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Single Family ResidenceResidential
$466,182$300 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $25,000 on Feb 9, 1987

644 HARBOR WAY

PALM HARBOR, FL 34683
2
Baths
1,552 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.27 ac
Lot SizeThe size of the land the home sits on, from county records.
1987
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$466K
$427K low$505K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$25,000 · Feb 9, 1987

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,253 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$155,817 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$151,426
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$480,491

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.32 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyPinellas
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2001
Lot (acres)The size of the land the home sits on, from county records.0.27
ConstructionThe main material the home's frame and walls are built from.Concrete Blocks
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Footing
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
ViewThe type of view from the property, or another feature of the site that affects value.Park
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 254 ft²Outdoor kitchen

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Palm Harbor Middle SchoolC+
Middle · Grades 6–8 · 0.5 mi
H
Palm Harbor University HighA-
High · Grades 9–12 · 0.9 mi
E
Ozona ElementaryA+
Elementary · Grades PK–5 · 1.1 mi

District: Pinellas County School District

Neighborhood · ZIP 34683These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.65
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.69
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.15

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.88%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.28%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.33,726
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,585 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$85,752
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$103,401
Average tempThe average temperature here across a full year.72°F
Annual precipHow much rain and melted snow falls here in a typical year.52 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.66%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

644 Harbor Way measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 67% of homes in Pinellas County
  • Costs more per square foot than 72% of homes in Palm Harbor 34683
  • Has a bigger lot than 75% of homes in Downtown Palm Harbor
  • Newer than 80% of homes in Pinellas County

What homes are worth in Palm Harbor 34683

Each bar is how many homes fall in that price range. The marker is this home.

This home
$143K$1.6M

This home is worth more than 45% of homes in Palm Harbor 34683.

How it measures up in Palm Harbor 34683

The dot is this home. The mark in the middle is the typical home in Palm Harbor 34683.

Estimated value$466,182
CheaperTypical $490,437Pricier

Pricier than 45% of homes nearby

Price per ft²$300
CheaperTypical $277Pricier

Pricier than 72% of homes nearby

Living area1,552 ft²
SmallerTypical 1,700 ft²Bigger

Bigger than 42% of homes nearby

Lot size0.27 ac
SmallerTypical 0.24 acBigger

Bigger than 58% of homes nearby

Year built1987
OlderTypical 1985Newer

Newer than 68% of homes nearby

How 644 Harbor Way ranks against every home in each area.
MeasureThis homeDowntown Palm HarborPalm Harbor 34683Pinellas County
Estimated valuepricier than$466,18262% of homes45% of homes67% of homes
Price per ft²pricier than$30064% of homes72% of homes68% of homes
Living areabigger than1,552 ft²53% of homes42% of homes64% of homes
Lot sizebigger than0.27 ac75% of homes58% of homes65% of homes
Year builtnewer than198773% of homes68% of homes80% of homes

About 644 Harbor Way

How much is 644 Harbor Way, Palm Harbor, FL worth?

The TopHap Estimate for 644 Harbor Way, Palm Harbor, FL is $466,182 as of Aug 30, 2026. The likely range is $427,227 to $505,137. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 644 Harbor Way, Palm Harbor, FL last sell?

644 Harbor Way, Palm Harbor, FL last sold on Feb 9, 1987 for $25,000, according to the county's recorded deed.

How big is 644 Harbor Way, Palm Harbor, FL?

644 Harbor Way, Palm Harbor, FL has 2 bathrooms, 1,552 square feet of living space and a 0.27-acre lot.

When was 644 Harbor Way, Palm Harbor, FL built?

644 Harbor Way, Palm Harbor, FL was built in 1987, making it 39 years old. The building has 1 story.

What schools serve 644 Harbor Way, Palm Harbor, FL?

644 Harbor Way, Palm Harbor, FL is assigned to Palm Harbor Middle School (middle), rated C+; Palm Harbor University High (high), rated A-; Ozona Elementary (elementary), rated A+. All sit in Pinellas County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 644 Harbor Way, Palm Harbor, FL compare to other homes in Palm Harbor 34683?

Among the 13,797 homes in Palm Harbor 34683, it is worth more than 45% of them ($466,182 against a typical $490,437), its price per square foot is higher than 72% of them ($300 against a typical $277), it is bigger than 42% of them (1,552 ft² against a typical 1,700 ft²), its lot is bigger than 58% of them (0.27 ac against a typical 0.24 ac) and it is newer than 68% of them (1987 against a typical 1985). Measured against all of Pinellas County, it is worth more than 67% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 644 Harbor Way, Palm Harbor, FL?

The 2025 property tax bill for 644 Harbor Way, Palm Harbor, FL was $2,253. The county assessed it at $155,817.

More homes on Harbor Way

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