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Single Family ResidenceResidential
$580,486$291 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 66How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $27,900 on Feb 21, 2018

6440 STATE ROUTE 28

INDIAN LAKE, NY 12842
4
Beds
2
Baths
1,992 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2.9 ac
Lot SizeThe size of the land the home sits on, from county records.
1950
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
4
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$580K
$381K low$780K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$27,900 · Feb 21, 2018

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,605 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$128,400 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$42,100
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$86,300
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$128,400
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$191,600

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.32
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
15
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
40
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
95
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
9
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Traditional/Old
CountyHAMILTON
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1965
Lot (acres)The size of the land the home sits on, from county records.2.90
HeatingThe type of heating system in the home.Hot Water
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 200 ft²

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(1)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Indian Lake Central SchoolD+
Elementary · Grades PK–12 · 1.7 mi

District: Indian Lake Central School District

Neighborhood · ZIP 12842These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.98
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.80
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.101

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.40%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.15%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.4%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.8%
PopulationHow many people live in this area.1,612
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.5 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$83,784
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$91,803
Average tempThe average temperature here across a full year.40°F
Annual precipHow much rain and melted snow falls here in a typical year.44 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.52%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

6440 State Route 28 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 88% of homes in Indian Lake 12842
  • Costs more per square foot than 71% of homes in Indian Lake 12842
  • Bigger than 87% of homes in Indian Lake 12842
  • Has a bigger lot than 74% of homes in Hamilton County
  • Older than 72% of homes in Indian Lake 12842

What homes are worth in Indian Lake 12842

Each bar is how many homes fall in that price range. The marker is this home.

This home
$96K$917K

This home is worth more than 88% of homes in Indian Lake 12842.

How it measures up in Indian Lake 12842

The dot is this home. The mark in the middle is the typical home in Indian Lake 12842.

Estimated value$580,486
CheaperTypical $301,921Pricier

Pricier than 88% of homes nearby

Price per ft²$291
CheaperTypical $230Pricier

Pricier than 71% of homes nearby

Living area1,992 ft²
SmallerTypical 1,232 ft²Bigger

Bigger than 87% of homes nearby

Lot size2.9 ac
SmallerTypical 1.3 acBigger

Bigger than 72% of homes nearby

Year built1950
OlderTypical 1972Newer

Newer than 28% of homes nearby

How 6440 State Route 28 ranks against every home in each area.
MeasureThis homeIndian Lake 12842Hamilton County
Estimated valuepricier than$580,48688% of homes79% of homes
Price per ft²pricier than$29171% of homes64% of homes
Living areabigger than1,992 ft²87% of homes84% of homes
Lot sizebigger than2.9 ac72% of homes74% of homes
Year builtnewer than195028% of homes33% of homes

About 6440 State Route 28

How much is 6440 State Route 28, Indian Lake, NY worth?

The TopHap Estimate for 6440 State Route 28, Indian Lake, NY is $580,486 as of Sep 24, 2026. The likely range is $380,567 to $780,405. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 6440 State Route 28, Indian Lake, NY last sell?

6440 State Route 28, Indian Lake, NY last sold on Feb 21, 2018 for $27,900, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 6440 State Route 28, Indian Lake, NY?

6440 State Route 28, Indian Lake, NY has 4 bedrooms, 2 bathrooms, 1,992 square feet of living space and a 2.90-acre lot.

When was 6440 State Route 28, Indian Lake, NY built?

6440 State Route 28, Indian Lake, NY was built in 1950, making it 76 years old. It is a traditional/old home. The building has 2 stories.

What schools serve 6440 State Route 28, Indian Lake, NY?

6440 State Route 28, Indian Lake, NY is assigned to Indian Lake Central School (elementary), rated D+. All sit in Indian Lake Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 6440 State Route 28, Indian Lake, NY compare to other homes in Indian Lake 12842?

Among the 1,443 homes in Indian Lake 12842, it is worth more than 88% of them ($580,486 against a typical $301,921), its price per square foot is higher than 71% of them ($291 against a typical $230), it is bigger than 87% of them (1,992 ft² against a typical 1,232 ft²), its lot is bigger than 72% of them (2.9 ac against a typical 1.3 ac) and it is newer than 28% of them (1950 against a typical 1972). Measured against all of Hamilton County, it is worth more than 79% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 6440 State Route 28, Indian Lake, NY?

The 2026 property tax bill for 6440 State Route 28, Indian Lake, NY was $2,605. The county assessed it at $128,400.

More homes on State Route 28

Closest homes

More homes in Indian Lake 12842

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