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Single Family ResidenceResidential
$279,701$87 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

644 N UNION ST

RUSSIAVILLE, IN 46979
4
Beds
3 / 1
Baths
3,208 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.35 ac
Lot SizeThe size of the land the home sits on, from county records.
2004
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$280K
$264K low$296K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$135,725
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$108,580
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.52%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$143,976
SIERRA PACIFIC MORTGAGE CO INC · E · recorded Dec 22, 2009

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,478 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$281,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$31,200
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$249,800
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$247,800
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$281,000

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyHoward
Lot (acres)The size of the land the home sits on, from county records.0.35
ConstructionThe main material the home's frame and walls are built from.Masonry/Concrete Masonry Units (Cmus)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Raised (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Western Primary School
Elementary · Grades KG–2 · 1.6 mi
H
Western High SchoolA
High · Grades 9–12 · 1.8 mi
M
Western Middle SchoolB+
Middle · Grades 6–8 · 1.9 mi

District: Western School Corporation

Neighborhood · ZIP 46979These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.43
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.109
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.27

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.17%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.3.6%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.2.0%
PopulationHow many people live in this area.5,763
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.122 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$91,635
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$107,240
Average tempThe average temperature here across a full year.51°F
Annual precipHow much rain and melted snow falls here in a typical year.40 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

644 N Union St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 80% of homes in Howard County
  • Costs less per square foot than 86% of homes in Russiaville 46979
  • Bigger than 96% of homes in Howard County
  • Has a smaller lot than 82% of homes in Russiaville 46979
  • Newer than 93% of homes in Howard County

What homes are worth in Russiaville 46979

Each bar is how many homes fall in that price range. The marker is this home.

This home
$86K$609K

This home is worth more than 60% of homes in Russiaville 46979.

How it measures up in Russiaville 46979

The dot is this home. The mark in the middle is the typical home in Russiaville 46979.

Estimated value$279,701
CheaperTypical $246,404Pricier

Pricier than 60% of homes nearby

Price per ft²$87
CheaperTypical $132Pricier

Pricier than 14% of homes nearby

Living area3,208 ft²
SmallerTypical 1,840 ft²Bigger

Bigger than 94% of homes nearby

Lot size0.35 ac
SmallerTypical 0.96 acBigger

Bigger than 18% of homes nearby

Year built2004
OlderTypical 1974Newer

Newer than 91% of homes nearby

How 644 N Union St ranks against every home in each area.
MeasureThis homeRussiaville 46979Howard County
Estimated valuepricier than$279,70160% of homes80% of homes
Price per ft²pricier than$8714% of homes17% of homes
Living areabigger than3,208 ft²94% of homes96% of homes
Lot sizebigger than0.35 ac18% of homes61% of homes
Year builtnewer than200491% of homes93% of homes

About 644 N Union St

How much is 644 N Union St, Russiaville, IN worth?

The TopHap Estimate for 644 N Union St, Russiaville, IN is $279,701 as of Jul 14, 2026. The likely range is $263,598 to $295,804. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 644 N Union St, Russiaville, IN last sell?

644 N Union St, Russiaville, IN last sold on May 2, 2018, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 644 N Union St, Russiaville, IN?

644 N Union St, Russiaville, IN has 4 bedrooms, 3 bathrooms, 3,208 square feet of living space and a 0.35-acre lot.

When was 644 N Union St, Russiaville, IN built?

644 N Union St, Russiaville, IN was built in 2004, making it 22 years old. The building has 2 stories.

What schools serve 644 N Union St, Russiaville, IN?

644 N Union St, Russiaville, IN is assigned to Western Primary School (elementary); Western High School (high), rated A; Western Middle School (middle), rated B+. All sit in Western School Corporation. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 644 N Union St, Russiaville, IN compare to other homes in Russiaville 46979?

Among the 1,943 homes in Russiaville 46979, it is worth more than 60% of them ($279,701 against a typical $246,404), its price per square foot is higher than 14% of them ($87 against a typical $132), it is bigger than 94% of them (3,208 ft² against a typical 1,840 ft²), its lot is bigger than 18% of them (0.35 ac against a typical 0.96 ac) and it is newer than 91% of them (2004 against a typical 1974). Measured against all of Howard County, it is worth more than 80% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 644 N Union St, Russiaville, IN?

The 2024 property tax bill for 644 N Union St, Russiaville, IN was $2,478. The county assessed it at $281,000.

Closest homes

More homes in Russiaville 46979

Assigned schools

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