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Single Family ResidenceResidential
$268,778$127 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $180,000 on May 29, 2020

645 4TH ST

CHIPLEY, FL 32428
2
Baths
2,115 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.65 ac
Lot SizeThe size of the land the home sits on, from county records.
1939
Year BuiltThe year the home was originally built, according to county records.

Valuation

$269K
$245K low$292K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$180,000 · May 29, 2020

Tax & Assessment

Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$185,066 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$179,850
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$252,378

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.40
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
29
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
98
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
68
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
5
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyWashington
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2012
Lot (acres)The size of the land the home sits on, from county records.0.65
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Carport (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.Yes
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Gazebo

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Washington Virtual Instruction Program
Elementary · Grades KG–12 · 0.1 mi

District: Washington County School District

Neighborhood · ZIP 32428These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.109
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.76
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.25

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.88%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.6.9%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.18%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.17,198
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.56 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$53,611
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$68,933
Average tempThe average temperature here across a full year.67°F
Annual precipHow much rain and melted snow falls here in a typical year.62 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

645 4th St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 72% of homes in Washington County
  • Bigger than 84% of homes in Washington County
  • Has a smaller lot than 77% of homes in Washington County
  • Older than 97% of homes in Washington County

What homes are worth in Chipley 32428

Each bar is how many homes fall in that price range. The marker is this home.

This home
$53K$607K

This home is worth more than 71% of homes in Chipley 32428.

How it measures up in Chipley 32428

The dot is this home. The mark in the middle is the typical home in Chipley 32428.

Estimated value$268,778
CheaperTypical $196,160Pricier

Pricier than 71% of homes nearby

Price per ft²$127
CheaperTypical $128Pricier

Pricier than 49% of homes nearby

Living area2,115 ft²
SmallerTypical 1,488 ft²Bigger

Bigger than 83% of homes nearby

Lot size0.65 ac
SmallerTypical 1.63 acBigger

Bigger than 28% of homes nearby

Year built1939
OlderTypical 1991Newer

Newer than 4% of homes nearby

How 645 4th St ranks against every home in each area.
MeasureThis homeChipley 32428Washington County
Estimated valuepricier than$268,77871% of homes72% of homes
Price per ft²pricier than$12749% of homes49% of homes
Living areabigger than2,115 ft²83% of homes84% of homes
Lot sizebigger than0.65 ac28% of homes23% of homes
Year builtnewer than19394% of homes3% of homes

About 645 4th St

How much is 645 4th St, Chipley, FL worth?

The TopHap Estimate for 645 4th St, Chipley, FL is $268,778 as of Aug 30, 2026. The likely range is $245,384 to $292,172. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 645 4th St, Chipley, FL last sell?

645 4th St, Chipley, FL last sold on May 29, 2020 for $180,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 645 4th St, Chipley, FL?

645 4th St, Chipley, FL has 2 bathrooms, 2,115 square feet of living space and a 0.65-acre lot.

When was 645 4th St, Chipley, FL built?

645 4th St, Chipley, FL was built in 1939, making it 87 years old.

What schools serve 645 4th St, Chipley, FL?

645 4th St, Chipley, FL is assigned to Washington Virtual Instruction Program (elementary). All sit in Washington County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 645 4th St, Chipley, FL compare to other homes in Chipley 32428?

Among the 7,695 homes in Chipley 32428, it is worth more than 71% of them ($268,778 against a typical $196,160), its price per square foot is higher than 49% of them ($127 against a typical $128), it is bigger than 83% of them (2,115 ft² against a typical 1,488 ft²), its lot is bigger than 28% of them (0.65 ac against a typical 1.63 ac) and it is newer than 4% of them (1939 against a typical 1991). Measured against all of Washington County, it is worth more than 72% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

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Assigned schools

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