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Residential (General/Single)Residential
$261,970$117 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $125,000 on Mar 6, 2018

644 SAINT CHARLES ST

ELGIN, IL 60120
4
Beds
2
Baths
2,238 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.29 ac
Lot SizeThe size of the land the home sits on, from county records.
1900
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
9
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$262K
$250K low$274K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$125,000 · Mar 6, 2018

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$6,314 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$82,762 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$16,287
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$66,475
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$76,229
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$248,385

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Residential (General/Single)
CountyKANE
Lot (acres)The size of the land the home sits on, from county records.0.29
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(8)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(4)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Huff Elementary SchoolD
Elementary · Grades PK–6 · 0.4 mi
M
Kenyon Woods Middle SchoolC+
Middle · Grades 7–8 · 1.4 mi
H
South Elgin High SchoolC+
High · Grades 9–12 · 1.7 mi

District: School District U-46

Neighborhood · ZIP 60120These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.87
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.109
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.47

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.15%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.9%
PopulationHow many people live in this area.51,977
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.4,108 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$75,556
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$99,612
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.37 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.54%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

644 Saint Charles St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 82% of homes in Kane County
  • Among the lowest price per square foot in Elgin 60120
  • Bigger than 88% of homes in Elgin 60120
  • Has a bigger lot than 76% of homes in Elgin 60120
  • Older than 94% of homes in Kane County

What homes are worth in Elgin 60120

Each bar is how many homes fall in that price range. The marker is this home.

This home
$166K$583K

This home is worth more than 35% of homes in Elgin 60120.

How it measures up in Elgin 60120

The dot is this home. The mark in the middle is the typical home in Elgin 60120.

Estimated value$261,970
CheaperTypical $284,788Pricier

Pricier than 35% of homes nearby

Price per ft²$117
CheaperTypical $205Pricier

Cheaper than almost all homes nearby

Living area2,238 ft²
SmallerTypical 1,421 ft²Bigger

Bigger than 88% of homes nearby

Lot size0.29 ac
SmallerTypical 0.2 acBigger

Bigger than 76% of homes nearby

Year built1900
OlderTypical 1970Newer

Newer than 17% of homes nearby

How 644 Saint Charles St ranks against every home in each area.
MeasureThis homeElgin 60120Kane County
Estimated valuepricier than$261,97035% of homes18% of homes
Price per ft²pricier than$117almost no homesalmost no homes
Living areabigger than2,238 ft²88% of homes70% of homes
Lot sizebigger than0.29 ac76% of homes65% of homes
Year builtnewer than190017% of homes6% of homes

About 644 Saint Charles St

How much is 644 Saint Charles St, Elgin, IL worth?

The TopHap Estimate for 644 Saint Charles St, Elgin, IL is $261,970 as of Sep 24, 2026. The likely range is $249,646 to $274,294. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 644 Saint Charles St, Elgin, IL last sell?

644 Saint Charles St, Elgin, IL last sold on Mar 6, 2018 for $125,000, according to the county's recorded deed. TopHap holds 4 recorded sales for this parcel.

How big is 644 Saint Charles St, Elgin, IL?

644 Saint Charles St, Elgin, IL has 4 bedrooms, 2 bathrooms, 2,238 square feet of living space and a 0.29-acre lot.

When was 644 Saint Charles St, Elgin, IL built?

644 Saint Charles St, Elgin, IL was built in 1900, making it 126 years old. The building has 2 stories.

What schools serve 644 Saint Charles St, Elgin, IL?

644 Saint Charles St, Elgin, IL is assigned to Huff Elementary School (elementary), rated D; Kenyon Woods Middle School (middle), rated C+; South Elgin High School (high), rated C+. All sit in School District U-46. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 644 Saint Charles St, Elgin, IL compare to other homes in Elgin 60120?

Among the 13,139 homes in Elgin 60120, it is worth more than 35% of them ($261,970 against a typical $284,788), its price per square foot is higher than almost none of them ($117 against a typical $205), it is bigger than 88% of them (2,238 ft² against a typical 1,421 ft²), its lot is bigger than 76% of them (0.29 ac against a typical 0.2 ac) and it is newer than 17% of them (1900 against a typical 1970). Measured against all of Kane County, it is worth more than 18% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 644 Saint Charles St, Elgin, IL?

The 2025 property tax bill for 644 Saint Charles St, Elgin, IL was $6,314. The county assessed it at $82,762.

More homes on Saint Charles St

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