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Single Family ResidenceResidential
$434,027$196 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $208,415 on May 21, 2018

644 RIVER ROCK CIR

JEFFERSON, GA 30549
3 / 1
Baths
2,220 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.59 ac
Lot SizeThe size of the land the home sits on, from county records.
2018
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$434K
$414K low$454K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$208,415 · May 21, 2018
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$223,507
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$178,806
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.49%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$210,520
FREEDOM MTG · recorded May 24, 2018

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,187 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$160,280 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$24,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$136,280
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$143,800
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$400,700

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyJackson
Lot (acres)The size of the land the home sits on, from county records.0.59
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Mat/Raft Foundation (Slab)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 75 ft²Porch · 156 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Jackson County High SchoolC+
High · Grades 9–12 · 1.1 mi
E
Gum Springs Elementary SchoolA-
Elementary · Grades PK–5 · 4.2 mi
M
West Jackson Middle SchoolB
Middle · Grades 6–8 · 4.3 mi

District: Jackson County School System

Neighborhood · ZIP 30549These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.80
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.75
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.61

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.23%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.38,427
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.344 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$95,895
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$111,822
Average tempThe average temperature here across a full year.61°F
Annual precipHow much rain and melted snow falls here in a typical year.52 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

644 River Rock Cir measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Has a smaller lot than 65% of homes in Jefferson 30549
  • Newer than 83% of homes in Jefferson 30549

What homes are worth in Jefferson 30549

Each bar is how many homes fall in that price range. The marker is this home.

This home
$180K$1M

This home is worth more than 56% of homes in Jefferson 30549.

How it measures up in Jefferson 30549

The dot is this home. The mark in the middle is the typical home in Jefferson 30549.

Estimated value$434,027
CheaperTypical $413,519Pricier

Pricier than 56% of homes nearby

Price per ft²$196
CheaperTypical $196Pricier

Pricier than 49% of homes nearby

Living area2,220 ft²
SmallerTypical 2,107 ft²Bigger

Bigger than 56% of homes nearby

Lot size0.59 ac
SmallerTypical 0.77 acBigger

Bigger than 35% of homes nearby

Year built2018
OlderTypical 2004Newer

Newer than 83% of homes nearby

How 644 River Rock Cir ranks against every home in each area.
MeasureThis homeJefferson 30549Jackson County
Estimated valuepricier than$434,02756% of homes59% of homes
Price per ft²pricier than$19649% of homes53% of homes
Living areabigger than2,220 ft²56% of homes61% of homes
Lot sizebigger than0.59 ac35% of homes39% of homes
Year builtnewer than201883% of homes78% of homes

About 644 River Rock Cir

How much is 644 River Rock Cir, Jefferson, GA worth?

The TopHap Estimate for 644 River Rock Cir, Jefferson, GA is $434,027 as of Jul 14, 2026. The likely range is $414,267 to $453,787. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 644 River Rock Cir, Jefferson, GA last sell?

644 River Rock Cir, Jefferson, GA last sold on May 21, 2018 for $208,415, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 644 River Rock Cir, Jefferson, GA?

644 River Rock Cir, Jefferson, GA has 3 bathrooms, 2,220 square feet of living space and a 0.59-acre lot.

When was 644 River Rock Cir, Jefferson, GA built?

644 River Rock Cir, Jefferson, GA was built in 2018, making it 8 years old. The building has 1 story.

What schools serve 644 River Rock Cir, Jefferson, GA?

644 River Rock Cir, Jefferson, GA is assigned to Jackson County High School (high), rated C+; Gum Springs Elementary School (elementary), rated A-; West Jackson Middle School (middle), rated B. All sit in Jackson County School System. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 644 River Rock Cir, Jefferson, GA compare to other homes in Jefferson 30549?

Among the 11,306 homes in Jefferson 30549, it is worth more than 56% of them ($434,027 against a typical $413,519), its price per square foot is higher than 49% of them ($196 against a typical $196), it is bigger than 56% of them (2,220 ft² against a typical 2,107 ft²), its lot is bigger than 35% of them (0.59 ac against a typical 0.77 ac) and it is newer than 83% of them (2018 against a typical 2004). Measured against all of Jackson County, it is worth more than 59% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 644 River Rock Cir, Jefferson, GA?

The 2024 property tax bill for 644 River Rock Cir, Jefferson, GA was $4,187. The county assessed it at $160,280.

Closest homes

More homes in Jefferson 30549

Assigned schools

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