ResidenceResidential
$173,317$139 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 83How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

644 GARNET DR

AMES, IA 50010
6
Beds
3
Baths
1,248 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.17 ac
Lot SizeThe size of the land the home sits on, from county records.
1975
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
9
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$173K
$144K low$203K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$0
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$0
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.138%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$233,825
AVAILA BANK · 6.11% · recorded Apr 21, 2026

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,256 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$267,200 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$48,300
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$218,900
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$234,700
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$267,200

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountySTORY
Lot (acres)The size of the land the home sits on, from county records.0.17
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 120 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Mitchell Elementary SchoolA-
Elementary · Grades KG–5 · 0.1 mi
H
Ames High SchoolA-
High · Grades 9–12 · 3.8 mi
M
Ames Middle SchoolB-
Middle · Grades 6–8 · 3.9 mi

District: Ames Community School District

Neighborhood · ZIP 50010These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.92
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.94
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.15

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.31%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.14%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.33,542
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.551 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$70,389
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$88,298
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.35 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

644 Garnet Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 87% of homes in Ames 50010
  • Costs less per square foot than 89% of homes in Ames 50010
  • Has a smaller lot than 74% of homes in Story County

What homes are worth in Ames 50010

Each bar is how many homes fall in that price range. The marker is this home.

This home
$105K$757K

This home is worth more than 13% of homes in Ames 50010.

How it measures up in Ames 50010

The dot is this home. The mark in the middle is the typical home in Ames 50010.

Estimated value$173,317
CheaperTypical $289,741Pricier

Pricier than 13% of homes nearby

Price per ft²$139
CheaperTypical $210Pricier

Pricier than 11% of homes nearby

Living area1,248 ft²
SmallerTypical 1,428 ft²Bigger

Bigger than 38% of homes nearby

Lot size0.17 ac
SmallerTypical 0.21 acBigger

Bigger than 35% of homes nearby

Year built1975
OlderTypical 1975Newer

Newer than 51% of homes nearby

How 644 Garnet Dr ranks against every home in each area.
MeasureThis homeAmes 50010Story County
Estimated valuepricier than$173,31713% of homes19% of homes
Price per ft²pricier than$13911% of homes17% of homes
Living areabigger than1,248 ft²38% of homes37% of homes
Lot sizebigger than0.17 ac35% of homes26% of homes
Year builtnewer than197551% of homes46% of homes

About 644 Garnet Dr

How much is 644 Garnet Dr, Ames, IA worth?

The TopHap Estimate for 644 Garnet Dr, Ames, IA is $173,317 as of Jul 14, 2026. The likely range is $143,725 to $202,909. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 644 Garnet Dr, Ames, IA last sell?

644 Garnet Dr, Ames, IA last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 644 Garnet Dr, Ames, IA?

644 Garnet Dr, Ames, IA has 6 bedrooms, 3 bathrooms, 1,248 square feet of living space and a 0.17-acre lot.

When was 644 Garnet Dr, Ames, IA built?

644 Garnet Dr, Ames, IA was built in 1975, making it 51 years old. The building has 1 story.

What schools serve 644 Garnet Dr, Ames, IA?

644 Garnet Dr, Ames, IA is assigned to Mitchell Elementary School (elementary), rated A-; Ames High School (high), rated A-; Ames Middle School (middle), rated B-. All sit in Ames Community School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 644 Garnet Dr, Ames, IA compare to other homes in Ames 50010?

Among the 9,685 homes in Ames 50010, it is worth more than 13% of them ($173,317 against a typical $289,741), its price per square foot is higher than 11% of them ($139 against a typical $210), it is bigger than 38% of them (1,248 ft² against a typical 1,428 ft²), its lot is bigger than 35% of them (0.17 ac against a typical 0.21 ac) and it is newer than 51% of them (1975 against a typical 1975). Measured against all of Story County, it is worth more than 19% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 644 Garnet Dr, Ames, IA?

The 2025 property tax bill for 644 Garnet Dr, Ames, IA was $3,256. The county assessed it at $267,200.

Closest homes

More homes in Ames 50010

Assigned schools

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