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Single Family ResidenceResidential
$513,835$335 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

644 SW BAY ST

PORT ORCHARD, WA 98366
2
Beds
1.5
Baths
1,532 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.26 ac
Lot SizeThe size of the land the home sits on, from county records.
1938
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$514K
$472K low$556K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,128 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$447,540 (2027)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$102,760
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$344,780
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$471,270
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$447,540

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.197 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Bi-Level
CountyKITSAP
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1971
Lot (acres)The size of the land the home sits on, from county records.0.26
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.None
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Basement
PoolWhether the property has a pool, and what kind, such as in-ground.No
ViewThe type of view from the property, or another feature of the site that affects value.Water View
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 364 ft²Patio · 364 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
South Kitsap High SchoolB-
High · Grades 9–12 · 1.4 mi
E
East Port Orchard Elementary SchoolC-
Elementary · Grades KG–5 · 1.6 mi
M
Marcus Whitman Middle SchoolD+
Middle · Grades 6–8 · 2.5 mi

District: South Kitsap School District

Neighborhood · ZIP 98366These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.107
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.100
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.303

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.21%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.40,313
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,258 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$85,951
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$104,747
Average tempThe average temperature here across a full year.52°F
Annual precipHow much rain and melted snow falls here in a typical year.49 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.43%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

644 Sw Bay St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Older than 92% of homes in Kitsap County

What homes are worth in Port Orchard 98366

Each bar is how many homes fall in that price range. The marker is this home.

This home
$315K$1.2M

This home is worth more than 55% of homes in Port Orchard 98366.

How it measures up in Port Orchard 98366

The dot is this home. The mark in the middle is the typical home in Port Orchard 98366.

Estimated value$513,835
CheaperTypical $502,216Pricier

Pricier than 55% of homes nearby

Price per ft²$335
CheaperTypical $321Pricier

Pricier than 58% of homes nearby

Living area1,532 ft²
SmallerTypical 1,632 ft²Bigger

Bigger than 44% of homes nearby

Lot size0.26 ac
SmallerTypical 0.26 acBigger

Bigger than 49% of homes nearby

Year built1938
OlderTypical 1981Newer

Newer than 9% of homes nearby

How 644 Sw Bay St ranks against every home in each area.
MeasureThis homePort Orchard 98366Kitsap County
Estimated valuepricier than$513,83555% of homes36% of homes
Price per ft²pricier than$33558% of homes51% of homes
Living areabigger than1,532 ft²44% of homes38% of homes
Lot sizebigger than0.26 ac49% of homes40% of homes
Year builtnewer than19389% of homes8% of homes

About 644 Sw Bay St

How much is 644 Sw Bay St, Port Orchard, WA worth?

The TopHap Estimate for 644 Sw Bay St, Port Orchard, WA is $513,835 as of Sep 24, 2026. The likely range is $471,619 to $556,051. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 644 Sw Bay St, Port Orchard, WA last sell?

644 Sw Bay St, Port Orchard, WA last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 644 Sw Bay St, Port Orchard, WA?

644 Sw Bay St, Port Orchard, WA has 2 bedrooms, 1.5 bathrooms, 1,532 square feet of living space and a 0.26-acre lot.

When was 644 Sw Bay St, Port Orchard, WA built?

644 Sw Bay St, Port Orchard, WA was built in 1938, making it 88 years old. It is a bi-level home. The building has 1 story.

What schools serve 644 Sw Bay St, Port Orchard, WA?

644 Sw Bay St, Port Orchard, WA is assigned to South Kitsap High School (high), rated B-; East Port Orchard Elementary School (elementary), rated C-; Marcus Whitman Middle School (middle), rated D+. All sit in South Kitsap School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 644 Sw Bay St, Port Orchard, WA compare to other homes in Port Orchard 98366?

Among the 12,185 homes in Port Orchard 98366, it is worth more than 55% of them ($513,835 against a typical $502,216), its price per square foot is higher than 58% of them ($335 against a typical $321), it is bigger than 44% of them (1,532 ft² against a typical 1,632 ft²), its lot is bigger than 49% of them (0.26 ac against a typical 0.26 ac) and it is newer than 9% of them (1938 against a typical 1981). Measured against all of Kitsap County, it is worth more than 36% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 644 Sw Bay St, Port Orchard, WA?

The 2026 property tax bill for 644 Sw Bay St, Port Orchard, WA was $4,128. The county assessed it at $447,540.

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