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Rural ResidenceResidential
$448,668$241 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $2,000 on May 30, 2017

644 S 38TH RD

CORTLAND, NE 68331
2
Beds
1
Baths
1,862 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
73.16 ac
Lot SizeThe size of the land the home sits on, from county records.
1997
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
4
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$449K
$429K low$469K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$2,000 · May 30, 2017

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,499 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$474,925 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$292,980
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$181,945
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$474,925
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$474,925

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.16 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
CountyGage
Lot (acres)The size of the land the home sits on, from county records.73.16
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Raised (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Shed · 75 ft²Porch · 1,156 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Freeman High SchoolA-
Middle · Grades 7–12 · 8.9 mi
E
Freeman Elementary-AdamsB+
Elementary · Grades PK–6 · 8.9 mi

District: Freeman Public Schools

Neighborhood · ZIP 68331These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.28
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.87
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.43

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.18%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.2.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.835
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.17 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$87,293
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$105,219
Average tempThe average temperature here across a full year.52°F
Annual precipHow much rain and melted snow falls here in a typical year.31 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

644 S 38th Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 94% of homes in Gage County
  • Costs more per square foot than 91% of homes in Gage County
  • Bigger than 80% of homes in Gage County
  • Has a bigger lot than 94% of homes in Cortland 68331
  • Newer than 85% of homes in Gage County

What homes are worth in Cortland 68331

Each bar is how many homes fall in that price range. The marker is this home.

This home
$132K$760K

This home is worth more than 76% of homes in Cortland 68331.

How it measures up in Cortland 68331

The dot is this home. The mark in the middle is the typical home in Cortland 68331.

Estimated value$448,668
CheaperTypical $319,552Pricier

Pricier than 76% of homes nearby

Price per ft²$241
CheaperTypical $204Pricier

Pricier than 72% of homes nearby

Living area1,862 ft²
SmallerTypical 1,623 ft²Bigger

Bigger than 71% of homes nearby

Lot size73.16 ac
SmallerTypical 0.54 acBigger

Bigger than 94% of homes nearby

Year built1997
OlderTypical 1972Newer

Newer than 74% of homes nearby

How 644 S 38th Rd ranks against every home in each area.
MeasureThis homeCortland 68331Gage County
Estimated valuepricier than$448,66876% of homes94% of homes
Price per ft²pricier than$24172% of homes91% of homes
Living areabigger than1,862 ft²71% of homes80% of homes
Lot sizebigger than73.16 ac94% of homes94% of homes
Year builtnewer than199774% of homes85% of homes

About 644 S 38th Rd

How much is 644 S 38th Rd, Cortland, NE worth?

The TopHap Estimate for 644 S 38th Rd, Cortland, NE is $448,668 as of Aug 30, 2026. The likely range is $428,559 to $468,777. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 644 S 38th Rd, Cortland, NE last sell?

644 S 38th Rd, Cortland, NE last sold on May 30, 2017 for $2,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 644 S 38th Rd, Cortland, NE?

644 S 38th Rd, Cortland, NE has 2 bedrooms, 1 bathrooms, 1,862 square feet of living space and a 73.16-acre lot.

When was 644 S 38th Rd, Cortland, NE built?

644 S 38th Rd, Cortland, NE was built in 1997, making it 29 years old. The building has 2 stories.

What schools serve 644 S 38th Rd, Cortland, NE?

644 S 38th Rd, Cortland, NE is assigned to Freeman High School (middle), rated A-; Freeman Elementary-Adams (elementary), rated B+. All sit in Freeman Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 644 S 38th Rd, Cortland, NE compare to other homes in Cortland 68331?

Among the 418 homes in Cortland 68331, it is worth more than 76% of them ($448,668 against a typical $319,552), its price per square foot is higher than 72% of them ($241 against a typical $204), it is bigger than 71% of them (1,862 ft² against a typical 1,623 ft²), its lot is bigger than 94% of them (73.16 ac against a typical 0.54 ac) and it is newer than 74% of them (1997 against a typical 1972). Measured against all of Gage County, it is worth more than 94% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 644 S 38th Rd, Cortland, NE?

The 2025 property tax bill for 644 S 38th Rd, Cortland, NE was $3,499. The county assessed it at $474,925.

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