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TownhouseResidential
$361,869$195 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $293,800 on Aug 13, 2007

644 GRAY STONE LN

RICHARDSON, TX 75081
2
Beds
2.5
Baths
1,854 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2,870 ft²
Lot SizeThe size of the land the home sits on, from county records.
2006
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$362K
$336K low$388K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$293,800 · Aug 13, 2007
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$126,869
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$101,495
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.64%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$235,000
EXPANDED MORTGAGE CREDIT · P · recorded Aug 13, 2007

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$8,817 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$404,190 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$80,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$324,190
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$404,190
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$404,190

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Townhouse
StyleThe architectural style of the home, such as ranch or colonial.Townhouse
CountyDALLAS
Lot (acres)The size of the land the home sits on, from county records.0.07
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Richardson Terrace Elementary SchoolA-
Elementary · Grades PK–6 · 0.4 mi
M
Apollo Junior High SchoolC+
Middle · Grades 7–8 · 1.3 mi
H
Berkner High SchoolC-
High · Grades 9–12 · 1.6 mi

District: Richardson Independent School District

Neighborhood · ZIP 75081These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.73
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.103
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.28

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.30%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.37,696
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.4,098 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$91,627
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$112,191
Average tempThe average temperature here across a full year.65°F
Annual precipHow much rain and melted snow falls here in a typical year.40 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.62%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

644 Gray Stone Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 73% of homes in Richardson 75081
  • Costs less per square foot than 83% of homes in Highland Terrace
  • Bigger than 67% of homes in Highland Terrace
  • Has a smaller lot than 97% of homes in Dallas County
  • Newer than 97% of homes in Highland Terrace

What homes are worth in Richardson 75081

Each bar is how many homes fall in that price range. The marker is this home.

This home
$229K$666K

This home is worth more than 27% of homes in Richardson 75081.

How it measures up in Richardson 75081

The dot is this home. The mark in the middle is the typical home in Richardson 75081.

Estimated value$361,869
CheaperTypical $406,193Pricier

Pricier than 27% of homes nearby

Price per ft²$195
CheaperTypical $205Pricier

Pricier than 36% of homes nearby

Living area1,854 ft²
SmallerTypical 1,996 ft²Bigger

Bigger than 37% of homes nearby

Lot size2,870 ft²
SmallerTypical 0.21 acBigger

Bigger than 4% of homes nearby

Year built2006
OlderTypical 1975Newer

Newer than 95% of homes nearby

How 644 Gray Stone Ln ranks against every home in each area.
MeasureThis homeHighland TerraceRichardson 75081Dallas County
Estimated valuepricier than$361,86950% of homes27% of homes60% of homes
Price per ft²pricier than$19517% of homes36% of homes51% of homes
Living areabigger than1,854 ft²67% of homes37% of homes58% of homes
Lot sizebigger than2,870 ft²6% of homes4% of homes3% of homes
Year builtnewer than200697% of homes95% of homes87% of homes

About 644 Gray Stone Ln

How much is 644 Gray Stone Ln, Richardson, TX worth?

The TopHap Estimate for 644 Gray Stone Ln, Richardson, TX is $361,869 as of Jul 14, 2026. The likely range is $335,742 to $387,996. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 644 Gray Stone Ln, Richardson, TX last sell?

644 Gray Stone Ln, Richardson, TX last sold on Aug 13, 2007 for $293,800, according to the county's recorded deed.

How big is 644 Gray Stone Ln, Richardson, TX?

644 Gray Stone Ln, Richardson, TX has 2 bedrooms, 2.5 bathrooms, 1,854 square feet of living space and a 0.07-acre lot.

When was 644 Gray Stone Ln, Richardson, TX built?

644 Gray Stone Ln, Richardson, TX was built in 2006, making it 20 years old. It is a townhouse home. The building has 2 stories.

What schools serve 644 Gray Stone Ln, Richardson, TX?

644 Gray Stone Ln, Richardson, TX is assigned to Richardson Terrace Elementary School (elementary), rated A-; Apollo Junior High School (middle), rated C+; Berkner High School (high), rated C-. All sit in Richardson Independent School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 644 Gray Stone Ln, Richardson, TX compare to other homes in Richardson 75081?

Among the 9,921 homes in Richardson 75081, it is worth more than 27% of them ($361,869 against a typical $406,193), its price per square foot is higher than 36% of them ($195 against a typical $205), it is bigger than 37% of them (1,854 ft² against a typical 1,996 ft²), its lot is bigger than 4% of them (2,870 ft² against a typical 0.21 ac) and it is newer than 95% of them (2006 against a typical 1975). Measured against all of Dallas County, it is worth more than 60% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 644 Gray Stone Ln, Richardson, TX?

The 2025 property tax bill for 644 Gray Stone Ln, Richardson, TX was $8,817. The county assessed it at $404,190.

Closest homes

More homes in Richardson 75081

Assigned schools

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